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LOT
Lotus Technology Inc.
stock NASDAQ ADR

At Close
Jan 23, 2026 3:59:30 PM EST
1.44USD-4.636%(-0.07)640,546
0.00Bid   0.00Ask   0.00Spread
Pre-market
Jan 21, 2026 8:02:30 AM EST
1.48USD-1.987%(-0.03)0
After-hours
Jan 23, 2026 4:17:30 PM EST
1.42USD-1.250%(-0.02)400
OverviewHistoricalExchange VolumeDark Pool LevelsDark Pool PrintsExchangesShort VolumeShort Interest - DailyShort InterestBorrow Fee (CTB)Failure to Deliver (FTD)ShortsTrends
LOT Reddit Mentions
Subreddits
Limit Labels     

We have sentiment values and mention counts going back to 2017. The complete data set is available via the API.
Take me to the API
LOT Specific Mentions
As of Jan 24, 2026 4:00:21 AM EST (<1 min. ago)
Includes all comments and posts. Mentions per user per ticker capped at one per hour.
54 min ago • u/ChainsawRipTearBust • r/Wallstreetsilver • the_silver_price_has_reached_100 • C
I’m kinda confused as to where I ‘made no sense’?
You said earlier how in your case opinion this ($100 an ounce silver) could gladly happen 10years from now?..
I gathered you mean that would’ve been good? Like, we could’ve bought more silver at the lower price?
Just overnight alone..silver has outperformed many other investment types..from $100 to $103an ounce, so, had we bought 100ozs two days ago, at $98-$100..($9,800-$10,000)..that’s $300-$500..
Even a 3month term deposit wouldn’t make that..and that’s over 3 months, not days.
I must say I like the idea of being paid wages in silver instead..yeah, fair call on that this month, at same rate, it would be like half as much pay/wages as last month..but, still converts to the same amount in currency we’re currently paid in..
True or fair way to see the difference in value would be to add up over the year how much difference it is between your steady cash/fiat/wages..and your (let’s say $60oz silver?) from last year..
Wages might have (if you’re lucky!), gone up a cent or two in the dollar..but your everyday groceries, utilities, fuel etc. has increased by perhaps 7%?..so, wages..up 1.5%….Living essentials..up 7%…
But..if paid in silver, at spot price and weekly at end of each week..it equates to, say, a 40% UP..
Had we bought 100oz at $100 a day or so ago..it would have been ‘cheap’ compared to $103 today??
You said yourself silver can only go up..that we knew it’d skyrocket and that it’s shorted and undervalued in comparison to its versatility and number of industrial uses. To put it simply..looking at the silver ‘melt/scrap value’ of present day, in comparison to ‘face value’ of our currency..coins of mid last century..
A pretty simple way to see ‘Inflation’. E.g. Australian 1966 round 50c piece. 80% silver. Approx. 1/3rd of a Troy ounce total silver. In 60years, $0.50cents is now around $50!
It will, some time in the future, become at one point or another, unobtainable. To purchase physical silver will become more difficult, will without a doubt, be taxed differently or in some way or form, be restricted and governed (e.g. Requires a permit or some other more specific and thoroughly documented process so the Govt. knows how much and where it is etc.). Particularly to the general public. Right now (in Australia at least)..there’s only a gains tax, which is calculated on the buying price and sale price..profit margin is taxed. I have no doubts whatsoever that this will change too. Because we’re supposed to do what we’re told..be ‘wage slaves’..stay in debt for the majority of our lives.NOT find our own way of doing it?!haha
Silver is not an unlimited resource and is only truly reflecting that recently in its value..but, as the saying goes..’What goes up..Must come down’..
No doubt, coz of such sudden rise in value, there’s going to be a rush to buy (like toilet paper during Covid 19), mines may increase production..then, prices will fall..mines go back to normal, and there’s suddenly more silver than industries currently need..so, price of silver goes back down again..
