LOT
Lotus Technology Inc.
stock NASDAQ ADR

Well done. At least you had a system and a reason to enter with established risk. There are a LOT of posts from novice traders that think it's just hit the buy button anywhere and it's free money. Then they lose their shit when there's a big intraday dip (to the spot you likely entered, haha)

there a LOT of drugs involved, right in the office during work hours, allegedly.

Still, really a processing issue. There is A LOT of silver held privately. Anyone who has been long game is cashing out. Seriously if you bought anything under $20/oz.... now is the time to cash in if you need or want to. I'm no saying there is not a shortage. It is such a feeding frenzy right now, they are having a hard time keeping up.

Good thing this kid is in school. Obviously, has a LOT to learn

Sadly there are a LOT of people just now considering silver and want a cheap way in with no knowledge foundation. A sizable percentage of them may not realize how small a grain is. And the packaging helps make it look like an item of value. I suspect they sell quite a few.

Part of investing is learning about yourself. If you are so risk averse that you will puke and go to cash when the market crashes then you would be better off not investing as aggressively.
The market can drop 20% next week, In fact, the market WILL drop at some point. The S&P drops 10-15% every 12-18 months. Bank on it. If your personality is such that when/if the market sells off 20% you will go to cash at the bottom, then you'd be better off just holding a lot of cash and getting 4%.
It's important to know yourself first. You are young so investing even a little bit and forgetting about it will help the older version of yourself who will retire someday. If you're afraid, admit it and lower the amount you are putting in the market. That is actually very mature-- a lot of people don't figure that out about themselves until it happens and they've panicked at the bottom.
I'm old, but when I was young I tended to be risk averse. The dot com bust spooked me (still does, ngl). I lost money and even though it was not a LOT of money, at the time I thought it was. Looking back, it was a blip but that doesn't change the fact I felt miserable at the time.
Invest in whatever will keep you in the market. Be conservative if you're risk averse. Know yourself.

I'd always liked Starbucks as an idea of business. But lately... if you go to our local Starbucks they're not clean, and teen baristas seem to not even xare to be there.
Besides... I see A LOT of new cafés that embraced the initial idea of Starbucks and made it at good prices.
Not to be that guy but how is Starbucks gonna keep growing when local places do the same or even better, at, less than half the price.
In my city a café Latte costs like... 2,50 at most. 3 bucks at high end places. The same in Starbucks is 7 bucks.

And what else are you going to do with the money?
You are NOT smart enough to day trade your way to wealth - timing buying and selling just right to outperform buying & holding. That is the core of the Boglehead strategy.
Put it in a bank? CDs? You might make enough to keep up with inflation, but you will see no real growth of purchasing power or wealth. $1 in = $1 out.
Real estate? If you want to be a landlord, deal with tenants, be constantly maintaining the property, etc. Yes, people can make money there, but it is a LOT of work. I'd rather dump my money in the market and do other things with my time.
That leaves dumping the money into the equities market and riding along as companies engage in commerce and make profit. Some companies come up with novel products and make a ton of money (Apple with the iPhone, NVIDIA with AI chips, pharmaceutical companies with drugs, etc.) if you own the whole market you get to profit along with those companies. And history says that the trend is up, beating inflation and growing real purchasing power at a good clip. Yes, there are bumps along the way, even crashes. But long term, buying and holding a broad set of stocks leads to real wealth building. As you get closer to needing the money (retirement) it is wise to shift some of your funds to more stable, but less performant, investments such as bonds or CDs, etc.
As a "youngin", the Boglehead approach says to dump it all in broad market funds and ride for the next 20-30 years. You will come out ahead of the vast majority of people who try other strategies.

I guess as they say in economics - the cure for high price is high price ;-).
I suspect your fears are not unfounded. I forgot the figures but apparently, there is a huge amount of debt that needs to be refinanced in 2026/2027 (Debt maturity wall). The following is just my hypothesis. A LOT of businesses (particularly the mediocre ones) will be refinancing the debt at much higher rate (3%-4%) more than they are paying now. This will mean lower earnings and compressed margins, which in turn will mean investors will flock to safer heaven. This is where the fun begin, the Big Tech is actually the safest bunch of all from debt perspective. Therefore, I suspect even more money will flow into these handful of stocks further elevating the multiples. In short, I believe the market darlings will soar to new heights before they come down to ground level.

