ARM
Arm Holdings plc
stock NASDAQ ADR

That's why I included the statistics instead to cover all bases, including a 7yr ARM in your 30s. 

Im in both of these and think they have a bright future. But ARM has been a wild ride.

I don’t make recommendations however depending upon your overall circumstances and tolerance for risk you may want to consider chip designer EnSilica ([r/EnSilica](/r/EnSilica/)) given its advantageous position for potentially benefiting from increased European sovereign tech spending.
In my opinion it is a classic value opportunity based on its 1.6 forward price-to-sales ratio which is substantially lower than the semiconductor industry average, even after management reaffirmed the outlook for the current financial year ending May 31st.
They are partnered with TSMC, ARM and Cadence Design Systems, and end users include AST SpaceMobile, Siemens, Rolls Royce (Aerospace & Defence), JaguarLandRover and the British & European space agencies. For example they designed AST’s pivotal AST5000 chip which is at the heart of their new BlueBird Block-2 constellation satellites and royalties are now rolling in.
Like Filtronic between 2023 and 2025 I hope to see them 10x in the coming years, just not necessarily in a straight line. I have such conviction that my better half and I combined are now top 20 shareholders (according to Simply Wall St data).

So Intel Will be manufacturing ARM chips. Interesting

Hi everyone,
You find a stock you love. The story is great and the fundamentals look solid. But when you pull up the chart, you see a vertical line going straight up.
Is it too late to buy? Or are you missing out?
This is 4 step valuation roadmap to filter out expensive stocks in seconds.
\---
Step 1: The Context Check (The Moat)
Before looking at the P/E ratio, check the durability of the business.
\* Wide Moat: Companies like ARM or Microsoft. High switching costs or network effects. These deserve a premium valuation.
\* No Moat: Companies like Airlines. They compete strictly on price. These are capital destruction machines over the long term.
Rule: If the Moat is None, stop. The price doesn't matter if the business is indefensible.
\---
Step 2: The Profit Fork
You cannot value all stocks the same way. You must ask if it is actually making money.
\* Path A (Profitable): Value these based on Earnings (P/E, PEG).
\* Path B (Unprofitable): Value these based on Revenue and Survival (P/S, Cash).
\---
Step 3: The Valuation Rules
For Profitable Stocks (Path A)
P/E is useless in a vacuum. A P/E of 50 is cheap if growth is 50%. A P/E of 10 is expensive if growth is 0%.
Use the PEG Ratio (P/E divided by EPS Growth).
\* PEG under 1.0: Undervalued.
\* PEG around 1.5: Fair Value.
\* PEG over 2.0: Expensive.
\* Note: For dividend stocks, use the PEGY Ratio to give them credit for the yield.
For Unprofitable Stocks (Path B)
Use Price-to-Sales (P/S).
\* P/S under 10: Generally cheap for high-growth tech.
\* P/S over 50: The Danger Zone. At 50x sales, the company is priced for absolute perfection.
\---
Step 4: The Quality and Survival Check
If a stock looks expensive (PEG over 2.0), is it an automatic sell? Not necessarily. It might be a premium asset.
The Margin Test (For Profitable Stocks)
High prices require high Gross Margins.
\* Software needs over 70% margins.
\* Hardware needs over 40% margins.
If the margins are low and the price is high, it is a bubble.
The Cash Runway (For Unprofitable Stocks)
Check the Total Cash divided by Annual Burn.
\* Over 2 years: Safe.
\* Under 1 year: Dilution Risk. They will likely issue new shares to raise cash, which crushes your stock price.

GPUs are so 2025, this is the year of the CPUs. Intel fucked up and couldn't meet demand for their older generation server CPUs and left a ton of money on the table. They basically sold out for all of 2026. Jensen Huang is on record saying Nvidia will be the biggest vendor for CPUs going forward.
Calls on INTC and AMD (and ARM to a certain extent). Think MU memory type of shortages, but unlike MU which only has 11% market share, INTC has 72% market share and AMD 28% of the data centers server CPU market respectively.

I don’t make recommendations however depending upon your overall circumstances and tolerance for risk you may want to consider chip designer EnSilica (r/EnSilica) given its advantageous position for potentially benefiting from increased European sovereign tech spending.
They are partnered with TSMC, ARM and Cadence Design Systems, and end users include AST SpaceMobile, Siemens, Rolls Royce (Aerospace & Defence), JaguarLandRover and the British & European space agencies. For example they designed AST’s pivotal AST5000 chip which is at the heart of their new BlueBird Block-2 constellation satellites and royalties are now rolling in.
Like Filtronic between 2023 and 2025 I hope to see them 10x in the coming years, just not necessarily in a straight line. I have such conviction that my better half and I combined are now top 20 shareholders (according to Simply Wall St data).

