ROI
RiskOn International, Inc. Common Stock
stock NASDAQ

Ya, it's a completely stupid assertion. Nearly half of GameStop's cash is debt that can't be spent on an acquisition, unless they have a plan for an almost immediate ROI to repay the debt in a few years, which I wouldn't count on with Cohen.
Also, unless the market crash has no other macro effects (unlikely), GameStop will most likely start bleeding money again due to lost sales. Regardless of what apes say, collectibles are not going to do well in a recession. Games may be slightly recession proof, but those are less and less of their sales. If we were to go into a bad recession, GameStop would most likely need some of their cash to stay afloat.

I dont understand how people are so bad at trading. Its not fucking poker, as some say. And its not about finding the best indicator or strategy. They all suck. Its only hard negative delta or positive on that day and you sell or buy. With this its the risk management, SL tight and if the price reverse from limits than you get a small loss. If not, you get a good R:R. You cant be on loss at the end of the month, only if you dont take this 2 in account. Me for example im using Exocharts and usually work on my big accounts where I get on average a +3% roi per day, or a -0.5% roi per day. Honestly thats a boring life, so i come up with chalenges for myself and on those I dont use more than 10-20$ and make 200% ROI per day, for several days, until i make 20-50k, then i stop and do it from scratch again. And yes, i usually lose on this, because i need consecutive wins on it to work, but its only a 10$ loss. I dont count the lost profits from it, just my starting sum. Im not saying all of this to brag or sell something(and no i wont help you). Im saying it for people to understand that is not that hard if you put in the work, it can be fun and stress free. You can see even see on DOM when longs get exhausted and get out , or when the sells enter the market, when you get participation from both and so on. Honestly my view is that people are either blind or stupid and prefer to flip a coin and feel better that they are right, than to look at data and react according to the market.

If you emergency fund is funded, and you're talking abut taxable account holdings, I think paying down/off a 6% loan is almost always going to beat holding bonds. If bonds start paying higher than 6%+taxes then we'd be in a highly inflationary period and go ahead and divert funds to bonds.
A guaranteed 6% ROI at low/no risk is hard to beat, and that's really your question. I'm not seeing anyone acknowledging that a paid off house has a HUGE impact on cash-flow. Once your house is paid off you will have a lot more funds to invest, and a lower COL (without housing costs besides insurance/utilities/maintenance) means you are better protected against loss of income (by choice or not) and closer to financial independence. Those are not small things.

Making $600 off of a $3,000 investment represents a 20% return on investment (ROI). Generally, this is considered an excellent return on investment.
Here is a breakdown of why this is considered a good return:
Compared to Savings Accounts: Traditional savings accounts typically offer annual interest rates of around 0.5% to 4%. A 20% return significantly outperforms these low-risk options.
Compared to Average Market Returns: The historical average annual return for the S&P 500 stock market index over a long period (several decades) is approximately 10%, before adjusting for inflation.
Achieving 20% means you have doubled the average market performance.
The amount of money you put in does not matter. The skill of an investor is how they manage what they can afford to put into Investments and seeing them beat the market standard, which dictates the success of an investor. Please go to college; you lack formal education, and your immediate hostile Outburst indicates this. I stated this at the beginning: I'm not here to gloat or think I know every single little detail about investing. I'm here to help others, especially those who are trying to get into investment. So put your ego aside and let's help everyone.

Which saw the biggest decrease in child poverty rates in a hundred years, had no negative effect on job rates, and saw significant increases in economic recovery versus states that eliminated some of those benefits.
Also, tax cuts for people with children and daycare, student loans, and other people underwater isn't free money. It's stimulatory and consistently shows good ROI on economic returns. Like SNAP. Every dollar yields up to 85% ROI in local economic activity.

Cigar bud investing. If the liquidation value is above the market cap of the stock. The percent difference is your ROI

[Big drop from the top. ](https://preview.redd.it/jhjt2ibpr20g1.png?width=1023&format=png&auto=webp&s=cd7154548e6191a22de19422c6838c8753be393f)
Hey guys, the pull-back this week was painful, I am about 10% down since the beginning of the month, but if I zoom out it does not look that bad.
https://preview.redd.it/ud5dscbrr20g1.png?width=997&format=png&auto=webp&s=3ab1154a940799e332e7158a0bc667246b96bbb6
This week, sold a couple of strikes for URNJ, a uranium equity ETF. It fits the bill for me for the following reasons:
1. I am long term bullish on the sector/stock
2. Low chance of going to zero, since it is an ETF. (Impt since I am happy to wait for it to recover if it gaps down.
3. High volatility, allowing me to sell OTM and still get more than 1% weekly ROI.
4. Happy to get assigned. Happy if it expires
5. Make sure not selling on margin. Watch that Capital at Risk metric.
I am structurally bullish Uranium as I believe there will be a bottle neck in the raw material needed for running all those power plants that they are building and extending the life of.
\#WheelOptions #CoveredCalls #CashSecuredPuts
P.s. the sudden run up you see on the graph are my OTM $GLD calls/Leaps when Gold went nuts last month.

