LOT
Lotus Technology Inc.
stock NASDAQ ADR

I think you’re forgetting the reason why the average medical school debt is *only* 200K. A LOT of students get family help. I’m fortunate enough to have graduated with $0 in debt because of my family, and given how many of my classmates come from physician or above-average households, I’m not surprised many are in the same boat. Unless we want physicians to ONLY come from high-income families (I definitely don’t), 400K is unfortunately close to the floor for those who need to take out loans for the entire cost of attendance (don’t forget, interest accrues from the time you take out the loans).
And not only that, has tuition gone up substantially (even state schools can run ~40K per year in tuition alone). So let’s assume maybe ~30K in living expenses (and test fees, aways, etc.), you’ll come out with 370K in debt, including interest (>7%). Of course you can adjust living expenses to reduce the burden, but it likely wouldn’t bring down the debt burden significantly, while also contributing to additional financial stress during medical school.

I can understand the pain of 5 long years as im one of those apes, but sincr diving into thr collectibles world, and thinking outside thr box on what gamestop is doing with trade ins i gotta say, we havent seen anything yet. Like nothing.
Theres been nothing significant launched other than powerpacks and its nowhere near where the future of all of this is going. I believe i can see some of the same future RC sees and its going to get A LOT crazier for all sellers, collectors, traders and influencers. The future of commerce will continue to trend to stores of value aka collectibility. He sees it he gets it and this next level acquisition(s) will get built around it and chart an unprecedented path for the next ten years.
We’re Amazon in 99 and we’ve been here since 94.
We’re tesla in 2016 and we’ve been here since 2011.
We are early we are not wrong

If you had 45 1 oz coins, that should be 3 lbs and 1.37 oz. You are missing A LOT of weight here.

1. Just interest.
2. did not properly invest in MFs, did not do proper allocation in stocks. Lucked out with few good stoks and thought I was a genius. checked my 3yr xirr in stocks and it was wayyyy worse than FD.
3. I would stick to basics. Build a base (BAF / MAAF / N50 fund) then buy ETFs (satellite portfolio) for sectors and other good opportunities. Also start learning FnO early.
4. I did not read books. But buying only few stocks at a time helped me A LOT. Literally saved me from most of my mistakes.
5. 3 yrs.

Can’t you just save all that money and study music in Europe or something where all universities are basically free or A LOT cheaper?

Slide 7. I like slide 7 A LOT.

I think AI is deflationary as a technology (all tech is deflationary). I don't know how bad things will be and which companies will be worst hit but I think there is a LOT of bad debt and leverage out there, and I think growth stocks will decline 80-90% from their 2025 PS/PE ratio peaks.
I see GOOGL retuning to 100-150, NVDA 100 or less - GOOGL's PS ratio has spiked beyond 2X its historical norm, it is a mature company and sure it is growing, but its main search product is literally being cannibalized by Gemini... I realized this entire thing was about to blow up when I was looking at GOOGL's PS chart last month and saw its higher than at any point since 2008 (peaked Feb 2 2026) - this is insanity.
https://www.financecharts.com/stocks/GOOGL/value/ps-ratio

The military budget has just increased this year and the US, Israel, and other ME allies just used A LOT of missiles. Like A LOT A LOT.
Those missiles have to be replaced so that’s millions, if not billions right there.

Aren't you doing the exact opposite here though? I mean I see swings a LOT bigger than a percent, and very much so when you now switch to half a percent.
Sure things might go on a bigger sale next week.