ARM, NBIS

Hi everyone,
You find a stock you love. The story is great and the fundamentals look solid. But when you pull up the chart, you see a vertical line going straight up.
Is it too late to buy? Or are you missing out?
This is 4-step valuation roadmap to filter out expensive stocks in seconds.
Here is the detailed breakdown of how to use it.
\---
Step 1: The Context Check (The Moat)
Before looking at the P/E ratio, check the durability of the business.
\* Wide Moat: Companies like ARM or Microsoft. High switching costs or network effects. These deserve a premium valuation.
\* No Moat: Companies like Airlines. They compete strictly on price. These are capital destruction machines over the long term.
Rule: If the Moat is None, stop. The price doesn't matter if the business is indefensible.
\---
Step 2: The Profit Fork
You cannot value all stocks the same way. You must ask if it is actually making money.
\* Path A (Profitable): Value these based on Earnings (P/E, PEG).
\* Path B (Unprofitable): Value these based on Revenue and Survival (P/S, Cash).
\---
Step 3: The Valuation Rules
For Profitable Stocks (Path A)
P/E is useless in a vacuum. A P/E of 50 is cheap if growth is 50%. A P/E of 10 is expensive if growth is 0%.
Use the PEG Ratio (P/E divided by EPS Growth).
\* PEG under 1.0: Undervalued.
\* PEG around 1.5: Fair Value.
\* PEG over 2.0: Expensive.
\* Note: For dividend stocks, use the PEGY Ratio to give them credit for the yield.
For Unprofitable Stocks (Path B)
Use Price-to-Sales (P/S).
\* P/S under 10: Generally cheap for high-growth tech.
\* P/S over 50: The Danger Zone. At 50x sales, the company is priced for absolute perfection.
\---
Step 4: The Quality and Survival Check
If a stock looks expensive (PEG over 2.0), is it an automatic sell? Not necessarily. It might be a premium asset.
The Margin Test (For Profitable Stocks)
High prices require high Gross Margins.
\* Software needs over 70% margins.
\* Hardware needs over 40% margins.
If the margins are low and the price is high, it is a bubble.
The Cash Runway (For Unprofitable Stocks)
Check the Total Cash divided by Annual Burn.
\* Over 2 years: Safe.
\* Under 1 year: Dilution Risk. They will likely issue new shares to raise cash, which crushes your stock price.

Amd and Intel may be safe. But this will be a problem for Qualcomm - though no one does ARM cpus better than qualcomm

7/1 for 1.5M? Depends on your salary… im guessing you understand ARM risks, right? If not better go for a safer 15-30y fixed one

That's why I included the statistics instead to cover all bases, including a 7yr ARM in your 30s. 

Im in both of these and think they have a bright future. But ARM has been a wild ride.

I don’t make recommendations however depending upon your overall circumstances and tolerance for risk you may want to consider chip designer EnSilica ([r/EnSilica](/r/EnSilica/)) given its advantageous position for potentially benefiting from increased European sovereign tech spending.
In my opinion it is a classic value opportunity based on its 1.6 forward price-to-sales ratio which is substantially lower than the semiconductor industry average, even after management reaffirmed the outlook for the current financial year ending May 31st.
They are partnered with TSMC, ARM and Cadence Design Systems, and end users include AST SpaceMobile, Siemens, Rolls Royce (Aerospace & Defence), JaguarLandRover and the British & European space agencies. For example they designed AST’s pivotal AST5000 chip which is at the heart of their new BlueBird Block-2 constellation satellites and royalties are now rolling in.
Like Filtronic between 2023 and 2025 I hope to see them 10x in the coming years, just not necessarily in a straight line. I have such conviction that my better half and I combined are now top 20 shareholders (according to Simply Wall St data).

