PYPL
PayPal Holdings, Inc. Common Stock
stock NASDAQ

Any news on PYPL besides GS analyst sell rating?

PYPL down on any real news or just GS analyst rating?

After a long time, it's actually above 10%. My living costs were 2758 EUR for June 2026, and I think I can go even lower. I'm planning some investments around the house, but probably not in the following few months. So it's a good time to build reserves before that.
My dividends were 395 EUR, but mostly from the annual payer XTB.WA. I'm 36 years old, my market loss in June was -6.28% (it's fine, it was +12% in May).
To disclose my portfolios, here are my positions:
Growth: (9868.HK,ADBE,ADYEN.AS,ALGN,ALSTI.PA,AMZN,BABA,BIDU,BYDDY,BYND,CDR.WA,CELH,CROX,CRSP,CRSR,CRWD,DDOG,DUOL,ENPH,FB,FSLY,FTCV,GOOG,GOOGL,GRE.MC,HIMS,HUYA,IBKR,ILMN,INPST.AS,INT.ST,KER.WA,LMND,META,MQ,NET,NFLX,NIO,NOW,OKTA,ONDO.L,OTGLY,PLTR,PLUG,PYPL,QLYS,SEDG,SMR,SPIR,SPOT,TDOC,TSLA,TTCF,TTD,U,UBER,UPST,VFF,VYGVF,WISE.L,XPEV,ZNGA)
Dividend portfolio: (AAPL,ABBV,ADM,AFSI,ALLY,ASML.AS,B4B.DE,BA,BAC,BBWI,BKNG,BMY,BNS,BNS.TO,BTI,CAH,CL,CMI,COST,CP.TO,CRM,CTL,CVS,D,DAL,DG,DIN,DIS,EIX,EOAN.DE,EV,EVO.ST,F,FDS,FF,FL,FLO,GEO,GILD,GIS,GPC,HBH.DE,HRL,IBM,IIPR,INTC,ITW,JNJ,JPM,KHC,KMB,KMI,KO,KR,LB,LUMN,M,MA,MMM,MO,MPW,MS,MSFT,NEE,NHI,NKE,NOW,O,OHI,ONL,PEP,PG,PM,POOL,QCOM,SBUX,SKT,SO,SPG,STOR,STX,T,TGT,TSM,UNP,UPS,V,VER.VI,VFC,VZ,WBA,WBD,WEC,XEL,XTB.WA)
**What portion of your expenses would be covered by dividends? Include Age pls :)**

So Nathan, I assume that's your name?
Do you know what regression to the mean fallacy, contrarian fallacy, and gamblers' fallacy?
Or what are value traps?
Just saying from your NOW/PLTR/LULU and ORCL/MSFT ideas..... well maybe you have other trades and 90% of your actual portfolio is in VOO/IEF right?
* PLTR I don't understand and is too politics related so I won't comment.
* NOW is getting disrupted and might end up a value trap. If you like NOW then why don't you like ENR, PYPL, or M?
* LULU will get BTFO along with other apparel and consumer discretionary. Even higher end like LVMUY and RACE are feeling it. Not sure why folks feel NKE is inferior to LULU either.
* ORCL another politics play. Probably better than NOW but not better than MSFT. You're really betting on Ellison/Trump deal staying strong, AI not blowing, and GOP not losing midterms.
* MSFT please stay away from this since I own this and you wanting to buy it probably means my shares won't go back up.

The issue with PYPL is not that the business model is broken, but that the promise of being a high growth Fintech has only led to a string of disappointments which have weighed on the stock.

The problem with your post is you think everyone in the sub is invested in NVO ADBE LULU NKE PYPL

We watching PYPL or what??

Lol what's your point? I bought Meta in June 2022 @ $170. By November of that year it went as low as $88 from when I bought it.
Today it's @ $565. Over triple my money in 4 years.
Dude you are low-key proving my point that you're not an actual value investor 🤣 Because something goes a bit lower from where I start a position doesn't mean squat. I bought more PYPL at 39-$43 to cost average down. Come back in a year and comment you day trader lol

The same reason that PYPL was a can't miss undervalued darling 5 years ago. Mistaking a heavyweight stock going down as cant-miss value and others offloading bags.

