7 days ago·u/Alert_Faithlessness·r/ETFs·how_should_i_invest_an_additional_100000_given_my·B
Hi all,
Below is my current portfolio allocation. I’m 39 and have another $100,000 to invest.
I could put the full amount into Wealthsimple’s Classic portfolio, but they charge a 0.4% management fee, which feels quite expensive to me over the long term. At the same time, I don’t have a strong investing background, so I’m concerned that choosing individual stocks or even selecting and weighting ETFs myself could lead to mistakes.
Given my current portfolio and age, what would you suggest for investing the additional $100,000?
|Holding|Type|Value|% of invested portfolio|
|:-|:-|:-|:-|
|**Classic**|WS Managed portfolio (Growth 90k and aggressive remaining)|**$109,043.78**|**31.11%**|
|**VOO**|ETF, S&P 500|**$70,310.47**|**20.06%**|
|**VEQT**|ETF, global all-equity ( US **45.0%** **Canada** **30.6%** **international** **17.6%** **Emerging markets** **7.0%)**|**$31,527.11**|**8.99%**|
|**NVDA**|Stock|**$31,326.94**|**8.94%**|
|**VTI**|ETF, total US market|**$18,515.92**|**5.28%**|
|**XCHP**|ETF, semiconductors|**$14,562.52**|**4.15%**|
|**TSLA**|Stock|**$11,359.77**|**3.24%**|
|**QQQM**|ETF, Nasdaq-100|**$11,109.55**|**3.17%**|
|**GOOGL**|Stock|**$10,859.34**|**3.10%**|
|**AMZN**|Stock|**$7,306.28**|**2.08%**|
|**MSFT**|Stock|**$6,005.16**|**1.71%**|
|**AMD**|Stock|**$5,554.78**|**1.58%**|
|**PLTR**|Stock|**$4,904.22**|**1.40%**|
|**ETHQ**|Crypto ETF|**$4,403.79**|**1.26%**|
|**EQIX**|Stock / REIT|**$3,002.58**|**0.86%**|
|**CRM**|Stock|**$2,852.45**|**0.81%**|
|**SHOP**|Stock|**$2,552.19**|**0.73%**|
|**META**|Stock|**$2,101.81**|**0.60%**|
|**NBIS**|Stock|**$1,801.55**|**0.51%**|
|**GOLD**|Stock|**$1,000.86**|**0.29%**|
|**RIVN**|Stock|**$250.22**|**0.07%**|
|**INO**|Stock|**$150.13**|**0.04%**|
|**TOTAL**||**$350,501.42**|**100%**|
stockNASDAQ