ARM
Arm Holdings plc
stock NASDAQ ADR

Hey guys,
I’ll get straight to it.
Aim - buy a rental property worth 400k in the next few months. Plan to pay this off in 5 years max
Stats - 900k HHI (stable , both MDs)
I’m thinking a 5/1 ARM would be a good idea since I do plan to pay off in 5 years. Would you rather do something like a HELOC or even margin borrowing on brokerage ?
TIA

Maybe. My original portfolio was SV tilted. But I removed the value tilt before the GFC because I didn’t want to be overexposed to the financial sector once it became clear that ARM resets were a serious risk. I’m still tilted small because I’m not a huge fan of cap weighting, but it’s only 14% of my equity position so not likely to have a huge impact.

My 2025 watchlist: $HOOD $SOFI $UPST $RBLX $ARM
All former leaders ready for round 2.

Even ARM Windows 11 still doesn't run completely smoothly on the X Elite/Plus boxes/notebooks.

More competitors are entering the market. AMD is catching up. ARM Chips and TPUs are added to the mix. We will have a different market in 24 months.

TPU vs GPU looking like X86 vs ARM....all BD shenanigans

It's crazy to me how CUDA is such a moat when there's so much money on the line for companies like AMD, Intel or now Google to make tools that can translate CUDA into something else.
If Linux can run Windows games (with no cooperation from developers) and now even translate x86 games to run on an ARM CPU it's surprising that translating CUDA, with cooperation from whover is writing software for CUDA and wants to move it to cheaper hardware, is such a mountain to climb.

Not sure why you tossed RAG in there.
Those companies are spending tens to hundreds of billions buying AI "accelerators", a market nvidia basically had to itself with the bestest, most capable ASICs. Only now it doesn't.
And just to be clear, a "GPU" is some general purpose functionality coupled with some specific functionality. Precisely like every other option. An Ironwood tray is 4 TPUs (with 768GB of HBM3e) along with an Axion ARM processor. If the market decided that it really wanted stream vector functionality to process billions of FP64 values, this would be added on the ASICs alongside the MXU, VPU and SparseCore. Positively no one is buying hardware based on some flexibility that they don't use currently.

Okay, let's see if Stacy Rasgon, who I'm sure reads this sub in tears every time, understands it.
If TPUs are an advantage because they're cheap, it's a huge advantage to offer low-cost inference by increasing Google Cloud's moat (to which it then also attaches other services, etc.)... especially since the bottleneck is apparently TPU production... since even Google doesn't have enough for itself
(By the way, in the first iteration this summer, that was exactly the case! Google was about to offer inference services to Meta).
But what's the point of selling 10B of TPU to Meta, which in addition to earning hardware equivalent to NVIDIA for inference, also uses it to study how it works, how various system-level problems are solved, to accelerate the development of its MTIAs?
It's much worse for Google this way... and a good thing for Meta.
In fact, the market rewarded Meta more than Google yesterday... but no... Stacy doesn't see it that way... It's worse for AMD! Lol
Leaving aside the whole issue about how it depends on the workload and the ASICs being developed by hyperscalers are for latency-sensitive workloads right now... and so even by accelerating MTIA, it probably wouldn't have hurt AMD or NVIDIA, but only potential future leasing for Google where it could have a long-term advantage.
Let's think about Google's revenue! Even by selling off hardware (thereby crippling its advantage in its cloud if its hardware was excellent in terms of OPEX) and if it managed to eat up 10% of NVIDIA's market, it would arrive at what... +3% profit? This is to lose a competitive advantage at such an important time (no CSP sells its own custom ARM CPUs to other CSPs... there must be a reason... among others... everyone wants their own and they customize for themselves).
One thing is clear (which Stacy missed): CUDA is under attack from multiple fronts. If the market diversifies, it's easier for AMD to reach 20% while remaining competitive. Where are the narratives that Jensen kept everyone tied to him thanks to the supply chain and the fear of losing shipping preference? (Another invented Jensen moat that's falling? But the narrative forgets these walls he created to protect Jensen from AMD... and which the next day seem to no longer exist... but AMD is always the loser, right Stacy?)
The market, as usual, has overreacted, pumped up by various gossip, in terms of agreements between companies, things are moving much more slowly, all this had already happened before the FADs, and I repeat 80% CAGR, and in my opinion 20% is possible for AMD, which now has a SP around 200... lol

Amazon, MU, AVGO, TSM, ARM, VRT