That’s bound to happen soon enough, so we buy then.
Even at $100an ounce..still buy! Coz, maybe 2years..maybe 10years..$100oz of silver will be cheap!
What we should be doing..is how to repurpose/recycle the currency that’s currently circulating..coz that’s a LOT of resources!
Oh..and don’t worry about the FIAT..they’re gonna keep printing more so there’s enough for everyone.🤣
Printer go brrrrrrr!
sentiment 0.99
3 hr ago • u/Hopeful_Priority_161 • r/Daytrading • 30_yo_beginner_looking_to_get_into_day_trading • C
paper first with a platform like thinkorswim
learn to watch charts A LOT - it is basically like a full time job
sentiment 0.61
4 hr ago • u/Neither_Trust_9032 • r/ASX_Bets • weekend_thread_for_general_discussion_and_plans • C
Whyd CommSec let Lotus technologies take the LOT ticker in the mean time
sentiment 0.00
4 hr ago • u/da_xiong12 • r/Pmsforsale • wts_englehard_ase_fractional_age_fractional_gold • B
Hello Friends! Happy $100+ Oz Silver Day!
**Kitco Silver: $103.08**
**Kitco Gold: $4983.10**
Here's what's on offer today:
[Proof & Additional Pics](https://imgur.com/a/sales-post-1-23-2026-eHHmLLd)
|**Item**|**Qty**|**Price**|**Link**|
|:-|:-|:-|:-|
|**SILVER**|
|100oz Vintage Englehard 70s Pour|1|$10,908.00|[Link](https://imgur.com/G4v3wAV)|
|100oz Vintage Englehard in Assay|1|$10,908.00|[Link](https://imgur.com/gNbP7Ih)|
|10oz Englehard P-loaf|2|$1090 (EACH)|[Link](https://imgur.com/G4v3wAV)|
|5oz Silver Towne Prospector Bar|1|$530.40|[Link](https://imgur.com/G4v3wAV)|
|2001 Gem Uncirculated WTC Ground Zero Recovery|3|$112.08 (EACH)|[Link](https://imgur.com/636jboF)|
|1989 PCGS MS69 American Silver Eagle|1|$112.08|[Link](https://imgur.com/636jboF)|
|1990 PCGS MS69 American Silver Eagle|1|$112.08|[Link](https://imgur.com/636jboF)|
|1991 PCGS MS69 American Silver Eagle|1|$112.08|[Link](https://imgur.com/636jboF)|
|1992 PCGS MS69 American Silver Eagle|1|$112.08|[Link](https://imgur.com/636jboF)|
|1993 PCGS MS69 American Silver Eagle|1|$112.08|[Link](https://imgur.com/636jboF)|
|1998 PCGS MS69 American Silver Eagle|1|$112.08|[Link](https://imgur.com/636jboF)|
|2012 NGC MS69 American Silver Eagle|1|$112.08|[Link](https://imgur.com/636jboF)|
|**Silver Maples FULL LOT PRICE**|**26**|**$2,810.08**|[Link](https://imgur.com/3oIJbMI)|
|1990 Group|5|$550.00|[Link](https://imgur.com/FswOQ7W)|
|1995 Group|10|$1,100.00|[Link](https://imgur.com/2igEaPJ)|
|2003 Group|10|$1,100.00|[Link](https://imgur.com/kKUDzZb)|
|2021 Individual in Capsule|1|$110.00|[Link](https://imgur.com/SEm7nah)|
|5oz Washington Quarter commemorative|1|$520.40|[Link](https://imgur.com/3TOfcWa)|
|5 OZ Running Antelope Silver Chief|1|$520.40|[Link](https://imgur.com/3TOfcWa)|
|1LB Silver 1998 ASE Commemorative|1|$1,517.83|[Link](https://imgur.com/3TOfcWa)|
|**GOLD**|
|1/10 American Gold Eagle Type 2, 2021 NGC MS 69|1|$550.00|[Link](https://imgur.com/TnzWHpw)|
|1986 1/10 American Eagle Unique Toning|1|$1,200.00|[Link](https://imgur.com/e949W4L)|
|1986 1/10 American Eagle (AMAZING RAINBOW COLOR TONING) pcgs ms67|1|$2,500.00|[Link](https://imgur.com/f8YxCWx)|
|2015 100 Yuan Panda, 1/4 OZ Gold|1|$1,400|[Link](https://imgur.com/twbP5HY)|
**Payment:**
Zelle (Preferred), Venmo, PPFF, Wire (only for ammounts greater than 5k)
**Shipping:**
USPS Ground Advantage: $8
Priority Shipping: $12
50+ oz Ships Free Priority.
**Insurance or signature delivery available upon request at customer's expense.**
**All items ship Monday due to an anticipated ice storm this weekend. I will be working tomorrow to get my farm prepared so won't be able to ship until next week.** If there are further complications related to the storm, I will maintain contact and provide updates on shipping progress.
Thanks for looking! Stay safe out there!
sentiment 0.98
5 hr ago • u/Thomas_Pizza • r/Pmsforsale • wts_libertads_morgans_graded_ases_ms69s_at_spot • B
I have 2FA enabled and have never and would never share any password or login info.
Please leave a comment in this thread before initiating a chat with me.
 
