XLMUSDT
Stellar Lumens / Tether USD
crypto Composite

He isn't the only one, there were several other posters on here that were arguing with me about this.
This was a reply I made to another poster more or less arguing with me about the same thing pertaining to buying ETH vs. ADA right now.
"Let's say we go into 2027; the market is starting to get into a bullish environment and BTC is trading at 90k+. Let's say ETH at this point is trading at 4k, so a little over a 50% move from here. What do you think would happen with the rest of the alts? In this environment, do you see ADA at best matching ETH's performance by only being at 30 cents?
Very short term price action is impossible to predict and pointless. For instance, in the fall of 2024 ADA was trading around 35 cents while ETH was at a similar price to where we are currently, about $2400. After the 2024 election hype ADA traded as high as $1.30 while ETH peaked at about 4k.
I'll use XLM as an example from that same time period. Right before the election it was trading around 10 cents and then climbed above 50 cents at it's peak, so a 5x.
A weak example would be LTC, it was around $65 and peaked at a little over $100 in this same time period. Another one is Bcash, both of these had very little price movement for years leading up to this, at least relative to the rest of the alts out there.
The whole point is that when we do get bullish phases with alts, ETH leads and many of the alts with smaller market caps will OUTPERFORM it. IF someone were looking to do this, they need to be able to identify the correct time to be buying.
I'm not saying people should do this, the point is that when ETH pops hard relative to BTC the broader alt coin market follows along even stronger. It has nothing to do with fundamentals of the coin lol.
If you aren't aware, virtually all alts, including ETH, are primarily driven by hype and speculation. Picking the horse that runs the fastest is honestly going to come down to luck. What is NOT luck is identifying when these alts are low and where they could be making large gains for profit.
What you are seeing now is NOT a bullish phase in the market, it's a bear market rally. This is not the same as the Q1 2024 ETF pump, the Q4 election pump or the spring 2021 alt season. When this occurs again, and it will, you will see what I'm describing here play out."

Amazing news for XLM, market adoption booming - maybe one day we will see impact on the price as well. But as with every news like this it will be a nose dive :D

Bank-Issued Cash Hits Stellar. New XLM ATH Coming Up?

Bro, I'm talking about right here and right fucking now with ADA. The guy has these coins locked in at the time we are writing on here.
Let's say we go into 2027; the market is starting to get into a bullish environment and BTC is trading at 90k+. Let's say ETH at this point is trading at 4k, so a little over a 50% move from here. What do you think would happen with the rest of the alts? In this environment, do you see ADA at best matching ETH's performance by only being at 30 cents?
Very short term price action is impossible to predict and pointless. For instance, in the fall of 2024 ADA was trading around 35 cents while ETH was at a similar price to where we are currently, about $2400. After the 2024 election hype ADA traded as high as $1.30 while ETH peaked at about 4k.
I'll use XLM as an example from that same time period. Right before the election it was trading around 10 cents and then climbed above 50 cents at it's peak, so a 5x.
A weak example would be LTC, it was around $65 and peaked at a little over $100 in this same time period. Another one is Bcash, both of these had very little price movement for years leading up to this, at least relative to the rest of the alts out there.
The whole point is that when we do get bullish phases with alts, ETH leads and many of the alts with smaller market caps will OUTPERFORM it. IF someone were looking to do this, they need to be able to identify the correct time to be buying.
I'm not saying people should do this, the point is that when ETH pops hard relative to BTC the broader alt coin market follows along even stronger. It has nothing to do with fundamentals of the coin lol.
If you aren't aware, virtually all alts, including ETH, are primarily driven by hype and speculation. Picking the horse that runs the fastest is honestly going to come down to luck. What is NOT luck is identifying when these alts are low and where they could be making large gains for profit.

Cool. How does it impact XLM token?

