LOT
Lotus Technology Inc.
stock NASDAQ ADR

Little travel hack I've learned. You can spend A LOT of money on credit cards but you only need to pay back a very small minimum per month.
I literally almost spent $30k this month already and I only need to pay back $80 for the month.

[New Year](https://preview.redd.it/ag34037iyxag1.png?width=1557&format=png&auto=webp&s=1660d994279da8c9f27335d39af118635e567ec8)
Happy 2026 everyone its a new year and we start with fresh from the get go. AMD is going to be interesting to watch after being completely flat for the past week. Look at that RSI. I personally think there might be some pent up demand in the market as the gambling addicts have pretty much been away for two full weeks now and you know they are going to be itching to get back into the mix of things. I'm guessing for sure that this is going to be a wild ride of day in my opinion as the algo's go into buy mode but volume still will probably be a little lighter today I think so I would take today's action with a grain of salt.
We saw a lot of selling into the close as people took profits for the year and I'm okay with it. AMD has been riding that 50 day EMA on my chart for honestly a solid months worth of trading now but there definitely is a buy zone on the chart and we've dipped into there two times and I've added shares there. But I'm not going to be chasing this thing on a rip up at all. Just waiting for the right orders to fill.
My belief is that going into CES we will see some movement up and I do think that we are in an INCREDIBLY tight range where AMD has been facing a wall of resistance right at that $220ish level. So I think if we can get above that going into CES then I think we will probably see strong price movement north of $230/$235 on the CES hype and that could start an extremely strong start to the year. Remember that everyone has been "worried" that the AI trade is fading but remember that for the chips we are getting the new Christmas present of China sales which should start to show on our balance sheet in strong numbers. I know everyone wants NVDA chips but AMD has always seemed to do extremely well in China and had very strong partnerships. So I do wonder if there is a chance we can make some serious inroads over there with sales.
The onus with the AI trade is really on the hyperscalers and AI platforms to deliver some sort of Agentic AI product that can actually do what they have been promising or that critical use case breakthrough that really advances the needle. The infrastructure still is needed and I'm not super concerned with investments in chips at this moment in time. I would start to be concerned with OpenAI's balance sheet and debt load potentially. Some of these monetization models as well are a little concerning too. Googles search ability is starting to be questioned which I think could put a MASSIVE dent in their balance sheet as well. Not gonna lie it is super easy to just ask chat gpt your question and get an answer than sift through 40 results of shitty placed adds on Google.
Completely switching gears with interesting idea i'm cooking up: KO Coca Cola
New rules on food stamps prevent recipients from spending SNAP benefits on sodas and junk food. Honestly I don't hate this at all. Problem is that junk food and soda are cheep compared to fruits and vegetables. And they keep longer bc they are so ultra-processed. I would be very very interested in seeing how a large scale company like KO responds with perhaps a new definition of what its products are. Their CEO has made his name by shuttering A LOT of underperforming brands to try to limit their product catalogue and I wonder now if there is a conversation around potentially reopening some of those product lines to try to appeal to certain segments or if there will be some pricing cuts to try to make their product still affordable for that segment of the population.
I think this year its going to get worse for KO before it gets better but as someone who loves a solid dividend king stock I think you are going to see a big opportunity for KO to close that gap from last year and get back below $64. And I personally will be a buyer.

First, what are the qualifications to meet "most unethical"? Do you mean unethical in the general sense, or do you mean for a company to be in certain industries? Or do you mean in companies where their CEOs have done shady stuff (define shady stuff)? Need a LOT more definition here.

