XLMUSDT
Stellar Lumens / Tether USD
crypto Composite

Exactly, and when you throw religion into the mix, some people ignore their better judgement. I am religious, but anytime someone brings religion into a business/financial matter, my spidey sense starts tingling and I give them 10x the scrutiny. FWIW, I am an XRP (and XLM) investor, but it is definitely a speculative rollercoaster and I am investing money that I can afford to lose without affecting my lifestyle.

Facts: 1. without XRP Ripple is not profitable, Ripple relies only on XRP dumps. 2. Thus after over 14 years, Ripple launched their stable coin, not believing in XRP, because no one for real is using it. 3. XLM can do what XRP can, and properly implemented USDC, PYUSD can do what XRP can... 4. Ripple would stop dumping XRP, if for real it was useful! They would offer real products and services using XRP

I’ve said this from the very beginning. XLM was created for the people, that’s every single person on the planet, P2P. Despite what some naysayers claim, the powers that be told us out in the open, what coin will rule the world’s new financial system. It’s right there in the Economist Magazine cover from 1988. It’s clearly, undoubtedly Stellar Lumens. In the 90’s, whistleblowers like Kendra Hill broke it all down, talking about why Stellar Lumens will dominate the planet, with its esoteric roots from the very beginning. Why it will move money worldwide at the blink of an eye. So many have just ignored it at their own detriment. You’re 100% spot on!

$30k Gold
$30k Silver
$15k Platinum
$20k XRP
$5k XLM

Yeah, sell and buy XLM. 🤷🏽‍♂️

« Zero confirmation safe » is an oxymoron. 
The only important features for a payment coin are speed, transaction costs and optional privacy. DASH has all three. XLM, which is the fastest and least expensive of all, lacks optional privacy. DASH is available on Bitrefill. XLM is available on Bidali

Two faster and cheaper coins immediately come to mind: XLM and DASH