Kitco silver spot: $103.08
Proof: [https://imgur.com/a/offPZpb](https://imgur.com/a/offPZpb)
 
Graded ASEs – including PCGS MS69s at spot!!!
(2x) 2004 PCGS MS69 (First Strike) - $103 each  [https://imgur.com/a/Jaz9AOC](https://imgur.com/a/Jaz9AOC)
2016-(S) PCGS MS69 - $103  [https://imgur.com/a/pxR6p2i](https://imgur.com/a/pxR6p2i)
2018 NGC MS70 (First Releases) - $115  [https://imgur.com/a/V7lTZ0h](https://imgur.com/a/V7lTZ0h)
2022 PCGS MS70 (First Strike) - $120  [https://imgur.com/a/Uzqr7U3](https://imgur.com/a/Uzqr7U3)
.
1 oz .999 ‘Aztec Calendar’ round - $100 (has some dirt/schmutz on it)  [https://imgur.com/a/vDDvXP1](https://imgur.com/a/vDDvXP1)
.
Regarding the loose coins below, I have no expertise in grading. Please determine the grade/quality for yourself based on the pictures, and I will gladly send more pictures and/or video if you ask! Some of the prices below are based partly on what I believe the condition is, but if you think I seem to be overvaluing or “overgrading” something I’m open to discuss.
 
Libertads:
1983 - $135  [https://imgur.com/a/YxmGJAE](https://imgur.com/a/YxmGJAE)
1995 - $125  [https://imgur.com/a/ss9MYCS](https://imgur.com/a/ss9MYCS)
 
Also from Mexico:
1947 ‘Cuauhtemoc’ 5 Pesos, some gold toning - $95 (melt value is $89.65)  [https://imgur.com/a/CAtcdPv](https://imgur.com/a/CAtcdPv)
.
Lot of 3x Morgan dollars, mixed dates - $225 total (melt value is $239.16)
1885, 1887, 1921-S  [https://imgur.com/a/TMeOG33](https://imgur.com/a/TMeOG33)
.
Niue! Two coins from the “World of Cryptids” series. 2023, $2 Niue face value, 1 oz. silver .999, antiqued finish, partially colored “vintage printing,” COAs, mintage of 1,000, produced at the Lithuanian Mint.
These are pretty cool and unusual. The reverse – or actually, I have no idea which side would technically be the obverse and the reverse, so I’m talking about the side with the seal of Niue and all that - is particularly interesting and beautifully made, and creates a relatively minor but genuine optical illusion when viewed at the right angle and lighting, as I hopefully showed in one or two of the pictures below.
Yeti - $135  [https://imgur.com/a/BDVs7lD](https://imgur.com/a/BDVs7lD)
Windigo - $135  [https://imgur.com/a/e3VJMw0](https://imgur.com/a/e3VJMw0)
These prices are significantly below any comps I could find.
 
Mars!
2014 Togo Martian Meteorite Coin, 1 oz .999 silver, 1000 CFA francs. With box and magnetic display case and COA - $210  [https://imgur.com/a/uJPP6aI](https://imgur.com/a/uJPP6aI)
Teeny tiny eenie miney mintage of only 300 coins!
Contains an embedded piece of a Martian meteorite, specifically the Tissint Meteorite! It’s literally a piece of Mars (more on this below). The coin is encased in a magnetic display case, but this case is not permanently sealed, and is not meant to be, and is made up of multiple layers of plastic or acrylic which can easily be removed and then re-sealed with the small round magnets in the corners of each layer (hopefully this is clear from the pictures). This specific coin has some toning which can be seen on both the obverse the reverse, especially around the rim of the reverse. There are also some small milk spots in the very top right of the obverse.
I believe my price on this assassinates any comps. Of course this one is “used” and has some toning as shown and described, but I would be very surprised if any “brand new” ones don’t have some similar toning, after 12 years. The plastic or acrylic display is very cool, but even when it’s “sealed” shut it’s not airtight. I obtained this last year, and it had never been opened and was already toning. Anyway the only place I can find these for sale and not sold out is from the space-coins guy, and they're well over $100 more than I'm asking. And he's almost sold out.
…
WHALE DEAL: Buy everything listed (total combined price = $1704) and take it all for $1660 and get free USPS Priority shipping! That’s essentially a $58 discount! It’s a direct discount of $44, plus $12 Priority shipping for free!
 
