AVGO Reddit Mentions | ChartExchange

Ahh okay! Not a bad setup dude!
I see you’re well diversified in Vanguard ETF’s (VTI, VOO, VXUS). Those are all “mild” in terms of (general) volatility. That being said, volatility isn’t a non-factor; and ETF’s such as S&P 500 funds can get wrecked in market recessions.
However, given your current capital and age I’d say I’m minimally worried about your ETF’s. I’d say you did a good job in putting aside a certain amount in the boring yet safe section. I’d consider this your “slow growth” section. This is something that could be an inflation-counter provided the market does well.
Now for the interesting part. I see you have $500 in Google, do a quick search online and see that Warren Buffet / Berkshire Hathaway just disclosed a $4.3 Billion dollar stake in Google. Nice! I’d recommend holding that.
TSLA, RKLB and PLTR are considered your more (potentially) volatile tech. But, considering you have $25 each in it; even if the company went to $0 tomorrow you’re out of a Five Guy’s order, and that’s being generous it’s still $25….
You also have NVDA, ORCL and AMD; nice! Those are your foundational AI plays, the chips and the infrastructure. NVDA has its Earnings Report next week, look into it because it is genuinely big for the entire market next week; if you are not aware Earnings Reports are legally mandated for all companies that are publicly traded.
I see AVGO, SOFI, HOOD and Bitcoin too. I am not super well informed in these plays, I would say SOFI would be my favorite pick long-term out of these. Again, your allocations aren’t super wild; and even a deep red recession wouldn’t be ideal, but also wouldn’t kill you.
Congrats on planning on grad school, first off. I think this is a reasonable plan but here’s what I’d do if you wanted to be more “risk-adverse” if a correction comes, and you don’t want to / have the time to observe current market trends and macro conditions. But also what may even enhance your account in the future.
I’ll outline some points below (not financial advice, just my view)!
1.) Look into more “tangible” holdings. What I mean by that is maybe consider long term holdings in precious metal ETF’s (SLV, IAU, GLD). These track (roughly) the price of Silver or Gold respectively, and though it’s reached highs recently; it has endured some pullbacks, with potential mid to long term growth plausible. I’d also look into ‘XLE’ which is an ETF tracking big gas/oil, think your Exxon, Chevron, etc.
2.) LEARN THE EFFECT OF COMPOUNDING CAPITAL. The truth is here, your holdings while smart; won’t likely make you “eye-watering” amounts of money even in the best market… I think for you, getting your foot in the door is the biggest thing here. Think about what you can set aside realistically a week: could be $10, could be $80 (depends on many factors). But find that amount and do that week after week. That will slowly compound NOW, and when you’re 50-65 your habit of doing that will cascade into genuine wealth I believe.
3.) Clearly decide what money you’re genuinely willing to lose… It’s clear you understand an investment like PLTR carries significantly more inherit risk than a VTI or VOO. Understand that if Palantir, with a P/E (stock price divided by earnings per share) of 400+ your $25 in it could turn to $18-$19 or more with a bad stretch. That’s why I’m okay here, though. I’d be a bit more cautious if you treated those investments like money-printers and not speculative plays.
4.) If I was you I’d take this time to genuinely learn the market and make it somewhat fun / palatable if you want to be actively involved in your trades. But, if you don’t want to check or care; pick what you believe is a solid investment long-term and simply incrementally put in some extra pocket money weekly. What’s good about some of your holdings, companies like NVDA, AMD, etc; will VERY likely be worth much more in 1, 5, or 10 year(s). If you’re truly someone who wants to “set and forget” I’d recommend putting a good amount in those two alone… But, if anxiety is a struggle for you I’d say simply keep the $25 for each. If I was in your shoes, I’d set aside a specific amount for long term “growth” plays; the riskier short-term but more lucrative ones like AMD and NVDA.
5.) I mean if your vision is genuinely 10-20 years, I actually think your current plan may be a little too conservative. Understand the risk, but companies like AMD and NVDA manufacture the semiconductor chips used for this AI boom… The demand is undeniable and regardless of a market recession or crash from now to 2035/2045; imagine how much those two could be worth alone. A few grand in each, buying on dips with your weekly deposits… Know that you should be okay mentally during a bearish period before doing such a plan, but in my opinion for you; that could be the 10x or more move in your portfolio….
Summary, I think you’re doing the right things and very early compared to others. The market if done right can’t just help create supplementary income, but retire you, your family, and create generational wealth. It will very likely not occur in a few years, unless you pump and dump a meme coin lmao… But, gradually put in money weekly if possible, and know with your long-term plan that market volatility sucks but isn’t the end-all-be-all.
Please, reach out to me directly with any questions I’d be glad to help! I hope my yap sesh was helpful, and I hope you can be proud knowing you’re ahead of the curve already. With your current setup, I wouldn’t be worried with “losing your grad school money”, but I would make sure to DO THE HOMEWORK on what your risk/reward is for each holding.
I really don’t think you’re “over-invested” I would change that if you were doing call options on Beyond Meat, and flipping penny-stocks; not the case here lol… This stage for you seems to be the foundation to wealth creation later. If you get a Masters degree and land a great job, when that money comes in you will be prepped already to reinvest a good portion; and do it conservatively.
If you start putting $20-30 a week consistently now, when you make a cushy white-collar salary you will instinctually put aside even more every week… That right there is my biggest point to hammer in on. It takes capital to make capital I believe, and when you’re 50-60; that account you started when you were 20 ish is now a monster. Learn the trading side if you enjoy it like I do, but master the consistency side if you want a sweet retirement….