XLMUSDT
Stellar Lumens / Tether USD
crypto Composite

XLM is the real deal bud

Alts currently in my portfolio: $PEP (heavy on this one), $SOL, $HBAR, $DOT, $AVAX, $BONK, $SCRT, $SHX, $DOVU, $WET, $XLM & of course $LTC, $XRP, $ETH, & $DOGE. Also ZKsync. Pretty well diversified into all of these, some more than others. Will continue to accumulate with sideways movement & double down on large dips.

Worth noting that Coinbase Pro/Advanced supports direct Stellar withdrawals with minimal fees (usually ~0.00001 XLM network fee). If you withdraw EURC directly to your Beans wallet address, the main cost is just the Coinbase withdrawal fee itself — typically lower than swapping through other routes.
The trustline setup is a one-time 0.5 XLM reserve lock, not a fee, and you get it back if you ever remove the trustline.

XLM is the real deal bud

Alts currently in my portfolio: $PEP (heavy on this one), $SOL, $HBAR, $DOT, $AVAX, $BONK, $SCRT, $SHX, $DOVU, $WET, $XLM & of course $LTC, $XRP, $ETH, & $DOGE. Also ZKsync. Pretty well diversified into all of these, some more than others. Will continue to accumulate with sideways movement & double down on large dips.

Worth noting that Coinbase Pro/Advanced supports direct Stellar withdrawals with minimal fees (usually ~0.00001 XLM network fee). If you withdraw EURC directly to your Beans wallet address, the main cost is just the Coinbase withdrawal fee itself — typically lower than swapping through other routes.
The trustline setup is a one-time 0.5 XLM reserve lock, not a fee, and you get it back if you ever remove the trustline.

https://preview.redd.it/qfe76dw0ivpg1.png?width=2480&format=png&auto=webp&s=8b0f4cde5d0d01d714571847017def292010600d
Historic Sec Clarification on crypto
MULTIPLE LAYER 1 CRYPTOCURRENCIES EXCLUDED FROM SECURITIES DESIGNATION
\-------------------
Aptos (APT)
\--------------------
Avalanche (AVAX)
\--------------------
Bitcoin (BTC)
\--------------------
Bitcoin Cash (BCH)
\--------------------
Cardano (ADA)
\--------------------
Chainlink (LINK)
\--------------------
Dogecoin (DOGE)
\--------------------
Ether (ETH)
\--------------------
Hedera (HBAR)
\--------------------
Litecoin (LTC)
\--------------------
Polkadot (DOT)
\--------------------
Shiba Inu (SHIB)
\--------------------
Solona (SOL)
\--------------------
Steller (XLM)
\--------------------
Tezos (XTZ)
\--------------------
XRP (XRP)
\--------------------

Thanks, in that case I'll need to focus on finding a cheap EURC to XLM swap, transfer it to beans and then swap again.

From top of my head I believe Beans already supports EURC which would mean going into your wallet and enabling Euros. This process will configure a trustline for your account under the hood so it can start holding EURC
Then, you could simply withdraw EURC from the exchange to your wallet directly. Once there, you can exchange EURC for XLM or other assets directly in the app

Hi! I was thinking about depositing EURC in Beans app, but the easy in-app methods are expensive. I can get EURC fee-free on my coinbase (custodial) wallet. What is the cheapest way to get this transferred to Beans app. If I need to convert it to XLM along the way, that would be fine, but then I need to consider the fees/spreads in that process as well.

Any suggestions? I'm not that familiar with the Stellar network.

1. Bitcoin (BTC)
2. Ether (ETH)
3. Solana (SOL)
4. XRP
5. Cardano (ADA)
6. Avalanche (AVAX)
7. Chainlink (LINK)
8. Dogecoin (DOGE)
9. Polkadot (DOT)
10. Litecoin (LTC)
11. Aptos (APT)
12. Bitcoin Cash (BCH)
13. Hedera (HBAR)
14. Shiba Inu (SHIB)
15. Stellar (XLM)
16. Tezos (XTZ)
17. Algorand (ALGO)
18. LBRY Credits (LBC)

Why is crypto journalism so shit? Do we just assume number 1 or 16 is Bitcoin?
“SEC crypto taxonomy 2026 is now official. On March 17, 2026, the SEC and CFTC jointly released a 68-page interpretation that formally classified 16 crypto assets as digital commodities, not securities, under US law. These are the assets now outside SEC jurisdiction: XRP, XLM, LTC, BCH, DOGE, ETH, SOL, ADA, AVAX, DOT, ALGO, APT, LINK, HBAR, XTZ, and SHIB. We’re calling them The Clean 16.”