He isn't the only one, there were several other posters on here that were arguing with me about this.
This was a reply I made to another poster more or less arguing with me about the same thing pertaining to buying ETH vs. ADA right now.
"Let's say we go into 2027; the market is starting to get into a bullish environment and BTC is trading at 90k+. Let's say ETH at this point is trading at 4k, so a little over a 50% move from here. What do you think would happen with the rest of the alts? In this environment, do you see ADA at best matching ETH's performance by only being at 30 cents?
Very short term price action is impossible to predict and pointless. For instance, in the fall of 2024 ADA was trading around 35 cents while ETH was at a similar price to where we are currently, about $2400. After the 2024 election hype ADA traded as high as $1.30 while ETH peaked at about 4k.
I'll use XLM as an example from that same time period. Right before the election it was trading around 10 cents and then climbed above 50 cents at it's peak, so a 5x.
A weak example would be LTC, it was around $65 and peaked at a little over $100 in this same time period. Another one is Bcash, both of these had very little price movement for years leading up to this, at least relative to the rest of the alts out there.
The whole point is that when we do get bullish phases with alts, ETH leads and many of the alts with smaller market caps will OUTPERFORM it. IF someone were looking to do this, they need to be able to identify the correct time to be buying.
I'm not saying people should do this, the point is that when ETH pops hard relative to BTC the broader alt coin market follows along even stronger. It has nothing to do with fundamentals of the coin lol.
If you aren't aware, virtually all alts, including ETH, are primarily driven by hype and speculation. Picking the horse that runs the fastest is honestly going to come down to luck. What is NOT luck is identifying when these alts are low and where they could be making large gains for profit.
What you are seeing now is NOT a bullish phase in the market, it's a bear market rally. This is not the same as the Q1 2024 ETF pump, the Q4 election pump or the spring 2021 alt season. When this occurs again, and it will, you will see what I'm describing here play out."

Amazing news for XLM, market adoption booming - maybe one day we will see impact on the price as well. But as with every news like this it will be a nose dive :D

Bank-Issued Cash Hits Stellar. New XLM ATH Coming Up?

Bro, I'm talking about right here and right fucking now with ADA. The guy has these coins locked in at the time we are writing on here.
Let's say we go into 2027; the market is starting to get into a bullish environment and BTC is trading at 90k+. Let's say ETH at this point is trading at 4k, so a little over a 50% move from here. What do you think would happen with the rest of the alts? In this environment, do you see ADA at best matching ETH's performance by only being at 30 cents?
Very short term price action is impossible to predict and pointless. For instance, in the fall of 2024 ADA was trading around 35 cents while ETH was at a similar price to where we are currently, about $2400. After the 2024 election hype ADA traded as high as $1.30 while ETH peaked at about 4k.
I'll use XLM as an example from that same time period. Right before the election it was trading around 10 cents and then climbed above 50 cents at it's peak, so a 5x.
A weak example would be LTC, it was around $65 and peaked at a little over $100 in this same time period. Another one is Bcash, both of these had very little price movement for years leading up to this, at least relative to the rest of the alts out there.
The whole point is that when we do get bullish phases with alts, ETH leads and many of the alts with smaller market caps will OUTPERFORM it. IF someone were looking to do this, they need to be able to identify the correct time to be buying.
I'm not saying people should do this, the point is that when ETH pops hard relative to BTC the broader alt coin market follows along even stronger. It has nothing to do with fundamentals of the coin lol.
If you aren't aware, virtually all alts, including ETH, are primarily driven by hype and speculation. Picking the horse that runs the fastest is honestly going to come down to luck. What is NOT luck is identifying when these alts are low and where they could be making large gains for profit.

Cool. How does it impact XLM token?

I’d buy the one with regulatory clarity that the central banks are working with
XRP and XLM
I know people (and me) hate banks and the system, but the system ain’t going anywhere so it’s a safe bet.
All the central bank CBDC’s are being built on the XRPL sidechains and you have to use XRP to use the XRPL so there will always be actual demand. Many more reasons but I won’t list em here.

