PYPL
PayPal Holdings, Inc. Common Stock
stock NASDAQ

PYPL dipped hard, but with e-commerce and digital payments still booming, a rebound isn’t impossible. Just gotta be patient and watch for signs of life.

PYPL would it ever recovered? Man it’s trading at 1/3 from pandemic ATH lol

Your gut may be correct, but except for PYPL these are basically dead trades IMO. Two months and a few days for SNAP and NVDA to each go up 50%? Yeah right, if they come close to that you'll get a last chance saloon window to sell that you'll regret not taking.
As for PYPL that's criminal to not bank profits on, at least clear your cost basis and ride the free money.
*Strongly regarded trades 6.5/10*

Circle wants to be the Coinbasr for stablecoins, the jury is still out on whether stablecoins take off, I personally doubt it but the reason it took off is because it does have something a bit special/different.
Chime on the other hand is going against much better and more established players (SOFI, PYPL, AFRM, XYZ, etc.) and it doesn't have any special moat to take on those big guys.
Having said that, anything is possible in this environment as there seems to be a concerted effort to jump into new IPOs before lockup and before options and drive the stock up; if you know when to get in and out, you can make a pretty penny. Most everyone though will not.

Chime is set to debut on the Nasdaq later on Thursday after raising $864 million in its initial public offering, with investors waiting to see whether the digital bank will maintain the recent streak of explosive first-day gains for new listings.
The hotly anticipated debut is being viewed as a bellwether for other IPO candidates in the fintech industry, where valuations have cooled from pandemic-era highs.
"A strong debut could trigger a domino effect, prompting other high-growth firms to accelerate their IPO timelines and position themselves for a window that's starting to reopen," said Kat Liu, vice president at IPOX.
"If well-received, Chime could help reopen the IPO window for other long-delayed unicorns."
Chime and some of its investors sold 32 million shares priced at $27 each. It had earlier marketed a $24 to $26 price range.
The IPO gave the San Francisco-based company a fully diluted valuation of $11.6 billion. It was last valued at $25 billion after a funding round in August 2021.
Chime's major backers include Yuri Milner's DST Global and investment firms General Atlantic and ICONIQ. It has raised $2.65 billion from private investors since its inception, according to PitchBook data.
Digital banks such as Chime have grown rapidly in recent years by offering low-cost, mobile-first financial services that appeal to younger users and underserved consumers.
SQ, PYPL, SOFI, BGM, AFRM, and NU could benefit from renewed investor interest in fintech following Chime’s high-profile IPO debut.

PYPL dipped hard, but with e-commerce and digital payments still booming, a rebound isn’t impossible. Just gotta be patient and watch for signs of life.

PYPL would it ever recovered? Man it’s trading at 1/3 from pandemic ATH lol

Your gut may be correct, but except for PYPL these are basically dead trades IMO. Two months and a few days for SNAP and NVDA to each go up 50%? Yeah right, if they come close to that you'll get a last chance saloon window to sell that you'll regret not taking.
As for PYPL that's criminal to not bank profits on, at least clear your cost basis and ride the free money.
*Strongly regarded trades 6.5/10*

Circle wants to be the Coinbasr for stablecoins, the jury is still out on whether stablecoins take off, I personally doubt it but the reason it took off is because it does have something a bit special/different.
Chime on the other hand is going against much better and more established players (SOFI, PYPL, AFRM, XYZ, etc.) and it doesn't have any special moat to take on those big guys.
Having said that, anything is possible in this environment as there seems to be a concerted effort to jump into new IPOs before lockup and before options and drive the stock up; if you know when to get in and out, you can make a pretty penny. Most everyone though will not.