I found a girlfriend on Bumble and that is saying A LOT. I bought some at IPO as a "Thank you, Bumble!" w/o expecting much. If they can make some sort of hook that fascinates people like how the swipe left/right did at first, then I can easily see this pumping.
Ideas:
\- have a "True Vitals" badge that shows your verified health, height, weight, last 3 ER visits, etc.
\- have paid matchmakers that use their own canny + some AI nonsense
\- embedded live video streaming in a party format that's auto mod'd via that hot dog app from Silicon Valley
\- combo with HIMS the dikkpill stonk

8.9 BILLION SHARES OUTSTANDING IS A LOT

No lie I thought we’d for sure be down A LOT more. Surprised SPY is barely down .50% lol

[https://imgur.com/nuHPs55](https://imgur.com/nuHPs55)
2FA Enabled
(25x) 1990 1/2oz Russian Palladium Ballerina!!!: $1350ea IN OGP! [https://imgur.com/a/Pb8Nrzp](https://imgur.com/a/Pb8Nrzp)
(20x) 1oz Gold Eagles: $5450 (Kitco ask plus $100 / oz)
1896 $20 Liberty MS62: $5225 [https://imgur.com/Y7jSi8C](https://imgur.com/Y7jSi8C)
1898-S $20 Saint MS62: $5225  [https://imgur.com/Y7jSi8C](https://imgur.com/Y7jSi8C)
(2x) 2021-W 1/2oz Gold Eagle PF70 T-2: $2750ea
(15x) 2022 1/4 Platinum Phoenix: $635ea [https://imgur.com/4X8nPx9](https://imgur.com/4X8nPx9)
20x) 1/3 Platinum Marlin: $845ea  [https://imgur.com/vuXz8gv](https://imgur.com/vuXz8gv)
(30x) 1/3 Platinum Dolphin: $845ea  [https://imgur.com/vuXz8gv](https://imgur.com/vuXz8gv)
(20x) 1/3 Platinum Crown: $845ea  [https://imgur.com/vuXz8gv](https://imgur.com/vuXz8gv)
(2x) 1oz PAMP Gold Bar: SPOT PLUS $65
(15x) 1/4 Gold Eagles ICG: $1425ea
(50x) 1/4 Gold Eagles: $1425ea
1908 No Motto $20 Saint MS66 Wells Fargo Hoard: $5875 [https://imgur.com/JTWrACX](https://imgur.com/JTWrACX)
1874 G$1 AU53 OGH: $600 [https://imgur.com/HPozAzp](https://imgur.com/HPozAzp)
(150x) 1g Valcambi Gold CombiBar Grams: $182ea
(1x) 2019 8g Gold Panda: $1365ea [ https://imgur.com/6bgnI4K ](https://imgur.com/6bgnI4K)
2009 1oz Gold High Relief MS69 Mercanti Label: $5550
[https://imgur.com/QNVdwo7 ](https://imgur.com/QNVdwo7)
2004 1/2 Lunar Monkey MS70 Colorized: $2700  [https://imgur.com/1yyGqQh ](https://imgur.com/1yyGqQh)
2014 1oz Proof Lunar Horse High Relief PR70 Gold Foil Label: $5550 [https://imgur.com/vRUWym4 ](https://imgur.com/vRUWym4)
Richard Perry Fan Set 1oz Gold 1oz Silver only 200 Minted!!! $5500 [ https://imgur.com/mRtZU84 ](https://imgur.com/mRtZU84)
2023 1oz Lunar Rabbit: $5450 [ https://imgur.com/rRP5Iqm ](https://imgur.com/rRP5Iqm)
2.5g PAMP Pendant Oval: $975 [ https://imgur.com/lALhTRM ](https://imgur.com/lALhTRM)
2000 1/4 Lunar Dragon: $1500 [https://imgur.com/g29x1iz](https://imgur.com/g29x1iz)
1880-S Morgan MS66PL (Old holder): $900 [ https://imgur.com/nXAjveo ](https://imgur.com/nXAjveo)
**New Pre33 LOT:**
1913 $5 Indian: $2750 [https://imgur.com/gR4tAxr](https://imgur.com/gR4tAxr)
1903-S $5 Liberty MS63 OGH (Nicely toned): $1525  [https://imgur.com/lKdcVKS](https://imgur.com/lKdcVKS)
1892 $10 Liberty MS60: $2600  [https://imgur.com/eND5sWH](https://imgur.com/eND5sWH)
1893 $10 Liberty MS62: $2650 [https://imgur.com/eND5sWH](https://imgur.com/eND5sWH)
1894 $10 Liberty MS62: $2650 [https://imgur.com/eND5sWH](https://imgur.com/eND5sWH)
1894 $10 Liberty MS60: $2650 [https://imgur.com/eND5sWH](https://imgur.com/eND5sWH)
1915-S G$1 Pan-Pac MS65: $1075   [ https://imgur.com/18T4nfC ](https://imgur.com/18T4nfC) 
 **Commemorative Halves:**
1925 50c Fort Vancouver MS67: $1950 [ https://imgur.com/cRclrQ3 ](https://imgur.com/cRclrQ3) (last sold at Heritage for $2400!!!)
1935 Spanish Trail 50c MS66: $1900  [ https://imgur.com/NFiIQWo ](https://imgur.com/NFiIQWo) 
1936 York MS67+ CAC: $1000     [ https://imgur.com/4oqL7uJ ](https://imgur.com/4oqL7uJ) 
**I accept Zelle and Crypto. Ship is $10. Insurance that covers bullion and coins (NOT USPS INSURANCE) available at cost upon your request. Prices subject to change with SPOT at any time.**

