LOT
Lotus Technology Inc.
stock NASDAQ ADR

The moral of the story is that its scary, but you're going to be okay. Be Frugal, live with roommates (I have 5), keep costs low, no trips to Japan, but treat yourself when you need it.
The biggest thing you are going to run into is the massive amount of support that A LOT of your classmates recieve from their parents despite being in their late 20s now. (Im not bagging on them its just a reality you will not experience and should be aware of. Statistically most of your classmates come from a higher class where parents paying for their kids rent/car/insurance/groceries or some combination is not an issue).
Also I was suprised by the amount of money some schools were willing to give in scholarships, so make sure you pursue that and do an actual comparison.

"Oh how the mighty have fallen!"
My apologies! ! I had no idea this was a REAL scandal that was going on!! I thought it was just another of the many stupid people here on Silverbugs.
Like I said, Apmex screwed me too. I'm not a fan of them AT ALL and avoid buying from them.
But this is a TRUE scandal!
Money down it was an inside job. Especially with the price of gold having skyrocketed and all.
No doubt they're working on getting to the bottom of what happened and have already hired a PR company to try and do damage control! And that is going to be A LOT of damage control!
They may not even be able to deal with damage control until the Police or FBI is finished their investigation, which could take months!
I would definitely like to see them get a little humbler!
Besides for them taking 3 months to mail me my order, with no contact, no "we're on it, don't worry". I had another incident with them which I will never forget.
A few years ago I called Apmex to try to sell something small, but it did not say on their website what their minimum buyback total was. The guy I spoke to was SO rude to me. It wasn't what he said - telling me that unless I had tens of thousands of dollars of PM to sell them they don't even want to talk to me - it was the way he said it. He wouldn't tell me their minimum., and treated me like like I was a beggar trying to sell 10 day old bread.
A company which has employees that treat customers like that (a few years back when when PM's were not going crazy) which can be so obnoxious to potential sellers, is a company that thinks WAY too highly of themselves and believes they can't possibly lose customers that way.
Because every PM business should know that a potential seller, no matter how small, is a potential customer. And you have NO way of knowing how large they buy based on how small they want to sell.
And so I wouldn't mind one bit seeing, "Oh how the mighty have fallen."
It's almost funny, the idea of Apmex falling apart when PM's are at their highest earnings in decades!

https://preview.redd.it/pgd9pg2l9ylg1.png?width=2560&format=png&auto=webp&s=f32a3c3f446d37629d282c09a829557e08635ba5
At a 30%+ CAGR, 2026 probably will see 1000 GW of new installations globally.
That is A LOT. People do not understand exponentials.

Interesting. I am also moving my account from ML. LevelWealth is the flat fee advisor. I looked at others who were more sophisticated, but required more work on my part. At his point, I just want to reduce fee and tax drag while generating sufficient income with growth for heirs. I am putting in a LOT of work now, with hopes to be very hands off down the line.

I know I asked what it was as it was face side up half looking around not expecting it to be that one, I was so happy when it was I personally wouldn't sell it to a coin shop. Then again with the prices being crazy there were a LOT of things coming in for a few weeks.

Did you get in this morning? I was away from my account all day, so I am still in, although I think I could have taken profit today. I can sort of shrug this off since my bet is far from a 90K YOLO, but so far this bet has been fun.
Good Luck to anyone who signed on for this silliness. My summary of the situation is that there is a LOT of uncertainty. Like off the charts uncertainty about what will happen on either side of the conflict, and on either side of the OP's YOLO.
Honestly if this goes to the moon I am likely to paper hands it, if I am paying attention. The only way I ride it to the moon is if I ignore my account for a few days.