In seriousness, looking like a pornstar is actually undesirable as the competition is high. You want a market differentiator so if you’ve that and pornstar aesthetic then bonus points but looks alone means competition will drown you out. Unless you’ve got the marketing to back it up but then ROI becomes risky

My point is not about emotion.
My point is about ROI.
The piece of data suggesting that 90% of big funds underperform the market, means a lot to me. They can count on extremely talented people coming from the best business schools in the world, as well as the best technology (and probably reserved information..) and yet, they don’t manage to do better long-term.
I’m just wondering how me, you, and 99.9% of population in the world believe that can do better of those professionals.. for me, is basically impossible.

Making profit and being worth the amount of investment being made are two different things. And when that investment is tied to the general populace (via 401ks and the like) and, in the very near term, the US gov -- this is absolutely a bubble situation that can result in harm in the realm of the dot com bubble. Are they the same? Of course not identical, nothing is. But the idea that being profitable means youre worth any amount of money and theres not a consequence for not meeting that ROI is naive.

ROI would be better VOO or QQQM. Dividends are not free money. In 7-10 years that 700k will be 1.4mill. In another 7-10, 2.8mill. Sell only when you have something urgent to pay for. That’s all investing is.
And you should be adding auto and weekly. Assuming you work and have income. Find a trustworthy pro (most suck) to guide you through it. It’s really not hard. Most don’t stick to the basics though. And greatly underestimate how they will react to volatility and market news. You will panic sell if you invest that alone. Best of luck!

Dude, my ROI on my sports betting is better than this.