I've been holding since your glory days! LOT is still underwater 😑. DYL, PDN well up. PEN well down (still).

A LOT has changed in those 3-4 years

Now gold said "hold my beer." Hope you were not sleeping on grabbing some since 4600 (wasn't that like a week ago?). And now that we are on the moon, should we head for Saturn? 🚀 🪐
PROOF - https://imgur.com/kJkWWmc
Offers accepted on multiple items.
I WILL NEVER OPEN A CHAT WITH YOU. WANT IT? CHAT ME UP AFTER YOU COMMENT.
BIN it and Win it. First to BIN gets it. Otherwise I decide the order in which I respond to chats. And to be fair to others BIN means Buy It **Now**, so no dilly-dallying or or haggling.
If I make a mistake in my pricing I reserve the right to change it.
/---------------------------
**PLATINUM**
**2x - Argor-Heraeus 10g Platinum bar in assay**
* $915 each
* https://imgur.com/7WDcfKr
* https://imgur.com/ial41v9
/---------------------------
**WORLD GOLD SLABS**
**1x - 1882-V NGC AU-55 Serbia 20 Dinara Type 1**
* $1500
* https://imgur.com/KEQisJH
* https://imgur.com/BcueQQx
**1x - 1882-V PCGS AU-53 Serbia 20 Dinara KM 17.2**
* 1275
* https://imgur.com/w1QCC2N
* https://imgur.com/aPlJ2gQ
**1x - 1859-A NGC AU-58 Napoleon III 5 Franc**
* $525
* https://imgur.com/lifxe75
* https://imgur.com/KMl9U5n
**1x - 1894-A PCGS (Old holder) MS-64 Lucky Angel. Stunning!**
* $1125
* https://imgur.com/aBCQba1
* https://imgur.com/BKEzyDQ
**1x - 1810-K Napoleon I w/ Laurels NGC AU50 (#2930304-003)**
* $1475
* https://imgur.com/45P3F31
* https://imgur.com/bTxdWFJ
**1x - 1810-A Napoleon I w/ Laurels NGC AU55 (#2930304-008)**
* $1275
* https://imgur.com/NAJQDSJ
* https://imgur.com/vBZRAWT
**1x - 1811-A Napoleon I w/ Laurels NGC AU53 (#2930304-005)**
* $1100
* https://imgur.com/coNvnes
* https://imgur.com/ifRXOFj
****1x - 1811-A Napoleon I w/ Laurels NGC AU58 (#1524867-028)**
* $1500
* https://imgur.com/h8HbLwW
* https://imgur.com/1NuvePs
**1x - 1812-A Napoleon I w/ Laurels NGC AU53 (#6590179-005)**
* $1100
* https://imgur.com/4qP9prL
* https://imgur.com/YpjTpC2
**1x - 2002 JM Finland 100 Euro Lapland PF-69 Ultra Cameo**
* $1315 (barely above spot)
* https://imgur.com/xwYQaor
* https://imgur.com/9ZnZvfa
**1x - 1903-L NGC MS-61 Finland 20 Markkaa**
* $1200
* https://imgur.com/4cPrvzb
* https://imgur.com/VBAlk4b
**1x - 1878-S NGC MS62 Finland 20 Markkaa**
* $1200
* https://imgur.com/XyHMlja
* https://imgur.com/1Oh3y8S
**1x - 1904-L NGC MS-62 Finland 20 Markkaa**
* $1200
* https://imgur.com/zSymyO7
* https://imgur.com/VVEAcd4
**1x - 1882-S NGC MS-61 Finland 10 Markkaa**
* $650
* https://imgur.com/ENls7Dv
* https://imgur.com/w6vU1gs
**1x - 1898-AT Russia 5 Roubles NGC AU-55**
* $850
* https://imgur.com/ELLJaAp
* https://imgur.com/fA0qkR2
/---------------------------
**SILVER DEAL**
**1x - Asahi 10oz Silver Bar**
* $1125 (way below spot)
* https://imgur.com/ddmDM3t
* https://imgur.com/sGd45MZ
**2x - 10oz Scottsdale Stackers**
* KITCO SPOT each
* https://imgur.com/pVoPF3j