PRICES WILL FLUCTUATE WITH SPOT
PROOF - https://imgur.com/a/9DbyCx2
GOLD KITCO SPOT - $5,185
SILVER KITCO SPOT - $88.15 (63x FV)
\-
GOLD
2014 Canada 1 Oz .99999 Howling Wolf - Call of the Wild (In Assay) - $5,200
(https://imgur.com/a/Aa0N9FL)
SILVER
\-
pre-1965 Washingtons ($12.50 FV) - $53 per $1.00, will break up in $2 increments
\-
SILVER LOT 2
1960 MINT PROOF SET - $50 shipped.
\-
CLOSE UPS ARE IN THE PROOF ALBUM & THROUGHOUT POST BUT CHAT IF MORE ARE NEEDED
Payment Methods
Preferred Payment methods include Cashapp & Zelle. No Crypto or Venmo or paypal for this sale.
Please note that if you use E-check in Paypal, it could take up to a week to clear.
Shipping : USPS GA $6/Priority $12.
For trades over $250, priority will be required due to sub shipping standards.
WILL ADD INSURANCE/SIGNATURE CONFIRMATION OR SHIP VIA FEDEX AT BUYERS EXPENSE. Chat for questions/pricing
Will ship tomorrow & send picture of package and USPS receipt showing acceptance at post office
Items will be packed securely and discreetly. Will update with every step of the way and will hand directly to postal worker/courier at the counter.

Just when I think CLOV can’t possibly disappoint me any further, it does. I’ve been buying since IPOC. I have given so much. I’ve given time, A LOT of money, I’ve given them the benefit of the doubt, I even recommended them to friends and family (HUGE mistake!). For what? Jack shit, that’s what. 5 years ago the AI bubble hadn’t even been blown yet, and Clover was ahead of the game. Now? My fridge has better AI than this company. Most of my wealth is invested in CLOV and I’ll probably be buried with these bags. Something needs to change. Maybe Toy isn’t the founder we thought he was…

>I know alot of firms dont like hiring MFE/MAFN kids when they rather have undergrad olympiads and PhDs, but 26% employed at graduation is insane.
this makes it sounds like mfe kids arent getting hired because, instead, genius undergrads and experienced phds are taking the spots.
which doesnt factor in the fact that decent undergrad and masters kids also find spots.
the truth is that, on average, mfe kids are terrible and are not qualified for the roles. the typical mfe class is comprised of mostly rich international kids who, on paper, have stellar resumes but, in reality, dont know their heads from their asses.
i hired 2 juniors last year and went through A LOT of mfe resumes that boasted about perfect gpas from ivies and amazing projects. then when it came to the interview, they couldnt explain basic undergrad level math/cs concepts well. ended up hiring 2 undergrads from state schools