Payment methods: Zelle or Venmo
Shipping: $7 USPS Ground (only available for trades of less than $250); $12 USPS Priority; USPS Registered Mail available upon request at cost.
.
I may be willing to ship first to frequent/regular buyers/sellers, but that’s entirely my discretion and there’s no specific amount of flair or anything that would automatically make me agree to ship first. If I don’t want to ship first, don’t be offended cuz it’s absolutely not personal and it does not at all mean that I think you’re a scammer.
I also have some transactions under my belt, and please check my feedback in the feedback forum!
Also there’s always…USING A MIDDLEMAN!
So the way that works is, we can use a middleman. I just chatted with 2 people on the middleman list and they’re both available to offer their services.  
If you have zero or very little flair, I would ask that you pay the middleman fee if you want to use a middleman.
If you have similar flair to me, I think it’s fair that we split the middleman fee 50/50.
If you have significantly more flair than me I might still prefer to use a middleman, and if you’re buying a good amount (whale deal!) I would very likely be willing to pay the entire middleman fee (depending how much you’re buying (whale deal!)).
And keep in mind that THE MIDDLEMAN FEE IS EXTREMELY REASONABLE AND REALLY NOT A LOT OF MONEY!
.
FAQ:
Q: Can I get some kind of Whale Deal discount if I want to buy, like, almost everything, but not absolutely everything listed?
A: Yes I would be happy to work out a nice discount, but it would be a lower rate discount than if you go full whale.
…
More cool facts about the Mars Meteorite coin! The Tissint Meteorite is believed to have been ejected from the surface of Mars in an asteroid impact approximately 700,000 to 1 million years ago. The force of the impact ejected this particular little chunk of Mars with such enormous energy and velocity that it left Mars’ gravitational field.
And about 1 million years later, around 2 AM local time on July 18, 2011, a large fireball was witnessed in the sky over Morocco. The meteorite seems to have exploded as it traveled through the atmosphere, caused 2 sonic booms, and split apart into 2 larger pieces as well as smaller fragments, which fell to Earth and were tracked down near the village of Tissint. The pieces were analyzed and it was determined to be a Martian meteorite.
Martian meteorites are very rare, and witnessed meteorite falls are also very rare. Of course nobody knew it was from Mars until it was located and analyzed...but it turned out to be the first witnessed fall of a Martian meteorite in 50 years!
sentiment 1.00
5 hr ago • u/YouHeardTheMonkey • r/ASX_Bets • weekend_thread_for_general_discussion_and_plans • C
https://preview.redd.it/8f32bc9cr3fg1.jpeg?width=976&format=pjpg&auto=webp&s=f39a86bea0000f023058a2e76fdb1ab95f34ecbb
LOTDB is temporary it’ll go back to LOT.
sentiment 0.00
7 hr ago • u/Legitimate_Rate_660 • r/Pmsforsale • wts_silver_mexican_libertads_thats_it_i_got_a_lot • C
BIN 7 LIB LOT
sentiment 0.00
7 hr ago • u/Skyshark29 • r/Pmsforsale • wts_two_silver_lots_silver_pandas_mixed_silver • B
# [PROOF](https://imgur.com/a/4r7yM2p)
# 🐼 Lot #1 — Chinese Silver Pandas (21oz total*) (Shipped!)
* **x20 × 1 oz Silver Pandas (.999 fine)**
* Mixed years
* **$103 each** → $2,060
* **+ x1 × 2017 30g Panda\* @ $100**
💥 **BIN Lot #1: $2,160 shipped**
*(Great deal on the extra Panda — priced below the per-coin rate)*
[PANDAS](https://imgur.com/a/ep2ygb3)
# 🪙 Lot #2 — Mixed Silver Rounds / Coins (Shipped!)
* **x20 × 1 oz silver rounds & coins (.999 fine)**
* Mixed designs (govt + generic)
* **$103 each**
💥 **BIN Lot #2: $2,060 shipped**
[MIXED LOT](https://imgur.com/a/pgSVKPb)
# 💥 Bulk Option
* **BIN Both Lots:** **$4,220 shipped**
*(Preference given to bulk BIN)*
Let me know if you need additional pictures!
💳 **Payment Methods:**
PayPal F&F, Venmo, Zelle, Crypto
*(No notes, please)*
📦 **Shipping:**
USPS with tracking included
Ships next business day
Securely packed
ℹ️ **Notes:**
• First come, first served
• No holds without payment
• BIN takes priority
• Happy to answer questions or provide additional photos