* https://imgur.com/DIHtAxK
/---------------------------
**VINTAGE SILVER**
**1x - 10oz Engelhard Waffleback with reverse stamp error**
* $1225
* https://imgur.com/sA69GJE
* https://imgur.com/TI0hMNi
**3x - Swiss of America Silver Rounds. Very nice!**
* $125 each
* https://imgur.com/wGv9BPE
* https://imgur.com/qpTmVYc
**Engelhard Aristaloy Dental Silver. 70% pure in 1oz glass jars with fancy gold foil on them. They come in boxes of 5. I have 4x sealed boxes of 5oz and 5x loose 1oz Bottles**
* ~~4x~~ ~~3x~~ 2x - $430 per sealed box of 5oz
* ~~5x~~ 4x - $85 per loose 1oz Jar
* https://imgur.com/uW9Op4h
* https://imgur.com/CZp5KsO
* https://imgur.com/5iZuKKA
* https://imgur.com/T4TJUNf
* https://imgur.com/Hrk7hb6
**1x - Dansco Mercury/Roosevelt Album. 1937 - 1964. 76 total dimes.**
* $600 (well below spot)
* https://imgur.com/sLVzf81
* https://imgur.com/Rhx3KrQ
**1x - Mega-rare USVI Roman Head High Relief Ingot. With original packaging. Extremely low mintage. Beautiful even toning.**
* $599
* https://imgur.com/lvEXU8I
* https://imgur.com/OvkSYAw
* https://imgur.com/J7jNCsj
**1x - 1.62oz PMTARCO vintage pour. Seriously far out on the rarity scale.**
* $349
* https://imgur.com/xyt2z4S
* https://imgur.com/MUTSL87
**1x - .96oz PMTARCO vintage pour out of Anaheim, CA. Super-duper rare piece. You will not see this little guy often.**
* $309
* https://imgur.com/mmCYeJw
* https://imgur.com/ooP0WGk
/---------------------------
**WORLD SILVER**
**1x - 1989 100 Franc Commem Coin**
* $42 (below melt)
* https://imgur.com/acQVbea
* https://imgur.com/GUWiW6u
/---------------------------
**MINIATURE SILVER CASTERS**
Found another awesome artist to showcase for you all! J.C. Metals & More. This guy is great. He makes tiny silver fantasy weapons and objects. They are all hand molded, hand cast, and then hand stamped with the tiniest numbers to ensure you know their weight and 999 purity. Each and every one is unique, but there are a few similar pieces. I think you are gonna love these. Support a small local artist this holiday season, they are getting to live the dream :)
**PLEASE ORDER BY NUMBER!! THERE ARE A LOT**
Full Album - https://imgur.com/a/91VKtmG
-2. ~~[Crow Bar](https://imgur.com/ZM2iHzd) - $16~~ SOLD
-4. [Sword](https://imgur.com/EvaIYy7) - $20
-7. ~~[Machete](https://imgur.com/wRIsjqm) - $7~~ SOLD
-12. [Machine Gun 2](https://imgur.com/kduAhYT) - $24
-13. [Tiny Pistol](https://imgur.com/ROiuLjE) - $7
-17. [Machine Gun 3](https://imgur.com/zD44LgL) - $28
-18. ~~[Starheart](https://imgur.com/1nPWuHO) - $41~~ SOLD
-20. [Machine Gun 4](https://imgur.com/m8xdVs6) - $28
-22. [3 piece Gun, Magazine, Bipod](https://imgur.com/5KhDxmg) - $48
-23. [Machine Gun 5](https://imgur.com/vIBADVg) - $28
-24. ~~[Tiny Pistol 2](https://imgur.com/5ADtvkw) - $8~~ SOLD
-25. ~~[Fantasy Sword 2](https://imgur.com/4yRebcI) - $34~~ SOLD
-26. [Rifle](https://imgur.com/4Cekwts) - $28
-27. [Shotgun 2](https://imgur.com/2TjFbf4) - $27