I didn't have stock in 2008, I haven't stopped paying for the macro conditions engineered by our financial institutions since then though - same for A LOT of people

Seeing how VOO and other US Index funds track A LOT of tech rn, what happens when tech pops and/or if they kinda just fizzle out? Has it ever happenned before that any big stock-sector just suddently died and that crashed the fund?
I lnow ot sounds silly amd that's why funds are used as a backbone for the whole bogglehead deal in case another crash happens, but i'm still wondering

You need a lot of 'leg work' :-) All of the steps below require that you speak with people - A LOT of people. Looking at the world from behind a desk is dangerous.
---
Follow these steps:
(1) Understand the specific unsolved challenges/problems your customers have,
(2) determine how much they can/will pay to solve those challenges/problems,
(3) identify which products you can import and store for significantly less than your sales price, and
(4) profit.
---
You have to think expansively about the challenges/problems. By choosing with electronics and solar panels, you have chosen a solution domain and you have already rejected most of the challenges/problems your customers have.
You also have to help your customers understand their challenges/problems in terms that justify your solution and its price. The more complex the sale the higher your cost of customer acquisition.
You may be able to draw inspiration from other countries/markets, to see what might happen in Tanzania 10 or 15 years from now. I know Rocket Internet made tones of money seeing which startups had success in San Francisco and then duplicating those businesses in Europe and South East Asia, before the startups could get there themselves.

I saw a post in our city kasi naghahanap-hanap kami ng mabibili sa future:
𝐏𝐭𝐩𝐚...
𝐋𝐅:𝐒𝐮𝐫𝐞 𝐁𝐮𝐲𝐞𝐫
FOR SALE
RENT TO OWN
HOUSE AND LOT IN SAN CARLOS TABACO CITY
📍700 meters to Ziga Avenue
📍2.0 Km to Tabaco City Proper
Lot area: 55 sq m
1 Bedroom
1 Toilet and Bath
Motorcycle Parking
Good for small or starting family
With Built-in Cabinets
New Tiles, Narra Door, Faucet, etc.
Selling Price: 1,500,000 (50% Down payment, 50% 2 years to pay)
Spot Cash Price: 1,300,000
As of now, the structural plan is good for single storey only. Fully finished with kitchen cabinet, bedroom cabinet and shower heater. House is under Tax Declaration only. Thanks! 😊😇