Those are some crazy numbers for sure. Imagine the news headline: NOW's management pay themselves 14.5% of REVENUE in ADDITION to their normal salary and bonuses."
Let's not forget that some of these companies are declining businesses (e.g. PYPL). So what's the management doing exactly to "earn" the SBC? Shareholders should be outraged.
It's truly surprising why this isn't mentioned every time when people discuss the buybacks announced by these companies.
Compare that to Berkshire, all the buyback money goes to reduce share count by pretty much the same amount in monetary terms.

Conservative mid to large cap dividend payers: **Heathcare**: SNY, THC, HCA; **Finance**: PAGS, TBBK, PYPL; **Energy/oil**: SU, TS; **Security**: BCO, ADT
Deep value small caps: **Energy/oil**: REI, AMPY, EGY; **Gold**: GAU, DRD, CMCL; **Green transition**: TOYO, CDLR; **Software**: CINT; **Biotech**: CRMD
Very speculative microcaps: **Gold**: HYMC, GLDG, **Agriculture inputs**: GRO
Only THC & TBBK are above their 20d SMAs & 50d SMAs, at this moment. Still finding their bottom. With perhaps the exception of perhaps the energy/oil stocks, I wouldn't consider the others for an entry until someone else has caught all the knives.

PYPL is so value I hope it falls every day so I can buy more.

[MA](https://www.onvista.de/aktien/Mastercard-Aktie-US57636Q1040) - Mastercard 📃@438,60€(+1,20% 🤑)
[PYPL](https://www.onvista.de/aktien/Paypal-Aktie-US70450Y1038) - Bezahlkumpel 📃@38,97€(+0,17% 🥱)
[V](https://www.onvista.de/aktien/Visa-Aktie-US92826C8394) - Visa 📃@295,55€(+0,42% 🥱)

Lang auf $MA haben einfach meine Karte gesperrt am Wochenende, zum Glück berechtigt, weil irgendeine verdächtige Buchung im Ausland erfolgte. Super, bekomme ne neue und muss die überall ändern, wo ich die für Abos hinterlegt habe! Lang auf $PYPL, da es es nur ein Klick, hätte ich nur überall den Bezahlkumpel hinterlegt! Und lang auf $V hole mir jetzt für den unwichtigen Kram ne zweite Karte, damit meine Hauptkarte nicht Samstag morgens gesperrt wird und ich da stehe wie ein Idiot!

Yes, it appears that historically, they issue about $2B per year in SBC, and buyback approximately $4B. So 50% of the buyback funds in recent years have gone to employees/management, around 8% of total revenue.
They have $25B worth of buybacks authorised until 2030, that is approximately $5B per year. However, if they continue with the $2B per year in SBC, then you still have potentially 40% of the shareholder's buyback money going to staff and management.
Reminds of PYPL's situation with SBC and Buybacks. Intentionally or unintentionally, it appears as though money is being taken by the management from the owners of the business.

A 1 or 2 position portfolio is choosing risk of losing a substantial portion. A more reasonable portfolio is 10-20 stocks, with no more than 20% exposed to any one industry. Diversification is the only free lunch in investing.
Personally, I'd opt for a foundation of value stocks that offer some protection against market-wide multiple contraction through low current valuations, revenues increasing at least as fast as inflation, and high free cash flow yield that is being spent on dividends and share buybacks.
Some options I'm considering for my mother's account. Security: Brink's (BCO), ADT (ADT); Finance: PagSeguro (PAGS), PayPal (PYPL), The Bancorp (TBBK); Healthcare: Sanofi (SNY), Tenet Healthcare (THC), HCA Healthcare (HCA), energy: Suncor (SU), Tenaris (TS).
Of these, only TBBK and THC are in current uptrends. The energy stocks SU and TS may be a special situation, as the war's impacts unfold. I'd hold off on the others until at least they're above their 20 day simple moving averages, and preferably both 20 and 50 d SMAs.
You don't have to buy a market that's teetering at the edge. Cash stashed in a short term treasury ETF (like SGOV or BIL) will retain nominal value and return a 3.5+% yield, while you're watching stocks you'd like to establish positions in find support. Optionality is itself extremely valuable in choppy or bear markets.