¡Follow us 👉[ r/NIO\_Day](https://www.reddit.com/r/NIO_Day/)⚡ Pricing NIO’s 2026 Scenario
Some might speculate that the 10,000–15,000 vehicles NIO is currently delivering each week have already been priced in.
But has the market also priced in **the best year in NIO’s history**, which — according to our projections — will likely occur in **2026**?
Do the math.
By then, three key models will be added to the portfolio: **ONVO L80**, **NIO ES7**, and **NIO ES9**.
The **ES9**, in particular, will contribute a **significantly higher ASP**, while adding a new **6/7-seater SUV** to the lineup — a category enjoying very strong demand in China. Even **Tesla** was forced to release its own 6/7-seater version of the Model Y to defend its market share in this high-demand subsegment.
Moreover, the rollout of **fifth-generation battery-swap stations**, fully **compatible across NIO, ONVO and Firefly**, could have a **dramatic impact** on Firefly’s sales, since its lower-cost positioning would lose its exclusive advantage once all brands access the same 2-minute swap technology.
The year **2026** is set to mark the **convergence of NIO’s three structural pillars**: portfolio diversification, ASP optimization, and energy-infrastructure maturity.
This trio is no coincidence — the domestic market shows a clear preference for large, versatile SUVs.
In **Q2 2026**, three strategic models are expected to launch simultaneously:
**NIO ES9**, **ONVO L80**, and **NIO ES7.**
In this context, the **ES9** could serve not only as a *halo product* but also as a **margin catalyst and differentiator**, especially if fully integrated into the **NT 3.0 platform** and NIO’s intelligent-services ecosystem.
**Fifth-Generation Infrastructure**
Concurrently, 2026 will mark the **mass rollout of NIO’s fifth-generation battery-swap stations**, reducing swap time to **approximately two minutes**.
These new stations will be **interoperable across the group’s three brands**, representing a major step forward in efficiency and return on network investment by unifying maintenance, logistics, and user flow.
This technological advance may reshape internal dynamics: shorter swap times and full interoperability could erode Firefly’s cost-advantage positioning, as higher-tier models gain equal access to the ultra-fast swap network.
The combination of a **higher structural ASP (driven by ES9)**, a **more efficient volume base (L80 + ES7)**, and an **optimized energy infrastructure** reinforces the thesis that **2026 will be NIO’s operational inflection point** — the year when the company transitions from a *premium-EV assembler running at a deficit* to an **integrated mobility system with economies of scale and converging profitability**.
According to our projections, **total annual sales could reach between 500,000 and 600,000 units**, with an **average selling price around US $ 35,000.**
# Estimated NIO Sales Projection — 2026
|**Quarter**|**Estimated Units**|**Monthly Average**|**Key Notes**|
|:-|:-|:-|:-|
|**Q1 2026**|80,000 – 90,000|27,000 – 30,000|Transition from 2025 line-up; ONVO L60 ramp-up and NIO brand stabilization.|
|**Q2 2026**|≈ 120,000|40,000|Launch of ONVO L80 and NIO ES7; accelerated production curve.|
|**Q3 2026**|≈ 150,000|50,000|Model maturity and full contribution from the 5G swap network.|
|**Q4 2026**|≈ 200,000|65,000 – 70,000|Peak operational density and record quarterly volume for the group.|
**Other Revenues (2026) — Projection and Structure**
In 2024, NIO reported “other revenues” of approximately **US $ 1.03 billion**, about **11 % of total revenue**. Once a marginal category, it has become the company’s fastest-growing segment.
By 2026, the simultaneous progress in **ecosystem monetization**, **digital-services expansion**, and **energy-network maturity** could drive a substantial leap:
|**Category**|**2024 (actual)**|**2025 (estimated)**|**2026 (projected)**|**Commentary**|
|:-|:-|:-|:-|:-|
|**Other revenue (USD)**|1.03 B|1.6 – 1.8 B|**2.5 – 2.8 B**|\+140 % vs 2024; full diversification|
|**Share of total revenue**|11 %|13 – 14 %|**15 – 17 %**|Higher margin than vehicle sales|
|**Gross margin estimate**|25 – 30 %|30 – 35 %|**35 – 40 %**|Driven by software + services|
**Qualitative Breakdown of Growth Drivers**
* **Energy & BaaS 5G services:** Fifth-generation swap stations (≈ 2 min per swap) will multiply daily rotations and improve network ROI. Target network: 4,500–5,000 active stations. Rising operating margins through higher swap volume and multi-brand usage.
* **Software & smart-subscriptions:** Expansion of ADAS / Banyan OS / urban autonomy services through monthly or premium plans. Higher ARPU via on-demand feature activation.
* **Connected-services ecosystem:** Revenue streams from Parkopedia, premium connectivity, in-car entertainment, and integrated e-commerce. Potential future sources: data services, AI licensing, predictive maintenance.
* **Technology licensing & partnerships:** Externalizing know-how in chips, software or swap networks to third-party OEMs or municipal operators. Immediate profitability without scaling production.
NIO would thus transition from relying almost entirely on vehicle sales to a **hybrid hardware-plus-services model** with recurring revenue.
“Other revenues” could exceed **US $ 2.5 billion (15 – 17 % of total)**, reducing dependence on delivery cycles and enhancing overall margin resilience — a cornerstone of what we call the **“2026 epicenter.”**
¡Síguenos 👉[ r/NIO\_Día](https://www.reddit.com/r/NIO_Day/)⚡
Estimated total revenue for 2026, assuming **600 k vehicle sales × US $ 35 k ASP** plus additional revenue streams, stands at roughly **US $ 24 billion.**
Using **XPeng’s current valuation benchmark**, where the market prices the company at approximately **1.7 × its revenues** (based on \~US $ 13 billion FY 2025 revenue estimate), the same multiple applied to NIO would imply:
**Projected market capitalization:** ≈ **US $ 40.8 billion**
**Outstanding shares:** 2.45 billion
**Theoretical price per share:** ≈ **US $ 16.6**
At that valuation, the market would be recognizing NIO as a scalable, diversified mobility platform rather than a distressed premium EV maker — a company priced not for survival, but for scale.

For the last two years I've had issues with repairs and bad tenants so I've been thinking about selling my rental and investing into a high dividend fund like QQQI. The home is worth about $700k with no mortgage. The rent is $3250 less $150 management fee and $600 in taxes and insurance. I think I'll get a way better ROI in the index fund. Am I missing something here?

The ROI on paying down credit card debts is approximately twice the expected ROI of investing in the stock market. Sure, you can be insanely lucky gambling on options, but paying down is a sure thing.