We know for a fact that most actively managed funds perform worse than index funds.
The next part is conjecture - I suspect that there's A LOT of insider trading in the market (both legal and illegal). So if connected, rich fund managers can't beat the index, you as a regular person have almost no chance. It's a fools errand.
So you can day trade or invest in individual stocks if you want, but imo you should think of it as a hobby that you do for fun and not as a serious investment strategy.
There are still meaningful decisions you can make, like how much risk to take on and how to optimize your tax liability. But effective investing is pretty boring.

Proof: https://imgur.com/a/U2uV8Kx
SILVER 95.05 and rising
Zelle or Venmo, will take USDC +3.5%
BINS get free GA < 900, or Priorty over 900. GA2PRIORTY +$8
All buffalo are fine9
LOT 1: 3 buffalo $285
LOT 2 : 4 buffalo +1984 Lib $500
LOT3 : 4 buffalo + 2020 ASE $490
LOT 4 : PROVIDENT 10oz bar $995 w prio.
LOT 5 : 1 gram GOLD pamp horse + 84 gram sterling clover $390
LOT 6 : 1 gram GOLD pamp horse +83 gram sterling clover $388
LOT 7 : PAC MAN 1OZ in assay $120
\*\*\*LOT8: TUBE BUFFALO $1900 PRIO \*\*\* will trade this towards a gold 1oz buffalo + 57:1
LOT9: TUBE BUFFALO + 2023 Panda $2010 Prio
LOT10: HAND POUR MONARCH 1 OZ LOAF: $150
LOT11: 2 OZ LOAF $300
LOT12: APMEX SQUARE $155
LOT13: PROSPECTOR SEALED $545
LOT14: PROSPECTOR UNSEALED $525
LOT15: 10 1964 KENNEDY $340 GA
proof againhttps://imgur.com/a/U2uV8Kx

No lol. It'll easily hit at least $350 this year. I bet a LOT of money on this.

That right there might be it dude! Maybe the tweak and waiting on the actualy bos & close is the change you need, and combining it with waiting on discount/premium in htf areas AFTER liquidity has been swept (and making sure there's no stacked liquidity) can really help filter out a LOT of losses. Sure you'll take less trades, but win % goes up, losses decrease and your profit goes up

if you can make them buy with a 5 year timeframe and expecting huge volatility you are helping them A LOT.

CASHFLOW > u/OSRSkarma. A LOT OF PEOPLE ARE SAYING IT

Lol man. Yeah, what you did is actual insanity, with all due respect. Volatility (if the companies are actually delivering) is a gift. It just means more opportunity to buy. It’s 100% worth holding stocks, of course, but not like that, though. Research, TA, and DCAing should play a LOT into it, and you had none if it, that’s all. 🤷‍♂️ If you are young, don’t do that to yourself with a concentration that high on voo. Just buy good mega caps, but learn and get informed on twitter first. If you just want the easy way, just voo qqq and chill. Maybe ibit/bitcoin.