Happy 2026 Everyone 🥳. May your stacks grow tall!
I definitely learned that it's really hard to see just how heavy silver is from a picture. Looks like a pint jar will easily hold 2 kilos of fractional silver! Most of you were off by 20 ounces or more. Here are the results of the giveaway. I will reach out for the addresses of the winners.
WEIGHT 1035 grams: https://imgur.com/a/dQHEB0D
**1st place:** u/zlilweeman - 1038 grams (1 goldback & 1/2oz silver)
**Honorable Mentions (1 goldback):**
u/Fun-Dragonfruit1179 - 1050 grams
u/Adventurous-End5580 - 1042 grams
u/c0bl3r - 1024 grams
u/kbeks - 1005 grams
SALE STUFF
PROOF - https://imgur.com/LRKOiKm
**Check out the really cool miniature silver casters down at the bottom, they make great stocking stuffers. (FINAL) Price Drop.**
Offers accepted on multiple items.
BIN it and Win it. First to BIN gets it. Otherwise I decide the order in which I respond to chats. And to be fair to others BIN means Buy It **Now**, so no dilly-dallying or or haggling.
If I make a mistake in my pricing I reserve the right to change it.
/---------------------------
**PALLADIUM**
**~~33x~~ ~~31x~~ 29x - 1g Argor Heraus palladium squares in assay. Really cool little bars look like periodic table of the elements squares. Sold out everywhere.**
* $75 each
* https://imgur.com/sqDeuDS
* https://imgur.com/nqszCDB
* https://imgur.com/ynYJDIz
* https://imgur.com/D4GAIer
**2x - PAMP 1g Fortuna Palladium in assay.**
* $74 each
* https://imgur.com/j7UOEpc
* https://imgur.com/0uEG9uq
/---------------------------
**GOLD**
**1x - Perth 1/10oz Kangaroo 2013 Special Edition w/ Auspicious Lunar Snake written in Chinese. Only released in China. Comes with a decorative gold ring around it. The ring is not PM that I know of. Limited to 20k according to the included COA. COmes in original capsule specially made to hold coin and ring. You will not see this for sale anywhere else that I can find.**
* $525
* https://imgur.com/naXIvlf
* https://imgur.com/Joexyw3
* https://imgur.com/05ouGZE
* https://imgur.com/PxFdQDP
**1x - 1811-A Napoleon I w/ Laurels NGC AU53 (#2930304-001)**
* ~~$1050~~ $1030
* https://imgur.com/6b6J0XZ
* https://imgur.com/8ccuhML
**1x - 1812-A Napoleon I w/ Laurels NGC AU53 (#2943271-001)**
* ~~$1050~~ $1030
* https://imgur.com/wmLlddb
* https://imgur.com/muTXL85
**1x - 1812-A Napoleon I w/ Laurels NGC AU53 (#6590179-005)**
* ~~$1050~~ $1030
* https://imgur.com/YF67rv6
* https://imgur.com/QzwDCIs
**1x - 2014 British 1/4 Sovereign NGC PF70 Ultra Cameo, one of first 75 struck**
* ~~$329~~ $299
* https://imgur.com/E4iHNUd
* https://imgur.com/wG2LZ9x
/---------------------------
**FRACTIONAL SILVER**
**1x - Tube of 19x 1/4oz 2021 Britannia. That is how many they put in there, don't ask me why. All I know is I have the best price on it. They are really beautiful.**
* $389
* https://imgur.com/BMIx3rO
* https://imgur.com/TcrIWwq
* https://imgur.com/huS5Pae
**20x - Tubes of 1/10oz 2023 Britannia fresh from a Monster Box**
* $154 per tube
* https://imgur.com/XuDqd5J
* https://imgur.com/QRlxuZf
**1x - 2024 1/4 oz Royal Mint Liberty Britannia Collab**
* $21
* https://imgur.com/DaUijIC
* https://imgur.com/1e16H6s
/---------------------------
**SLABBED SILVER**
**1x - 1895-O Morgan NGC F15. Visually hits nicely above it's grade.**
* ~~$395~~ $390
* https://imgur.com/7LwaswK
* https://imgur.com/f6zhfrs
**1x - 1897-S Morgan PCGS MS64**
* ~~$315~~ $305
* https://imgur.com/u54XGz9
* https://imgur.com/EQrAPj6
/---------------------------
**ARIZONA GOLDBACKS**
Fresh and new alpha series. The latest Goldback releases.
Current official exchange rate: $8.76 (you know I am gonna beat that)
**~~100x~~ ~~95x~~ ~~90x~~ ~~75x~~ 65x - From a full strap of 100x 1/2 Goldbacks fresh off the presses**
* Selling in batches of 5 for $20
* Will risky ship up to 5 for $1.50 (you are responsible once I drop off). Tracked shipping is $5.
* https://imgur.com/iMi2UwJ
* https://imgur.com/5fKWoFk
/---------------------------
**VINTAGE SILVER**
**1x - .96oz PMTARCO vintage pour out of Anaheim, CA. Super-duper rare piece. You will not see this little guy often.**
* $325
* https://imgur.com/mmCYeJw
* https://imgur.com/ooP0WGk
**3x - 1oz Hexagon Trade Units. Very Shiny.**
* $77
* https://imgur.com/jr8keva
