XLMUSDT
Stellar Lumens / Tether USD
crypto Composite

I used XLM a few times to move funds between CEX. Good stuff.

Nano, ALGO and XLM are great for this

XLM is a dream. They should set up their own app just for transferring tokens like PayPal.

Greetings from Portugal!
It's safe to assume most of us know that the original usecase for crypto is to transfer money without the need of the Banks. There are a lot of reasons why we would live in a better would if we make our money transfers outside of the banking system. But the usecase people outside of the crypto world better understand is that \*\*is way cheaper than international bank transfers!\*\*
According to Banco de Portugal (the National Bank of my country), \*\*international bank transfers can cost anywhere from $15 to $50 per transaction,\*\* depending on the bank and the transfer method. However, some banks may charge additional fees, such as currency conversion fees or intermediary bank fees, which can increase the total cost of the transfer.
If we use \*\*Bitcoin\*\*, which isn't the cheapest, on average, for a typical \*\*Bitcoin transaction ranges from $1 to $10\*\*, depending on the size of the transaction and network congestion.
The network fees for \*\*Monero\*\* transactions are also relatively low, usually \*\*ranging from $0.01 to $0.50 per transaction\*\*.
But the king of low transfers fees, as we know is \*\*XLM.\*\* The Stellar network, which is the underlying technology for XLM, \*\*has a fixed fee of 0.00001 XLM per transaction, which is equivalent to a fraction of a cent.\*\* This means that the cost of transferring $10, $100, $1000, or $10000 worth of XLM would be the same.
Even if we take in consideration the fees required to convert crypto in fiat is still way cheaper to use than bank transfers!
There are many examples, I would love to hear from you about different fees for different crypto. But the point is, If we say to people \*\*how cheaper transferring money with crypto is comparing to banks people will be more open to give it a shot!\*\*

Something I have been curious about and cannot seem to get a straight answer on is the limit for non-KYC accounts.
Unfortunately, as a US resident I am unable to complete KYC process. My question is if the 1BTC/24 hr limit is only for Fiat withdrawal to bank account, or if I am able to withdrawal (as an example) 2 BTC worth of XLM to another exchange without issue in one go?
Basicially is that limit only imposed on Fiat withdrawals or both crypto currency and Fiat?

I like to use BTC or XLM for stability

I'm not sure about USDT like the other comment says but I always use XLM

I have been really enthusiastic about Polygon for a while. I know that they have some issues re centralisation, but their offering has been brilliant so far. But for me I've always been curious about moving money cheaply. Using XLM was great, but having options to interact with Ethereum based chains cheaply is great

Fellow XLM believer! Our time will come, maybe, hopefully…..

I have such nostalgia with XLM as I bought my first bag as a blue-eyed idiot not knowing what market cap was, thinking the low price was a sign of a huge potential upside. Reality hits you hard. Still a great project though.

Waking up to XLM over 0.10 USD, am I still sleeping and this is a dream?

Me too. I bought Safemoon with 500XLM on Bitmart. It went up, crashed down, i sold about exactly what i paid for (USDT wise).
But then i forgot about my Bitmart account for a while, by time I got back on Bitmart, crypto crashed hard so that USDT bought me 2,000 XLM. So kinda winning

XLM. Smart contracts are coming.

I miss the days when XLM was a $0.35 to $0.38 stablecoin.

I love XLM but it's weird that most people seem to use it for transfers so no one really holds it I feel

Serious question.isn't XLM a top 30 coin?why has it barely moved in terms of price action?

XLM is on the advisory board of the CFTC fwiw. Will have a smart contract feature soon.
XLM though non pow is also non pos. Has a great case and connections to be also labeled as a commodity

Good ole XLM . One of the few alts i have been holding for good few years . Moved some around the globe for less fee and fast transaction.

XLM price prediction as Coinme integrates USDC on Stellar

Don't think DeFi had much to do with it - at least not as much as finally achieving smart contracts. In contrast, ETH enjoyed near-exclusivity in the dawn of time when there was basically only BTC, ETH, PPC, DOGE, XRP, XLM, LTC...