Chime is set to debut on the Nasdaq later on Thursday after raising $864 million in its initial public offering, with investors waiting to see whether the digital bank will maintain the recent streak of explosive first-day gains for new listings.
The hotly anticipated debut is being viewed as a bellwether for other IPO candidates in the fintech industry, where valuations have cooled from pandemic-era highs.
"A strong debut could trigger a domino effect, prompting other high-growth firms to accelerate their IPO timelines and position themselves for a window that's starting to reopen," said Kat Liu, vice president at IPOX.
"If well-received, Chime could help reopen the IPO window for other long-delayed unicorns."
Chime and some of its investors sold 32 million shares priced at $27 each. It had earlier marketed a $24 to $26 price range.
The IPO gave the San Francisco-based company a fully diluted valuation of $11.6 billion. It was last valued at $25 billion after a funding round in August 2021.
Chime's major backers include Yuri Milner's DST Global and investment firms General Atlantic and ICONIQ. It has raised $2.65 billion from private investors since its inception, according to PitchBook data.
Digital banks such as Chime have grown rapidly in recent years by offering low-cost, mobile-first financial services that appeal to younger users and underserved consumers.
SQ, PYPL, SOFI, BGM, AFRM, and NU could benefit from renewed investor interest in fintech following Chime’s high-profile IPO debut.

**GOOGL**
* Breakout trend.
**AAPL**
* AAPL's release event typically sees a sharp rise followed by a crash. AI progress indeed hasn't met market expectations, but I believe this is already priced in. I would consider adding more below $200. AAPL and other stocks have cyclical time lags, which can be seen in past candlestick charts.
**HOOD**
* On hold for now. Wait for the support level to stabilize before making a move. Long-term outlook is positive.
**IBIT, ETHA**
* MACD and RSI indicators are starting to stabilize and move upward.
* **MSTR**
* No significant change in trend. Consider positioning near $380 if it's below $400.
**TSLA**
* The advice from yesterday not to short Tesla still stands.
**Circle**
* Pay close attention to whether the stablecoin bill passes.
* For short-term, consider taking some profits and wait for new opportunities.
Watchlist: ADBE, JNJ, PG, PYPL, BGM, AMD.
**Investment Key**: Patience is key—wait for the support level to solidify and for clear trends to emerge.

As a medium-term investor (6-18 month horizon), I systematically build positions in 3-6 stocks monthly based on trend potential and valuation. This month's focus:
**1. $SOFI – All-in-One Digital Finance Platform**
* Full-spectrum banking/investing/loans/credit products
* Bank charter enables low-cost funding
* Cross-selling driving revenue diversification
* Strong brand penetration among millennials
* Execution-focused management ➡ \*The most complete digital bank play; Q2-Q3 catalysts critical.\*
**2. $AMD – AI Infrastructure Play**
* MI300X gaining inference market share
* MI400 tape-out coming (clear AI roadmap)
* Gaming/PC recovery offsets cyclical gaps
* Data Center +57% YoY, valuation gap vs NVDA ➡ *Top breakout candidate in AI's second tier.*
**3. $GOOGL – Undervalued AI Giant**
* Resilient Search + YouTube ads
* Google Cloud margin expansion
* Gemini/DeepMind acceleration
* $95B cash, 18x forward PE ➡ *Core holding for trend riders.*
**4. $ABCL – High-Risk Biotech Bet**
* ABCL575 as potential blockbuster
* AI + microfluidics R&D automation
* Royalty-heavy long-term pipeline
* Undervalued with $800M cash ➡ *Small-cap biotech lottery ticket (position-controlled).*
**5. $PYPL – Fintech Turnaround Story**
* 400M active accounts (massive base)
* Cost cuts boosting FCF/margins
* Venmo/BNPL innovations under new CEO
* 13x forward PE (historical lows) ➡ *Defensive fintech reversion play.*
**6. $BGM – Emerging AI Agent Platform**
* SME-focused AI assistant ecosystem
* Acquired 6 AI firms (insurance/law/healthcare)
* Equity-funded expansion (capital-efficient)
* Recent Xingdao Intelligent buy expands into service robots
* 91% revenue growth, margin expansion ➡ *Early-stage PLTR+CRM hybrid (small pilot position).*
# My Strategy:
1. **No trading** – Trend-holding + opportunistic scaling
2. **Risk-layered allocation** (SOFI/GOOGL = core; ABCL/BGM = satellite)
3. **June adjustments** based on earnings/macro