-28. [Machine Gun 6](https://imgur.com/tc1cUV6) - $31
-29. [Baseball Bat](https://imgur.com/TgSzoWj) - $28
-31. ~~[Bow](https://imgur.com/EWLnz2h) - $12~~ SOLD
-32. ~~[Tiny Pistol 2](https://imgur.com/SqEGUz8) - $7~~ SOLD
-33. [2 piece Gun & Bipod](https://imgur.com/TJVgMeS) - $48
-35. [2 piece Gun & Magazine](https://imgur.com/CUOkQml) - $34
-37. [Starheart 2](https://imgur.com/KEx825u) - $41
-40. [Police Baton](https://imgur.com/DD7W2xH) - $12
-41. ~~[Machete 2](https://imgur.com/916OlGS) - $7~~ SOLD
-43. [2 piece Rifle w/ Bayonette](https://imgur.com/xWA7Eqq) - $49
-45. [Machine Gun 7](https://imgur.com/t5ADai7) - $42
-46. [Syringe](https://imgur.com/lrQUIll) - $7
-49. [Weird Gun](https://imgur.com/cVKKh4K) - $20
-50. [Bolt Cutters](https://imgur.com/LFbYSHB) - $12
-55. [Battle Axe 2](https://imgur.com/YsT9htw) - $56
-56. [Fantasy Sword](https://imgur.com/jyDFJyQ) - $21
-57. ~~[Tiny Pistol 4](https://imgur.com/rDjDNEi) - $7~~ SOLD
-58. ~~[Bat Wing](https://imgur.com/S0LYXPC) - $12~~ SOLD
-59. [Machine Gun 8](https://imgur.com/6Iljqe8) - $32
-60. [Machine Gun 9](https://imgur.com/lqBfXRP) - $35
-62. [2 piece Gun & Bipod 2](https://imgur.com/BxTBsPW) - $28
-64. [2 piece Laptop & CB](https://imgur.com/Qj1qXAC) - $44
-65. ~~[Camping Axe](https://imgur.com/v7Yy45e) - $12~~ SOLD
-66. [3 piece Gun, Magazine & Bipod 2](https://imgur.com/Hq44ABn) - $57
-68. [Uzi-Type Gun](https://imgur.com/1Jkl4dS) - $17
-71. [Binoculars](https://imgur.com/wlln4zP) - $12
-72. ~~[Small Sword](https://imgur.com/gUZjWlN) - $13~~ SOLD
-75. ~~[Hunting Knife](https://imgur.com/R3AMT2h) - $20~~ SOLD
-76. ~~[Rifle 2](https://imgur.com/M2YwYQq) - $28~~ SOLD
-77. [Battle Axe 3](https://imgur.com/Uvgj3Gh) - $45
-78. ~~[Camp Shovel](https://imgur.com/RX32j7P) - $18~~ SOLD
-80. [Shotgun 3](https://imgur.com/staqKQu) - $28
/---------------------------
ALL ITEMS SIGMA VERIFIED
USA PAYMENT - Zelle, Venmo (NO NOTES), Paypal F&F, fiat cash, checks, money orders. Checks and Money orders need to fully clear first before I ship anything.
USA SHIPPING - $5-16. I pack and ship like I like to receive it. Nicely secured, padded, and no jingling. I hand deliver to post office for scanning and will provide tracking. On higher dollar sales I may require registered mail charged at cost.
RESPONSIBILITY - It ends when the package shows delivered in tracking. If you have a problem with porch pirates I recommend signature confirmation, which I can provide at cost. All items verified. I stand behind what I sell 100%.
SECURITY - All my proof pictures will contain my ZENPATHFINDER silver round name badge that u/UnresolvedEgo made. I love it. You should consider a name badge of your own if you sell. I am no dummy and any "mod" that says I am banned and they need my password to see my chats gets a nice teabagging pic and is reported. I will always use my custom name tag to provide proof via chat, just ask. I have 2FA on my account. LETS KEEP THIS SUB SAFE!