* https://imgur.com/A8MsA3b
/---------------------------
**MINIATURE SILVER CASTERS**
**(FINAL) PRICE DROP**
Found another awesome artist to showcase for you all! J.C. Metals & More. This guy is great. He makes tiny silver fantasy weapons and objects. They are all hand molded, hand cast, and then hand stamped with the tiniest numbers to ensure you know their weight and 999 purity. Each and every one is unique, but there are a few similar pieces. I think you are gonna love these. Support a small local artist this holiday season, they are getting to live the dream :)
**PLEASE ORDER BY NUMBER!! THERE ARE A LOT**
Full Album - https://imgur.com/a/91VKtmG
-2. [Crow Bar](https://imgur.com/ZM2iHzd) - $16
-4. [Sword](https://imgur.com/EvaIYy7) - $20
-7. [Machete](https://imgur.com/wRIsjqm) - $7
-12. [Machine Gun 2](https://imgur.com/kduAhYT) - $24
-13. [Tiny Pistol](https://imgur.com/ROiuLjE) - $7
-17. [Machine Gun 3](https://imgur.com/zD44LgL) - $28
-18. [Starheart](https://imgur.com/1nPWuHO) - $41
-20. [Machine Gun 4](https://imgur.com/m8xdVs6) - $28
-22. [3 piece Gun, Magazine, Bipod](https://imgur.com/5KhDxmg) - $48
-23. [Machine Gun 5](https://imgur.com/vIBADVg) - $28
-24. [Tiny Pistol 2](https://imgur.com/5ADtvkw) - $8
-25. [Fantasy Sword 2](https://imgur.com/4yRebcI) - $34
-26. [Rifle](https://imgur.com/4Cekwts) - $28
-27. [Shotgun 2](https://imgur.com/2TjFbf4) - $27
-28. [Machine Gun 6](https://imgur.com/tc1cUV6) - $31
-29. [Baseball Bat](https://imgur.com/TgSzoWj) - $28
-31. [Bow](https://imgur.com/EWLnz2h) - $12
-32. [Tiny Pistol 2](https://imgur.com/SqEGUz8) - $7
-33. [2 piece Gun & Bipod](https://imgur.com/TJVgMeS) - $48
-35. [2 piece Gun & Magazine](https://imgur.com/CUOkQml) - $34
-37. [Starheart 2](https://imgur.com/KEx825u) - $41
-40. [Police Baton](https://imgur.com/DD7W2xH) - $12
-41. [Machete 2](https://imgur.com/916OlGS) - $7
-43. [2 piece Rifle w/ Bayonette](https://imgur.com/xWA7Eqq) - $49
-45. [Machine Gun 7](https://imgur.com/t5ADai7) - $42
-46. [Syringe](https://imgur.com/lrQUIll) - $7
-49. [Weird Gun](https://imgur.com/cVKKh4K) - $20
-50. [Bolt Cutters](https://imgur.com/LFbYSHB) - $12
-55. [Battle Axe 2](https://imgur.com/YsT9htw) - $56
-56. [Fantasy Sword](https://imgur.com/jyDFJyQ) - $21
-57. [Tiny Pistol 4](https://imgur.com/rDjDNEi) - $7
-58. [Bat Wing](https://imgur.com/S0LYXPC) - $12
-59. [Machine Gun 8](https://imgur.com/6Iljqe8) - $32
-60. [Machine Gun 9](https://imgur.com/lqBfXRP) - $35
-62. [2 piece Gun & Bipod 2](https://imgur.com/BxTBsPW) - $28
-64. [2 piece Laptop & CB](https://imgur.com/Qj1qXAC) - $44
-65. [Camping Axe](https://imgur.com/v7Yy45e) - $12
-66. [3 piece Gun, Magazine & Bipod 2](https://imgur.com/Hq44ABn) - $57
-68. [Uzi-Type Gun](https://imgur.com/1Jkl4dS) - $17
-71. [Binoculars](https://imgur.com/wlln4zP) - $12
-72. [Small Sword](https://imgur.com/gUZjWlN) - $13
-75. [Hunting Knife](https://imgur.com/R3AMT2h) - $20
-76. [Rifle 2](https://imgur.com/M2YwYQq) - $28
-77. [Battle Axe 3](https://imgur.com/Uvgj3Gh) - $45
-78. [Camp Shovel](https://imgur.com/RX32j7P) - $18
-80. [Shotgun 3](https://imgur.com/staqKQu) - $28
/---------------------------
ALL ITEMS SIGMA VERIFIED
USA PAYMENT - Zelle, Venmo (NO NOTES), Paypal F&F, fiat cash, checks, money orders. Checks and Money orders need to fully clear first before I ship anything.
USA SHIPPING - $5-16. I pack and ship like I like to receive it. Nicely secured, padded, and no jingling. I hand deliver to post office for scanning and will provide tracking. On higher dollar sales I may require registered mail charged at cost.
RESPONSIBILITY - It ends when the package shows delivered in tracking. If you have a problem with porch pirates I recommend signature confirmation, which I can provide at cost. All items verified. I stand behind what I sell 100%.
SECURITY - All my proof pictures will contain my ZENPATHFINDER silver round name badge that u/UnresolvedEgo made. I love it. You should consider a name badge of your own if you sell. I am no dummy and any "mod" that says I am banned and they need my password to see my chats gets a nice teabagging pic and is reported. I will always use my custom name tag to provide proof via chat, just ask. I have 2FA on my account. LETS KEEP THIS SUB SAFE!

