PYPL
PayPal Holdings, Inc. Common Stock
stock NASDAQ

*PYPL is trading at 7X earnings. It should be trading at 25X. That’s 4X higher. The stock should be trading at $150-$160 per share.*
Why not 6x earnings ?

Of course not, it's never a *good* sign if you under-perform (also most people will not outperform the indices or diversified investments long-term). If you are investing in single stocks to hold for 3-5 years you need to do independent research and have a reason *you* think they will that is beyond the valuation being cheap.
Is it a good time to sell any of them for a loss? Probably not, but wouldn't want to invest in PYPL, DUOL or ADBE for 3-5 years either. Don't know anything about CRM, I'd rather take MSFT (which I did) if I wanted to take a contrary position on SAAS, AI CAPEX generally, and Open AI exposure specifically there than in betting on CRM executing the AI integration pains, but I admit I haven't looked into CRM at all. I don't like UNH for several reasons ranging from it's bad practices, vulnerability to the govt subsidized medicare cost, to personal reasons.
I don't like holding pharma companies, but I will admit NVO will probably perform well over longer time-frames and present's value. I'd say Google is well priced here, perhaps a bit inflated, but the tailwinds are fantastic. \*I want it at about 10% currently sitting at 16% (just holding, what do you do when it's not a sell or a buy to you?)
I had some AMZN and moved fairly heavily back into it recently as I think at the levels seen last week AMZN and MSFT are offering up great risk/reward for the valuation.

\*I do think a lot of the hardcore, this is Value investing (DCF/MOAT- obsessed) Value Investors might benefit from looking at companies through the lens of '*Enterprise Value'* along with the DCF analysis.

I agree with NVO, and DUOL and agreed with PYPL when it was 80, others less so

Last time I heard about PYPL I made money shorting them during that “Honey” fiasco.
Turned out Honey web add on was scamming everyone who came near it from the consumer all the way to the creators being paid to advertise for them. They are owned by PayPal. Not a great look

Frequency in this sub. PYPL is a good example

When you build your model, leave off 4-8 quarters of the real data that has been reported at the end. Forecast it and value it as you would at that point in time and the subsequent financials haven’t been reported yet.
Get your intrinsic value per share from that, then look at the real numbers. Were they in line with what you forecasted but the stock never actually moved towards the intrinsic??? Probably a value trap.
If you have Schwab a broker, a quick check you can do is look at the CFRA report price target, and Morningstar fair value.
Morningstar is SUPER value focused to the point they over forecast fair values extremely on companies like VZ, PYPL, BMRN, NVO, UNH, etc.
If CFRA is way below Morningstar, probably a value trap

If it’s being advocated here by all the OGs, then it’s a value trap. See PYPL, ADBE, NVO, DUOL, UNH and all the other favorites

Just thinking about some of the companies that were heavily promoted on this Subreddit, some of the names that come to mind are: NVO, PYPL, ADBE, UNH, CRM, GOOGL, AMZN, and DUOL to name a few. Most of these have severely under performed the market, besides GOOGL. Is this a sign of good things to come (I.e. short term pain for long term gain?) All of these stocks were trading severely undervalued compared to their normal price to earnings ratios, yet they have still underperformed the market. What are your thoughts on this? Do we need to give these companies 3-5 years to play out?

PYPL at 7x earnings looks cheap vs historical 25x, with Braintree/Venmo moats intact.
Hype aside, fintech competition (Stripe, block) eroded share, so check payment volume growth and margins before loading up. Filter thesis: Scan peer multiples and TAM before sizing—avoids value traps if acquisition bids fizzle. Takeover talk rarely prices in fast though.
WSB pump or real edge?

PYPL is trading at 7X earnings. It should be trading at 25X. That’s 4X higher.
The stock should be trading at $150-$160 per share.
Of course Stripe wants to buy them. I bet Google & Apple will look at them also.
PayPal is enormous. Has a pristine balance sheet. Fantastic cash flow. Unbelievable assets with Braintree and Venmo. And a massive user base.
The stock is SO UNDERVALUED.
Redditors should get in on this trade now. The WSB community should be taking this stock to $150-$200 to make any possible acquisition priced correctly.
Anything less should be immediately declined by shareholders.
This is a generational opportunity to buy a financial behemoth and extremely low values.

PYPL time to Moon Big

I was looking for someone to post a CRM post today. I have been doing my work on this stock and today is pushing me over the edge to finally take a position. The stock is purely getting hit with the sentiment narrative of AI will destroy software or at least software margins. The HALO trade has been hot so far this year and business fundamentals are getting ignored for sentiment. I do not have a perfect track record, I have am in - Baba(99), PYPL (53), CELH (25), NVO (55), UNH (256), GOOGL (164), and GAMB (7.8). All at different weights of my portfolio, but to give you as an assessment of my style and entry points. You can quickly see where I’m “losing” and “winning” currently. With CRM, I feel like it will be my next big investment and the thesis is fairly simply - financial strength, stickiness with their customers (or switching costs), and that I think AI improvements will either benefit it greatly as we are seeing with the AWUs and agentics or AI won’t be that impactful overall and will not kill the business as expected. In other words I think the narrative will be a positive for CRM OR will not have much of a low term impact, safety net. Additionally, I have used the product and competitors, and CRM is pretty uniquely designed for each business use and case. I believe CRM will continue to leverage the changes in AI to drive more opportunities to build new in roads sales pipelines with other tools integrated into the suite.

"We all clearly identified PayPal as a winner..."
Don't kid yourself OP, almost (if not nearly everyone like 7-8 out of 10) said PYPL sucks and was gonna die.

"Unless Paypal materially mislead them about the nature of the BNPL receivables(ie fraudulent info about credit scores or incomes), I don't see how they would be liable."
If they were performing, then why would PYPL sell them?

Easy: UNH NVO PYPL CRM LULU

PYPL back to $40 unless the long shot takeover occurs.

CRM going to be the next "but the buyback!" thing on here after PYPL as it gradually goes lower over the next year or two.

$PYPL (huge upside if acquisition is announced)

!banbet PYPL 49 1d

`!banbet PYPL 49 1d`