I only say "lite" because it could get a LOT worse

Yeah...no. Thats not how any of this works. I would suggest educating yourself a LOT more before making such claims. Funny how often people have such negative opinions about things they clearly don't understand.
EDIT - don't bother replying, I don't care what you have to say after seeing your post history defending ICE over the Alex Pretti situation. GTFO.

It hasn’t even begun yet too.
Loading up for this cycle, AGE, LOT, EL8

What up peeps! Got a few lots for sale! Hopefully a nice spread for everyone.
[PROOF](https://imgur.com/a/AI5SOJB)
**LOT 1 : $226 PLUS SHIP**
2oz - Johnson & Matthey Bars (FRESH)
**LOT 2 : $112 PLUS SHIP**
1oz - Aztec Calendar (BELOW SPOT, Hard to let these go tbh!)
**LOT 3 : $74 PLUS SHIP**
20g - Eisenhower Bar (SPOT IS AROUND $73)
**LOT 4 : $35 SHIPPED**
2 x 40% Kennedys - YEARS 1968 & 1969! (Melt is roughly $34, so basically spot and dollar shipped!)
**Silver Spot Price at Time of Posting** **$113.5**
I will be shipping via USPS tomorrow before noon and provide pics of package & tracking number by tonight after funds have been received. (ONLY SHIPPING TO U.S.A)
Shipping via USPS GA - $6
I can take Zelle for payment.
Let me know if you have any questions or need more pics.

It's a fast race to the bottom, though.
I'm still not sure that trigger should be pulled, given what's at stake with the whole global reserve status and what not.
Sanctioning that behavior and convincing the majority of voters to do the same is the only shot at maintaining normalcy going forward. If you have Trump v Trump then every 4 years down the line you'll have another "revenge tour", then again, then again, until you have politicians drone striking each other and the electorate purely for teh memes.
With no reserve status and a like 40% interest rate the government would last weeks before running out of power totally. Then it just becomes a free for all for the oligarchs.
He should have done something horrific with his legal immunity.. but I really don't know what that'd need to be to make SCOTUS reneg? I'm not sure it wouldn't just serve to lower the standard for the next guy coming in after him.
The next president is going to have a LOT of power to dictate what the next 50+ years looks like, even just based on their decorum. Straight down the toilet or shall we swirl around a bit instead? I don't know if I'm personally ready for just how quickly things can all turn to shit.
Are things already irreversably fucked? Were they when Biden was in office? What should he have done about that? It'd be a really tough decision to pull the trigger.

First off glad youre getting started-first step. I believe in keeping a Roth simple. And honestly if you just want VOO, thatll get you to retirement (i’ll use age 62 since thats the earliest you can take Social Security-but wait as long as you can on that). $300 a month should be worth about $1M-based off a 9% return. Some people will say you’re too young for dividends but now is the time to allocate some. 30+ of DRIP will be great and eventually will overtake an average 9% return. If you dont know where to look for blue chip companies then look towards SCHG or VUG. It overlaps A LOT with VOO but because its so similar it adds stability and *safety*. But also adds a boost with the current tech heavy allocation. Now, i like those options because it gets re allocated at least once or twice a year, so you never sell it. It keeps growing. So when/if another sector starts to overtake tech or meet near its market cap, those ETFs will lower tech and raise something else automatically. Where on the other hand, sector dependent ETFs like VGT is completely tech. Great gains lately…but what happens when a potential tech bubble bursts? Do you sell, keep buying, or just lose? VUG/SCHG is just more autopilot and on behalf of the brokerages.

I will remember that until the day I die. Had A LOT of Dec 16 QQQ calls that day. Hurt my feelings.

LOT OF PEOPLE ARE ASKING 🥭 ABOUT ETHANOL