So Intel Will be manufacturing ARM chips. Interesting

Hi everyone,
You find a stock you love. The story is great and the fundamentals look solid. But when you pull up the chart, you see a vertical line going straight up.
Is it too late to buy? Or are you missing out?
This is 4 step valuation roadmap to filter out expensive stocks in seconds.
\---
Step 1: The Context Check (The Moat)
Before looking at the P/E ratio, check the durability of the business.
\* Wide Moat: Companies like ARM or Microsoft. High switching costs or network effects. These deserve a premium valuation.
\* No Moat: Companies like Airlines. They compete strictly on price. These are capital destruction machines over the long term.
Rule: If the Moat is None, stop. The price doesn't matter if the business is indefensible.
\---
Step 2: The Profit Fork
You cannot value all stocks the same way. You must ask if it is actually making money.
\* Path A (Profitable): Value these based on Earnings (P/E, PEG).
\* Path B (Unprofitable): Value these based on Revenue and Survival (P/S, Cash).
\---
Step 3: The Valuation Rules
For Profitable Stocks (Path A)
P/E is useless in a vacuum. A P/E of 50 is cheap if growth is 50%. A P/E of 10 is expensive if growth is 0%.
Use the PEG Ratio (P/E divided by EPS Growth).
\* PEG under 1.0: Undervalued.
\* PEG around 1.5: Fair Value.
\* PEG over 2.0: Expensive.
\* Note: For dividend stocks, use the PEGY Ratio to give them credit for the yield.
For Unprofitable Stocks (Path B)
Use Price-to-Sales (P/S).
\* P/S under 10: Generally cheap for high-growth tech.
\* P/S over 50: The Danger Zone. At 50x sales, the company is priced for absolute perfection.
\---
Step 4: The Quality and Survival Check
If a stock looks expensive (PEG over 2.0), is it an automatic sell? Not necessarily. It might be a premium asset.
The Margin Test (For Profitable Stocks)
High prices require high Gross Margins.
\* Software needs over 70% margins.
\* Hardware needs over 40% margins.
If the margins are low and the price is high, it is a bubble.
The Cash Runway (For Unprofitable Stocks)
Check the Total Cash divided by Annual Burn.
\* Over 2 years: Safe.
\* Under 1 year: Dilution Risk. They will likely issue new shares to raise cash, which crushes your stock price.

GPUs are so 2025, this is the year of the CPUs. Intel fucked up and couldn't meet demand for their older generation server CPUs and left a ton of money on the table. They basically sold out for all of 2026. Jensen Huang is on record saying Nvidia will be the biggest vendor for CPUs going forward.
Calls on INTC and AMD (and ARM to a certain extent). Think MU memory type of shortages, but unlike MU which only has 11% market share, INTC has 72% market share and AMD 28% of the data centers server CPU market respectively.

I don’t make recommendations however depending upon your overall circumstances and tolerance for risk you may want to consider chip designer EnSilica (r/EnSilica) given its advantageous position for potentially benefiting from increased European sovereign tech spending.
They are partnered with TSMC, ARM and Cadence Design Systems, and end users include AST SpaceMobile, Siemens, Rolls Royce (Aerospace & Defence), JaguarLandRover and the British & European space agencies. For example they designed AST’s pivotal AST5000 chip which is at the heart of their new BlueBird Block-2 constellation satellites and royalties are now rolling in.
Like Filtronic between 2023 and 2025 I hope to see them 10x in the coming years, just not necessarily in a straight line. I have such conviction that my better half and I combined are now top 20 shareholders (according to Simply Wall St data).

ARM, NBIS

Hi everyone,
You find a stock you love. The story is great and the fundamentals look solid. But when you pull up the chart, you see a vertical line going straight up.
Is it too late to buy? Or are you missing out?
This is 4-step valuation roadmap to filter out expensive stocks in seconds.
Here is the detailed breakdown of how to use it.
\---
Step 1: The Context Check (The Moat)
Before looking at the P/E ratio, check the durability of the business.
\* Wide Moat: Companies like ARM or Microsoft. High switching costs or network effects. These deserve a premium valuation.
\* No Moat: Companies like Airlines. They compete strictly on price. These are capital destruction machines over the long term.
Rule: If the Moat is None, stop. The price doesn't matter if the business is indefensible.
\---
Step 2: The Profit Fork
You cannot value all stocks the same way. You must ask if it is actually making money.
\* Path A (Profitable): Value these based on Earnings (P/E, PEG).
\* Path B (Unprofitable): Value these based on Revenue and Survival (P/S, Cash).
\---
Step 3: The Valuation Rules
For Profitable Stocks (Path A)
P/E is useless in a vacuum. A P/E of 50 is cheap if growth is 50%. A P/E of 10 is expensive if growth is 0%.
Use the PEG Ratio (P/E divided by EPS Growth).
\* PEG under 1.0: Undervalued.
\* PEG around 1.5: Fair Value.
\* PEG over 2.0: Expensive.
\* Note: For dividend stocks, use the PEGY Ratio to give them credit for the yield.
For Unprofitable Stocks (Path B)
Use Price-to-Sales (P/S).
\* P/S under 10: Generally cheap for high-growth tech.
\* P/S over 50: The Danger Zone. At 50x sales, the company is priced for absolute perfection.
\---
Step 4: The Quality and Survival Check
If a stock looks expensive (PEG over 2.0), is it an automatic sell? Not necessarily. It might be a premium asset.
The Margin Test (For Profitable Stocks)
High prices require high Gross Margins.
\* Software needs over 70% margins.
\* Hardware needs over 40% margins.
If the margins are low and the price is high, it is a bubble.
The Cash Runway (For Unprofitable Stocks)
Check the Total Cash divided by Annual Burn.
\* Over 2 years: Safe.
\* Under 1 year: Dilution Risk. They will likely issue new shares to raise cash, which crushes your stock price.