Thanks for Looking!!!
sentiment 0.92
8 hr ago • u/Jomahawk2694 • r/Gold • its_not_much • C
That’s still an incredibly healthy stack. It’s a LOT better than the nothing that a lot of people have. Don’t compare yourself to the people that have kilo bricks and 50 ozt bars. We are all doing just fine with our own special treasure troves.
sentiment 0.89
9 hr ago • u/Sir-xer21 • r/CryptoCurrency • hard_truths_there_will_be_no_alt_season_most_devs • C
>But the "devs" I've met attending conferences and hackathons are awful.
This is true of the people behind a LOT of startup businesses though. Going beyond just the crypto or even larger tech spaces.
That fluff will always exist, and it WILL burn a lot of people in nascent developments like crypto, but it does also eventually normalize over time.
I think a shit ton of people, including people like the article author dumping on the future of alt coins, just have no patience, and never had a willingness to take their lumps. It's extra difficult too because the future pictures are basically a blank slate so no one can really realistically forecast how we get there.
sentiment -0.93
10 hr ago • u/Living-Ad8754 • r/Pmsforsale • wts_gentlemens_junk_lot_4_oz_999_lot_casino • T
[WTS] GENTLEMENS JUNK LOT, 4 OZ .999 LOT, CASINO TOKENS..ALL SILVER UNDER SPOT
sentiment 0.00
10 hr ago • u/Neither_Trust_9032 • r/ASX_Bets • weekend_thread_for_general_discussion_and_plans • C
So LOT consolidated and is now LOTDB.
Is CommSec going to wake up and figure out what my average buy in is in relation to it now or is it forever going to say purchase price $0 and make my portfolio act like I'm doing much better than I really am
sentiment 0.73
14 hr ago • u/Sandycrane1 • r/Silverbugs • i_said_what_i_said • C
Along with a LOT of other people yammering about this.
sentiment 0.00
15 hr ago • u/dub_soda • r/wallstreetbets • daily_discussion_thread_for_january_23_2026 • C
I’ve come back from a LOT more than that. Keep your head up dawg, it’s just money
sentiment 0.06
15 hr ago • u/Character_Main1029 • r/Pmsforsale • wts_90_constitutional_silver_lot_engelhard • B