# [PROOF PICTURE 2/26/2025](https://imgur.com/ldFmKtF)
Pics available below of individual item for sale. Feel free to ask for more pics!
**Spot price at time of posting: Silver $88.50 / Gold $5,188**
# [Check out my feedback ](https://www.reddit.com/r/pmsfeedback/search/?q=%22Hitman_Argent47%22&restrict_sr=on&sort=new&t=all)
To purchase, please chat (Please comment 'chat' first).
# Payment: Zelle only.
See end of listing for more terms, shipping info, etc.
==================================================
===============
# GOLD
* [PAMP Suisse 1 oz 'Fortuna' Gold bar](https://imgur.com/Drwp3hP) (In assay card, with Veriscan) - **$5,150 Price includes Priority Mail shipping** [Reverse Pic](https://imgur.com/w9NPrKo)
# ==================================================
===============
# VINTAGE SILVER BARS
* [1973 Madison Mint 'Thanksgiving'](https://imgur.com/SZyTBdP) \- **$85** \[[BACK](https://imgur.com/VIwF9lm)\]  **$3.50 UNDER SPOT**
==================================================
# UNITED STATES COINS
**PEACE DOLLARS - No culls / No damaged/holed coins. Nice, better condition coins! See pics below**
\- [LOT #2 - 1 full roll (20 coins) Silver Peace Dollars](https://imgur.com/gPm2eXp) \- **$1,250** Melt value is \~$1,369. See pics for condition of actual coins you will receive. Coins come in a plastic tube.
\- [LOT #4 - Lot of 11x Silver Peace Dollars](https://imgur.com/58IBGUT) \- **$700** Melt value is \~$753. See pics for condition of actual coins you will receive. Coins come in a plastic tube.
==========
**SILVER DOLLARS - MORGAN**
* [**1899-S Morgan $1, NGC AU53**](https://imgur.com/jtjRmsZ) **- $225  \[**[**REVERSE**](https://imgur.com/0hyzqkJ)**\] Check prices / comps!**
==========
**SILVER DOLLARS - COMMEMORATIVE**
Boxed, in capsules, and include CoAs, see pics below. This commemorative dollar has the silver content of a constitutional silver dollar \~0.7735oz ASW, for a **melt value of \~$68.45.**
* [2000 Library of Congress Silver Dollar UNC](https://imgur.com/p8VPDNQ) \- **$63 -** \~$5.50 under melt
==========
* [2015 March of Dimes Special Silver Set](https://imgur.com/zz633tv) \- **$85** In addition to the Proof Silver Dollar, [included in this set are also 1x 90% Proof Silver dime, and 1x 90% Reverse Proof Silver Dime.](https://imgur.com/mXF6XtM) Total of 0.9182oz ASW, **melt value of \~$81+.**
==================================================
**SILVER HALF DOLLARS - COMMEMORATIVE**
Each commemorative half dollar has the silver content of a constitutional silver half dollar - (0.3617oz ASW), for a **melt value of \~$32.00**. **Selling at 10% under melt!!**
* 75x [1982-S George Washington Silver Half Dollar PROOF](https://imgur.com/Fz9ynwb) \- **$28.80 ea. I**n mint capsules
* 1x [1982-D George Washington Silver Half Dollar UNC](https://imgur.com/Eq763kh) \- **$28.80 ea. I**n sealed mint cello
==========
**90% SILVER 'JUNK'**
* [$12.25 FV Quarters](https://imgur.com/ygkuYys) \- **$705** Washington Quarters at \~57.6x FV. **Melt value is \~$784!**
==================================================
# PREMIUM ART SILVER BARS
Prooflike and Enameled **CMG Mint** art bars. very limited production. **Check online comps - these are SUPER premium, very popular art bars selling regularly online, if you can even find them available for sale**. all come sealed in their original protective sleeves, or in capsules, some with their card / COA, all are numbered. See details and pics for each individual bar below:
* ['HORROR FOR HALLOWEEN #2 (VAMPIRE)' (2018) - Enameled](https://imgur.com/uSIUeQm) \- **$100** \[[REVERSE](https://imgur.com/PYM4T77)\] A few enameled versions produced, this one is the purple with green title with 56 total mintage. This one is numbered #56.
* ['THE HEADLESS HORSMAN' (2018) - Enameled RED](https://imgur.com/Q4feJzT) \- **$125** \[[REVERSE](https://imgur.com/39eDOWy)\] A total production of 136 (45 Prooflike, 50 Enameled Blue, and 41 Enameled Red). This one is numbered #30 of 41.
* ['THE HEADLESS HORSMAN' (2018) - Enameled BLUE](https://imgur.com/ut3ANtm) \- **$125** \[[REVERSE](https://imgur.com/o92PVwb)\] A total production of 136 (45 Prooflike, 50 Enameled Blue, and 41 Enameled Red). This one is numbered #30 of 50.
* ['HALLOWEEN HAVOC (VIDEOGAME) (2018) - Enameled BLUE](https://imgur.com/vWr4VI7) \- **$105** \[[REVERSE](https://imgur.com/5TIUK4o)\] A total production of 146 (45 Prooflike, 60 Enameled BLUE, 41 Enameled RED). This one is numbered #15 of 60.
* ['ROBBING SANTA' (2017) - Enameled - Including CoA](https://imgur.com/LRvrrcF) \- **$100** \[[REVERSE](https://imgur.com/3CVqNSY)\] A total production of 140 (75 Prooflike, 65 Enameled). This one is numbered #24.
* ['ROBBING SANTA' (2017) - Prooflike - Including CoA](https://imgur.com/NMvxos3) \- **$100**  \[[REVERSE](https://imgur.com/VvgaTH8)\] A total production of 140 (75 Prooflike, 65 Enameled). This one is numbered #38, and is a matching pair to the enameled example below.
* ['ROBBING SANTA' (2017) - Enameled - Including CoA](https://imgur.com/svYehuN) \- **$100** \[[REVERSE](https://imgur.com/E5do0BN)\] A total production of 140 (75 Prooflike, 65 Enameled). This one is numbered #38, and is a matching pair to the prooflike example above.
* ['CYCLOPS' (2016) - Enameled - Including CoA](https://imgur.com/pentxU2) \- **$100** \[[REVERSE](https://imgur.com/rJjHkYA)\] A total production of 135 (60 Prooflike, 75 Enameled). This one is numbered #53.
==========
**Rainbow Mint**
* ['Santa's Nightmare' (2015) - Enameled - Including CoA](https://imgur.com/bliEDxK) \- **$100**  \[[REVERSE](https://imgur.com/4sQ3Xkt)\] a maximum mintage of only 20 pieces! This one is numbered #5 Very limited edition, hand-enameled work of art.
==================================================
==================================================
To purchase, please chat (Please comment 'chat' first).
# Payment: Zelle only.
Shipping: USPS . Added insurance is available upon request and at buyer's cost. Responsibility leaves my hands once USPS says “accepted”.
Shipping fees:
* USPS Ground Advantage: **$5.00** (up to 8 oz)
* Priority Mail: **$10.00** (any weight)
**Shipping date: Friday 2/28. Tracking info will be provided within 24 hours of payment.**
Any questions, or if additional pics/video needed, please feel free to chat!
==================================================
==================================================