What up peeps! First sale of the year so let's get this easy deal out ! Up for grabs is the following lot!
[PROOF](https://imgur.com/a/TpM7tv7)
**LOT 1 : $160 SHIPPED**
1oz 1979 Mexican Scale Heavy Toning (mint count 4,508,000 TYPE 4)
1oz Pyromet Silver Card (COA included)
**Silver Spot Price at Time of Posting** **$73.37**
I will be shipping via USPS tomorrow at 10am and provide pics of package & tracking number by tonight after funds have been received. (ONLY SHIPPING TO U.S.A)
Shipping via USPS GA
I can take Zelle for payment.
Let me know if you have any questions or need more pics!

I have noticed A LOT more accounts with hidden comments in the last few months.

That’s gotta be an AMC ape, is it OP? They have become incredibly hostile and pissed off lately since the 12/10 authorization of 550M additional shares. It’s almost like they can grasp that they’re screwed and it’s going to go down a LOT more, but cognitive dissonance won’t let them see the situation for what it really is 😆
Edit: AMC* typo

Why do you keep going on about the small gains people can make with a side hustle? We are talking about billionaires.
At a certain point those side hustles are not worth it. Like, I'm earning six figures from my job and I'm making A LOT more than that each year with my investments. As a high net worth individual already, I'm not going to make the leap to a fucking billionaire by working a weekend job at an Amazon warehouse or delivering Uber Eats. That's also a recipe for burnout.

FedNow will revolutionize fintech (the faster/cheaper replacement for backbone ACH payments). And one of the leaders in adopting FedNow...is Fiserv.
Also there is a federal court case that that basically says Visa is illegally bribing payment vendors to choose their debt network over back of the card networks, despite the Durbin amendment mandating roughly a 50/50 split between front-of-card and back-of-card networks. This will be a huge blow to Visa (and Mastercard). Fiserv owns not just one but TWO back-of-card networks (Star & Accel). Fiserv could steal a LOT of assessment fees that Mastercard/Visa currently get and nobody is talking about this. That's exciting!
That said there are SERIOUS problems with the company. Clover is a mess and not liked by clients. I could see it to being disruptive by future fintech. There are other problems with Fiserv that I'm not even covering.
IMO this should be considered a very speculative but risky stock. It has both strong upside but signifant downside. IMO 620k and 100% is way too much. My advice would be to sell 70% and invest elsewhere.

This is one of the better psychology posts I've seen on here!
Most "mindset" content is just "control your emotions" fluff. This actually gets into the mechanics of why we think poorly.
The backtest point is underrated. A lot of traders skip rigorous testing because they're subconsciously protecting themselves from finding out their edge doesn't exist. Easier to believe than to verify. (I struggled with this A LOT my first few years of trading, I'd consistently 'forget' to journal my red days & not take accountability)
The section on urgency/panic is spot on too. That physical feeling (heart rate, tight chest) is your body reacting before your brain catches up. Learning to recognize that as a signal to pause, not act, takes time but it's trainable.
Bookmarking this one. Fantastic write-up!