First-time seller here looking to sell this lot together as one package.
Would like to use an established middleman.
🔹 THE LOT 🔹
• $17.55 Face Value – 90% U.S. Constitutional Silver (pre-1965), broken down as:
– 58× Roosevelt dimes ($5.80 FV)
– 9× Washington quarters ($2.25 FV)
– 19× Kennedy half dollars ($9.50 FV, 90%)
• 1× 40% Kennedy Half Dollar
• 1× 1 oz Engelhard Silver Bar
🔹 PRICING 🔹
• Kitco Spot: $101.01 (\~72× face melt)
• 90% silver priced at 65× face (under spot)
• Engelhard priced at $100
• 40% Kennedy included
👉 \*\*$1,265 shipped\*\* (USPS Priority)
🔹 PAYMENT 🔹
\*\*Zelle only\*\*
🔹 SHIPPING 🔹
Shipped USPS Priority, packaged securely (bagged, bubbled, boxed).
Once in USPS possession, responsibility transfers to buyer.
🔹 PROOF 🔹
[https://imgur.com/a/YYELd3c](https://imgur.com/a/YYELd3c)
Thanks for looking — feel free to PM with any questions!
sentiment 0.98
16 hr ago • u/STONKLEAPS • r/smallstreetbets • platinum_miners_set_to_multiply_plg • YOLOOO • B
I’ve been in platinum for a while (both hard and paper), and I keep coming back to the same conclusion: this metal is still one of the most mispriced commodities on the board. Platinum used to trade above gold for years, now it’s treated like it’s irrelevant… even though it’s still essential for real-world industrial demand (catalytic converters, manufacturing, etc.). Supply is also tight and concentrated, so it doesn’t take much disruption for the market to get squeezed. If platinum starts trending up for real, which it just broke out of its ascending bull flag, the miners wontmove slowly, they move violently, because the market re-prices the entire sector fast once the “platinum is back” narrative hits.
That’s why $PLG caught my eye. It’s a smaller name with real leverage to the platinum theme, meaning it doesn’t need much attention or volume to start moving. If we get a commodity rotation, a weaker dollar, or even another hydrogen/fuel-cell hype cycle, platinum sentiment can flip overnight and these names go from ignored to crowded instantly. On top of that, look at what’s happening in the bigger mining world: Caterpillar and the heavy equipment players are basically fueling the next wave of mining expansion for copper, silver, gold, and everything needed for infrastructure and electrification. More mining = more demand pressure across the complex. And when gold and silver start running, it usually drags the rest of the precious metals up with it. Platinum is already starting to wake up, and it’s got a LOT of catching up left to do. Usual miner risks apply (dilution, timelines, sideways metals), but if platinum really breaks out, $PLG is the type of ticker that goes from sleepy to cracked-out. Not financial advice, do your own research.
My Position:
https://preview.redd.it/q2ha3hjwv4fg1.png?width=1390&format=png&auto=webp&s=63a9d5254cfb74b18dcf2945ff43a3f7ba7cb2ae
sentiment -0.70
16 hr ago • u/Fit-Animal-9911 • r/Bogleheads • contribute_to_roth_ira_or_pay_off_7_auto_loan • C
I worked through mine, but it wasn’t a stipend. Some stipends are W2 and some are not. Working on a PhD is a LOT of work.
sentiment 0.00
17 hr ago • u/STONKLEAPS • r/options • platinum_miners_set_to_multiply_plg • B
I’ve been in platinum for a while (both hard and paper), and I keep coming back to the same conclusion: this metal is still one of the most mispriced commodities on the board. Platinum used to trade above gold for years, now it’s treated like it’s irrelevant… even though it’s still essential for real-world industrial demand (catalytic converters, manufacturing, etc.). Supply is also tight and concentrated, so it doesn’t take much disruption for the market to get squeezed. If platinum starts trending up for real, which it just broke out of its ascending bull flag, the miners wontmove slowly, they move violently, because the market re-prices the entire sector fast once the “platinum is back” narrative hits.
That’s why $PLG caught my eye. It’s a smaller name with real leverage to the platinum theme, meaning it doesn’t need much attention or volume to start moving. If we get a commodity rotation, a weaker dollar, or even another hydrogen/fuel-cell hype cycle, platinum sentiment can flip overnight and these names go from ignored to crowded instantly. On top of that, look at what’s happening in the bigger mining world: Caterpillar and the heavy equipment players are basically fueling the next wave of mining expansion for copper, silver, gold, and everything needed for infrastructure and electrification. More mining = more demand pressure across the complex. And when gold and silver start running, it usually drags the rest of the precious metals up with it. Platinum is already starting to wake up, and it’s got a LOT of catching up left to do. Usual miner risks apply (dilution, timelines, sideways metals), but if platinum really breaks out, $PLG is the type of ticker that goes from sleepy to cracked-out. Not financial advice, do your own research.
I have a sizable position currently: Approx. 300 July 17 $5c's
sentiment -0.70
18 hr ago • u/MoreLand2303 • r/Silverbugs • the_dead_cat_bounce_of_1980_will_it_happen_again • C
I don't know if there will be a "crash", although long-term I'm bullish.
But let me address pat of your question, "are you going to buy on the dip, if there is one?".
Yes.
I'm a little fish among the whales. I (kind of) dca into silver. But any crash of this magnitude would have me re-balance my asset mix to add a LOT\* of silver.
\* "LOT" as defined by my small fry status.
sentiment 0.83
19 hr ago • u/Valuable-Analyst-464 • r/Bogleheads • cfps_investment_recommendations • C
Oof, $4800. I had a local fee only at $1500.
Not faulting the CFP, per se, but maybe your answers to risk tolerance steered them in this direction. If you are really that risk adverse, they *may* have suggested an appropriate portfolio.
But then, the number of positions seems a bit too much, some index funds may have met the need of diversification.
Are you that risk adverse?
If they did not ask probative questions, then it is poor planning.
Maybe look for an online or AI based quiz of your risk assessment.
I would say at 35, with a pension to cover 38% (do you also get SS benefits?), a LOT of your basic needs may be already covered. A more aggressive portfolio at this age (VT only) seems more appropriate. I would add that you can adjust once you hit retirement, and that building cash (2-3 yr) as a SORR buffer like 3 years from retirement may help.
sentiment -0.87


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