Well by pure return vs BTC Eth underperformed, SOL absolutely destroyed BTC, AVAX underperformed, XRP underperformed but hardly, XLM basically same return, and Zcash obliterated them all. I sold all near top and have reentered and am very confident in my allocation heading towards this next cycle. Would be shocked if ETH/SOL don’t outperform BTC this next cycle.

XRP XLM and HBAR. top 3

Hey everyone!
We’re excited to share a major milestone for **LumenWipe**: we were selected as winners in **Stellar Community Fund (SCF) Round 44**!
Built in response to the Account Demolisher RFP under the Apache 2.0 open-source license, LumenWipe is infrastructure designed to simplify closing Stellar accounts and recovering funds locked in reserves.
# What is LumenWipe?
LumenWipe provides a web app, a REST API, and an SDK, enabling both individual users and platforms to run non-custodial account wind-downs.
A clean account close requires a strict, multi-step sequence: signers, data entries, open offers, DeFi positions, converting or returning assets, trustlines, and finally the account merge. LumenWipe plans the full sequence for you, showing every step before anything happens.
* **Non-custodial & secure:** You sign on your own device. Your keys never leave your control, and nothing moves without your explicit signature.
* **Stellar Classic Coverage:** Handles open offers, claimable balances, trustlines, data entries, and multisig accounts (where signatures are gathered across wallets until thresholds are met).
* **Soroban Integration:** Automatically detects and exits DeFi positions across Blend, Aquarius, Soroswap, Phoenix, and FxDAO as part of the close process.
* **Flexible Balance Options:** For every balance, you choose whether to swap it to XLM, return it to its issuer, or transfer it as-is to another account you control.
# What’s Live in Phase 1 (Tranche 1)
Our Phase 1 / Tranche 1 scope is fully completed, approved, and live:
* **End-to-End Claimable Balances:** Lists every claimable balance on the account. If claiming requires a missing trustline, LumenWipe creates the trustline, claims the balance, and removes the trustline within the same deterministic plan.
* **Asset Transfers:** You can now transfer assets as-is to a destination account instead of only converting or returning them.
* **Multisig Support:** Multi-signer accounts can collect required signatures across multiple wallet sessions.
* **Hardened State Verification:** A hardened account-state reader checks live on-chain data immediately before signing.
Read the complete Phase 1 write-up: [https://www.lumenwipe.com/blog/phase-1-launch](https://www.lumenwipe.com/blog/phase-1-launch)
# Try the Interactive Playground
Want to test it out with zero risk? We built a sandbox mode that creates a messy testnet account and walks you through closing it end-to-end, no real wallet or funds required:
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# Resources & Links
* **Web App:** [https://www.lumenwipe.com](https://www.lumenwipe.com)
* **REST API Docs:** [https://api.lumenwipe.com/docs](https://api.lumenwipe.com/docs)
* **SDK (npm):** [https://www.npmjs.com/package/@lumenwipe/sdk](https://www.npmjs.com/package/@lumenwipe/sdk)
* **GitHub Repository:** [https://github.com/LumenWipe/lumenwipe](https://github.com/LumenWipe/lumenwipe)
* **Documentation:** [https://docs.lumenwipe.com](https://docs.lumenwipe.com)
# Get in Touch / Integrations
If you are a wallet provider, app builder, or team looking to simplify account offboarding or integrate LumenWipe into your product, we’d love to connect:
* **Telegram:** @[miguelnietoa](https://t.me/miguelnietoa) | @[salazarsebas](https://t.me/salazarsebas)
Feedback and suggestions are always welcome! Let us know what you think.

I don’t disagree at all- my crypto portfolio comprised of 60% BTC 18% ETH, 15% SOL/some AVAX/XRP/XLM and rest alt moonshots. I just don’t believe in the industry wide hype wave up again. It’ll be isolated projects w solid fundamentals along w random meme coins. Had little bit of Zcash but dumped it on pump- hope to reenter at some point

Or XLM or HBAR

The RWA growth is definitely interesting, but I think the $0.30 target still depends on XLM actually breaking that ~$0.22 resistance. Would be good to see confirmation before getting too bullish.