XLMUSDT
Stellar Lumens / Tether USD
cryptoComposite

Just enjoy buying XLM

I’ve been in crypto for years now, and one thing I’ve realized is how much of this market was built on pure speculation. So many projects were hyped up as the future and barely have anything to show for it today. But with stablecoins, tokenization, regulation, and traditional finance getting more involved, I do think we’re witnessing a shift in how money works. I’ve been looking at BTC, ETH, LINK, XLM, and XMR lately, but I’m curious what everyone else is actually accumulating. What projects do you genuinely see having a purpose in the next 5–10 years? Not just surviving another bull run, but actually being used. And do you think most altcoins will eventually become irrelevant?

It's been about 2–3 years since I last posted here, and honestly, it's crazy seeing how much the crypto market has changed. Between institutional adoption, ETFs, stablecoins, and the push for clearer regulations, crypto is starting to look a lot different than it did a few years ago. I'm also aware of how narratives like *ISO 20022* were heavily pushed, only for people to realize that compliance or compatibility doesn't automatically translate into token demand or price appreciation. Lately, I've been looking more into BTC, ETH, XLM, and LINK. Monero (XMR) has also caught my attention, especially as privacy becomes more relevant and people start questioning how much of their financial activity should really be public. I still think speculation drives a huge part of this market, but I'm more interested in what actually gets used rather than what's being hyped for the next cycle. **What projects are you genuinely accumulating or researching for the next 5–10 years?** And do you think we're finally moving toward a market where utility matters more than hype, or will crypto always be driven by narratives and speculation?

Didnt know about this. This is nicely parsimonious and I hope it is acted on: Make "hold XLM to get capacity" the core of XLM tokenomics, and publish its economic model before mainnet.

We need stronger tokenomics to drive demand for XLM, without nothing changes for holders [Supply, sinks, a comparative model and concrete proposals (re: Meridian 2026 call and #2051) · stellar · Discussion #2052 · GitHub](https://github.com/orgs/stellar/discussions/2052)

$1.8 Trillion Giant Hooks XLM, XRP Into On-Chain Market