I built a platform to benchmark how well different LLMs can generate functional trading algorithms without human intervention.
It's an interesting intersection of quantitative finance and AI capabilities testing.
**The Setup**
* 50+ large language models (via OpenRouter API) generate Python trading strategies autonomously
* Algorithms compete in a controlled market simulation with realistic microstructure
* The order book maintains bid-ask spreads with price-time priority execution
* Each session runs 60 ticks of historical price data with multiple agents trading simultaneously
**Key Metrics Tracked**
* ROI, Sharpe ratio, max drawdown
* Order fill rates and slippage
* Strategy classification (momentum, mean reversion, technical indicators)
* Cross-model performance comparison
**Findings**
LLMs consistently generate **parseable, executable code** demonstrating a variety of trading strategies — though profitability varies widely.
* **Claude** tends toward conservative, low-risk strategies
* **Open-source models** often produce more aggressive, high-volatility trades
The platform doubles as both a **benchmark for LLM code generation** and a simplified model of market dynamics when multiple AI traders interact.The platform doubles as a benchmark for LLM code generation and a simplified model of market dynamics when multiple AI traders interact.
**Source code:** [github.com/Jaiminp007/ai-trader-battlefield](https://github.com/Jaiminp007/ai-trader-battlefield)
*U can find the website link in the github*
*(Go easy — it’s running on the free OpenRouter plan 😅)*
Curious to hear you thoughts about this.
Also, I am building v2.0, DM if u want to know 👀

Been thinking about opportunity cost lately and wondering if I'm trapped in the sunk cost fallacy with my Dallas rental property.
**The numbers:** Bought in 2020 as diversification play: $285k with $57k down (20%). Property appreciated to \~$310k but that's misleading because:
* Monthly rent: $2,100
* Monthly PITI + HOA: $2,350
* Annual maintenance average: $4,200
* Property management: 8% of rent
Real annual return: -$7,440 in cash flow + maybe $6k in appreciation + \~$4k in principal paydown = roughly 4.3% ROI on my equity
Meanwhile S&P is up 48% since I bought. My $57k down payment would be worth \~$84k if I'd just stayed in index funds. Instead I'm dealing with tenant calls, surprise repairs, and stress.
I keep telling myself "real estate is long-term" but is that just rationalization? The property needs new HVAC soon ($7k) and the roof has maybe 3-4 years left ($14k). More capital I'll need to deploy for mediocre returns.
Considering liquidating and redeploying capital into higher-performing assets. Would probably take a haircut on price but when I calculate time value of money and opportunity cost, maybe it's worth it?
So, how do you evaluate when to exit an underperforming real estate position? What's your framework for comparing illiquid RE returns against liquid market alternatives? Am I thinking about this wrong?
Feels like admitting defeat but maybe that's ego talking and not rational analysis.

Not sure what you agree or disagree with - which of his largely illegal or immoral current stunts?
But surely you can do the math on his inheritance in index funds? These new grifts are a round error compared to the 20-200 Billion he's have if he never "invested" in Real Estate and so on.
It's really simple. If he put the money in an index fund like your or I usually do (I have a 10.3% compounded lifetime return...over 40 years of investing), he's be worth 10X (min.) of what he is.
In short, his lifetime ROI is somewhere about 3-4%. That doesn't include the others he dragged down with him.
It's hard to find an example of a family being so bad with money. Even when Jared was given a chance he bought a building that was going to completely bankrupt him (in NYC) and only the Arabs doing his dad a favor allowed him to escape total bankruptcy.
Here's some additional data. T-Bills were at 10% or higher when he received his inheritance (1980's). So he'd have 15 Billion plus if he simply bought those rock solid investments.
Let's say he went tech-heavy in the Nasdaq Index.....that's made close to 15% over 40 years - meansing his original $425 million would be up 23,000% to today.
That would be 97 Billion dollars.
This isn't guesswork or speculation. If he would have simply put the money away and left it there - he and the world would be vastly better off. He might not even had to do as many criminal things.

I would summarise it by saying that businesses didn’t have business plans during dotcom. AI companies tend to have one.
Ultimately it comes down to valuation though. You put X amount of money in. What % return you get on that?
I think people are more focused on the companies popping up around the tech giants. The question is whether they can realise the trajectory these valuations suggest. If not, NASDQ will come down, but the tech giants won’t be gutted. It’s companies like OpenAI that will be in hot water. And by extension predictions about productivity gains for regular business. If OpenAI needs to ramp up pricing to get runway, the ROI for all companies leveraging LLMs suffers. It follows they invest less so valuations come down. Less money for AI supercomputers as well.

50% ROI on 11/10 $675 Calls bought 7 minutes before close and sold 5 minutes after.
What a rush.