XLMUSDT
Stellar Lumens / Tether USD
cryptoComposite

That explains why XLM keeps testing the floor despite the $127M headline.

If Thruput is successful leading to high leverage adoption, demand for XLM may increase as the key to network prioritization. If Stellar can sustain and accelerate the current trajectory of adoption and players like DTCC or an agentic economy take network usage to a new paradigm, this effect may be significant in a way that  the market currently does not understand. This kind of demand was always the original bull case of XLM, there just was not a mechanism for it to be realized.

Well, discussion about tokenomics is open. https://stellar.org/xlm-utility If you have good ideas on utility for XLM, and how for example lockups and rewards could have a flywheel effect on ecosystem, please share!

The DTCC part doesn't go live until next year. That being said, the bear part for me is that XLM has a great use case, low fees, fast, etc. That does not make it a good investment. Just because something is useful in this space, doesn't mean it will be a great financial instrument.

Many things to be bullish about with XLM, bank adoption, the rwa’s, DTCC, etc. Some very positive amendments being voted on right now also.

One thing that I've noticed is the FUD that people throw out about XRP is basically the same thing they say about XLM. In my eyes landing a deal with the DTCC tells you they are a major player in the changes in the financial overhaul that crypto is about to pull off. To me it seems like a no brainer for a long term hold. If you're just trying to trade to make money fast it may not be the best bet.

With more multi-billion dollar assests integrating Stellar, i'm curious to hear the bear and bull case for XLM

Stellar Adds $127M in Tokenized Funds, XLM Tests Floor

ZCash, XRP, XLM

XRP, Sol, TAO, QNT, XLM, HBAR, HYPE, Zcash to name a few. Look into coins with ETFs and big institutional adoption. What the big guys are buying into is what will succeed. Retail is no longer the driving force, we’re just a small push. Also look into TAO & its subnets. There’s a subnet for anything & everything in AI. They’re cheap, fairly new with tons of growth potential. When TAO goes up you make money, when subnets go up, you make money. And you earn crazy APY on the subnets too so that’s 3 ways you can earn crazy amounts of money. If TAO does a 3x & your subnets does a 3x, that’s a 9x return PLUS whatever APY subnets pay.

XRP, LTC, XLM, LINK and SC (Siacoin).

I think BTC and ETH are the strongest long-term bets, with LINK being interesting because of its role in connecting blockchain infrastructure with real-world data and tokenized assets. XLM could benefit from cross-border payments, while XMR has a different use case centered on financial privacy. The real question is whether adoption translates into lasting value for the tokens themselves. I also think most altcoins will eventually fade away, especially those that rely entirely on hype rather than solving a genuine problem.

Just enjoy buying XLM

I’ve been in crypto for years now, and one thing I’ve realized is how much of this market was built on pure speculation. So many projects were hyped up as the future and barely have anything to show for it today. But with stablecoins, tokenization, regulation, and traditional finance getting more involved, I do think we’re witnessing a shift in how money works. I’ve been looking at BTC, ETH, LINK, XLM, and XMR lately, but I’m curious what everyone else is actually accumulating. What projects do you genuinely see having a purpose in the next 5–10 years? Not just surviving another bull run, but actually being used. And do you think most altcoins will eventually become irrelevant?

It's been about 2–3 years since I last posted here, and honestly, it's crazy seeing how much the crypto market has changed. Between institutional adoption, ETFs, stablecoins, and the push for clearer regulations, crypto is starting to look a lot different than it did a few years ago. I'm also aware of how narratives like *ISO 20022* were heavily pushed, only for people to realize that compliance or compatibility doesn't automatically translate into token demand or price appreciation. Lately, I've been looking more into BTC, ETH, XLM, and LINK. Monero (XMR) has also caught my attention, especially as privacy becomes more relevant and people start questioning how much of their financial activity should really be public. I still think speculation drives a huge part of this market, but I'm more interested in what actually gets used rather than what's being hyped for the next cycle. **What projects are you genuinely accumulating or researching for the next 5–10 years?** And do you think we're finally moving toward a market where utility matters more than hype, or will crypto always be driven by narratives and speculation?

Didnt know about this. This is nicely parsimonious and I hope it is acted on: Make "hold XLM to get capacity" the core of XLM tokenomics, and publish its economic model before mainnet.