Ummmm, yeah, I don't see anything different from 2021, 2022, 2023, 2024.... And we still have a LOT of good DD coming from writers like WCIMT, and about 10-20 others.
I'm fighting and buying and DRsing and talking shit here, til it ends..... no matter what.
And I want to see bankers and finance people jumping from roofs. Why would I go away now?

98.72345193% chance oil and gas is next. the only reason they havent responded yet to inflationary pressure is that they are the largest market in the world and it takes a LOT of cash to move.

UNCY, thought it was a home run and they'd sail through approval, only to find out they cheaped out on their vendor and manufacturer so the FDA pushed their approval back a year.
ASST- Not selling when I had a huge profit (got in at $5, didn't sell at $12) because I'd convinced myself because Bitcoin was so highly priced at the time ASST would go higher than $12 (thank you to their amazing CEO for diluting it to high hell!)
BYND- Still made profit, but wasn't able to sell at its peak during the squeeze of $7.30 and make over £50,000 because I was stuck in an early morning meeting at work. Still made a profit but nowhere near as much as that. Still stings.
OCG- actually made profits on this a few times, but went back in one too many times and lost A LOT of money when the price sank from $4-$0.10 when they diluted shares.
Started 2025 really well with investments but ended the year absolutely poorly, here's to a better 2026 all!

Around 16%. Little less. I hold a LOT of VXUS which is international. Rest is VTI.

Howdy! Looking to sell some of these 1/3 ozt Platinum Sea Lions.
**Proof and close-ups:** [https://imgur.com/a/frcy3NT](https://imgur.com/a/frcy3NT)
Platinum Kitco Spot: $2076.00
Feel free to chat with offers! These are currently **~~$750~~** **$740** **each** (subject to spot change).
Open to negotiation!
GET THE WHOLE LOT FOR **~~$5,180!~~** **$2,900! (4 remaining)**
**Payment Options:** Zelle (preferred), PayPal FF, Venmo
**Shipping:**
GA - $6
Priority - $10
Registered with or without insurance available **(only option for insurance)** on request (highly recommend for large purchases!)

Honestly ... it's a big impact & often overlooked / under rated.
If you think about it for a second, your emotions/sleep makes up A LOT of your trading judgement calls, right? So if your sleep is subpar, or you're stressed over something (either trading related or something in your personal life)... I can almost certainly bet your trades aren't going to be great

I started simple just noting: "tired", "stressed", "focused", "calm" before each trade. After a month I looked at the data and it was brutal.
Trades taken when tired or frustrated? Like 25% win rate. Trades taken when rested and focused? 48% win rate. Same setups, similar strategy, completely different results.
The sleep thing specifically, I noticed I'd have a solid green week, then blow it on a Friday after a rough night's sleep. Wasn't even aware I was doing it until I saw the pattern.
Doesn't have to be complicated. Even just rating your mental state 1-5 before you trade and tracking it alongside your P&L will show you a lot... don't have to overwhelm yourself at the start but when you get more comfortable, I'd highly suggest tracking this:
\- How many hours of sleep you had the night prior
\- Your overall mental focus before trading, high to low
\- Your Pre-trade mood (calm, focused, FOMO, impatient etc)
\- Emotions DURING the trade (anxious, calm, greedy, frustrated, focused)
\- Any potential mistakes you made during the actual trade itself (Didn't want for confirmation, ignored rules, revenge trade etc etc)
\- Did you follow your trading rules for XYZ specific strategy?
Sounds like a lot but honestly, it's really not that much extra effort...and it's definitely worth it
Start asking yourself the questions that often get overlooked, and you'll start improving in your trading drastically
Wishing you success <3