That is a LOT of optimism. Like an incredible amount.

Bought a LOT of NVDA Today at $185. I hope I don't regret it!

Volatility sure means something, a LOT. Another poster pointed out, I should have a reasonable estimate on how much I am paying for something and for that exchange value not to change over night.

I don't disagree with some of your above comment. Many of the sellers that tried to use BTC many years back dropped it, it didn't work. Reddit I think is one example, lol.
Maybe you aren't understanding my point. It's a more a stock, if even that; definitely not a currency. All the things you listed above you can do with most assets. It's not a currency. If I can't sell BTC to the next guy for more, it becomes worthless immediately. There is no new product or tangible asset coming with it.
Also, how do you protect people? It's to complicated for most. You won't gain any adoption as a currency if you don't have some regulated backing. People won't bail you out when your BTC gets lost or stolen.

The value dropped a lot recently. It's hanging on because big investors can't let it fail, too much real $$ at stake. They need to convince the geenal population it will go back up to get buy in. If the general public doesn't buy back in, we will see some big dips soon. If we see a really strong market, I can see people gambling on BTC again.

This is the second one I’ve seen on here too, apparently this has happened to A LOT of people…thank you for warning us because I’ve bought a lot of silver lately. I will be avoiding these bars and APMEX 100%, they are gonna lose a lot of business because of these fake bars.

Per Gordon Johnson: NVDA's stock is falling b/c it needed to clear an options wall of \~$200/shr. So, given A LOT of folks were long calls into the print, & it didn't clear $200, brokers are selling stock to reverse sold calls. It's that simple. This isn't fundamentals. It's market mechanics.

Just buy BTC on coinbase and hold it there. Then if you want to hold it in cold storage do A LOT of research on cold storage before you move it there.

NVDA's stock is falling today because given A LOT of folks were long calls into the print, & it didn't clear $200, brokers are selling stock to reverse sold calls. It's that simple. This isn't fundamentals. It's market mechanics

Wow, fast reply!
I agree that the prop firm discussion gets a LOT of engagement, which is why so many people see it- I admit that I'm 100% biased against them because I worked in the trading space and I hate them lol. But that's up to you guys, and I'm glad the mods are aware.
And yeah AI is pretty much a losing battle to fight against IMO, but just wanted to point that out. The problem is unsolvable but there's really no safeguard against them right now.
Anyway, thanks for taking people's opinions into consideration, and thank you for the modding work you do!

Back when the GFC happened in 08, I was fresh out of college with no 401k and no house, but started trying to buy the dip with about 10k and lost some money. Today I have A LOT MORE excluding my 401k.
I'm asking based off your trading habits today and with your non 401k accounts, how screwed would you have been in terms of buy and selling etc? Would you have sold everything or rode it out? Would you have tried to buy the dip and with how much? Would you have missed the recovery?
I've always been more of a buy the dip trader, so I would have been screwed because the dip was extended more than a year, and that's how I lost in 08. But I'm also 95% fully invested today, so I think I would have rode out up to a 25% downswing and then sold at least half my portfolio. I think once we were close to 40-45% down I would have re bought, but who knows.

Markets in the short term are very technical.
Usually before NVDA earnings there is a LOT of option volume expiring the friday of the same week.
This all impact in price action, so it’s not all related to fundamentals.