XLMUSDT
Stellar Lumens / Tether USD
crypto Composite

U.S. Bank completed the first live cross-border payment on Stellar using USBDC, its bank-issued stablecoin, with minting, redemption, freezing, and clawback controls running through the bank's core compliance and operations systems. MoneyGram's stablecoin-backed Visa card launched commercially in Colombia through Rain and Crossmint. Stellar's on-chain stablecoin supply crossed $1 billion, separate from the network's $4 billion in tokenized RWAs.
# Institutional Adoption
U.S. Bank's USBDC completed its first live pilot on Stellar: a cross-border payment between a U.S. entity and a European counterparty. Minting, redemption, freezing, and clawback controls ran through the bank's core finance, risk, and operations stack. The bank [announced the launch](https://ir.usbank.com/news-events/news/news-details/2026/U-S--Bank-Launches-USBDC-Stablecoin/default.aspx) on September 9; CoinDesk covered [the live cross-border payment test](https://www.coindesk.com/business/2026/09/08/u-s-bank-takes-next-step-towards-launching-its-stablecoin-with-cross-border-payment-test); [Stellar.org](http://Stellar.org) published [its account of the transaction](https://stellar.org/blog/ecosystem/a-bank-issued-stablecoin-moves-real-money-on-stellar).
The MoneyGram Card [went live on Rain](https://www.rain.xyz/resources/moneygram-card-goes-live-on-rain) in Colombia. Rain provides card infrastructure, Crossmint the wallet layer, and Stellar settles transactions. The product targets MoneyGram's recipients rather than senders: users hold stable dollar balances and spend directly across 175 million Visa merchant locations without conversion. [MoneyGram credited all three partners](https://twitter.com/MoneyGram/status/2098119272434143330) on launch day.
Tala and Crossmint [announced a partnership](https://tala.co/blog/2026/09/09/crossmint-and-tala-partner-to-bring-embedded-ai-native-credit-and-stablecoin-wallets-to-global-fintechs-and-enterprises/) embedding Tala's credit engine into wallets built on the Crossmint platform, with Tala managing underwriting, balance sheet, and risk. Stellar.org's [government debt tokenization post](https://stellar.org/blog/ecosystem/the-worlds-government-debt-is-coming-onchain-its-choosing-stellar) circulated widely on September 7.
# Stablecoin Expansion
USDT0 is now bridgeable directly from Ethereum to native Stellar in a single transfer. [BuildOnStellar demonstrated the route](https://twitter.com/BuildOnStellar/status/2098185112806445335) on September 10. This follows Kraken adding USDT0 deposits and withdrawals on Stellar, [announced on September 4](https://x.com/BuildOnStellar/status/2095906057130574325), days after USDT0 launched via LayerZero.
Stellar's on-chain stablecoin supply crossed $1 billion, per analyst [u/boxthebuilder](https://x.com/boxthebuilder/status/2096286626057981997) citing the Stellar Light stablecoins dashboard on September 5. The milestone sits separately from the $4 billion in tokenized RWAs tracked on the network.
# DeFi and Developer Infrastructure
[Pyth Pro and Pyth Indices launched on Stellar](https://www.pyth.network/blog/pyth-pro-and-pyth-indices-bring-24-7-pricing-to-stellar%E2%80%99s-4b-rwa-ecosystem), delivering 3,500-plus live price feeds across equities, commodities, FX, and crypto with updates as fast as 50 milliseconds. Pyth Indices enable continuous asset pricing outside exchange hours, filling a gap for Stellar's $4 billion RWA market.
LOFI presented a [Blend v3 candidate](https://www.youtube.com/watch?v=W5pb6rCS4bE) built in response to the Comet LP pool exploit that drained $51 million in BLEND tokens. The proposal introduces tiered backstops with junior and senior tranches, XLM as the emitter swap token to remove USDC as a single point of failure, and clawback support for compliant asset issuers, while preserving Blend's permissionless and immutable design.
At the protocol level, a [discussion reopened CAP-0043](https://github.com/orgs/stellar/discussions/2015), which would add secp256r1 signer support to classic Stellar accounts. The argument: Android StrongBox and Apple CryptoKit both expose P-256 ECDSA but not Ed25519, meaning Stellar signing keys currently cannot reside in hardware secure elements. The week's [protocol commits](https://github.com/stellar/stellar-protocol/commits/HEAD) added a SEP-57 muxed address event and a new CAP proposal workflow. The Soroban SDK will also shift spec output to fully qualified type paths, eliminating name collisions in complex contracts.
Arcane and Predicate published [a joint piece](https://x.com/i/article/2097359533932699648) on the compliance stack they are building for private financial applications on Stellar, covering pre-screening, policy enforcement, and governed evidence disclosure for investigation or regulatory purposes.
# Community and Regional Activity
The September [SCF Demo Day](https://www.youtube.com/watch?v=JZ1kxkDk3Rw) featured three funded projects shipping live products. ZIG3 demonstrated a passkey-based smart wallet with liquid staking and play-to-earn games. Vottun and Wirex released a seven-module payment SDK that reduces stablecoin integration from weeks to minutes, including X-402 infrastructure for autonomous agent payments. KindFi showcased its crowdfunding platform for Central American causes. SCF's Build Awards program has distributed $14.6 million XLM across five 2026 rounds.
Tellus Cooperative [opened a Blockchain Hub in Santiago](https://blog.telluscoop.com/p/blockchainhubstgo) with SDF support, providing permanent workspace for Chile's Web3 community. Runtime Verification announced [five weeks of Stellar Security Office Hours](https://luma.com/gss14bcg) starting September 15, offering free 1:1 Soroban security and protocol design sessions open to all teams building on Stellar.
# Lightning Round
* XOXNO launched a [shared-core liquidity lending primitive for Stellar DeFi](https://x.com/XoxnoNetwork/status/2097360815200321617), integrating with Aquarius AMMs and USDT0 for cross-chain dollar liquidity.
* Balanced launched [customizable DeFi widget pages](https://blog.balanced.network/widget-launch) for tracking prices and organizing vault strategies.
* Nuvanté's Bank of England RTGS stablecoin clearing prototype drew [continued ecosystem coverage](https://stellar.org/press/nuvante-technologies-announces-stablecoin-clearing-prototype-built-on-stellar-network-integrated-to-bank-of-england-rtgs) this week.
* Rise In's Builder Spotlight #12 [featured developer Cho](https://www.youtube.com/watch?v=7NpgVA57k2g), who built prediction markets and confidential contracts on Stellar with Ryzen's business development support.
* Rise In hosted a [Stellar ecosystem talk](https://www.youtube.com/watch?v=KfwknTKx1qA) with SDF Senior Developer Advocate Kaan, who transitioned from a legal career via the Rise In bootcamp.
* Stellar Türkiye's Builder Sohbetleri series launched with [an interview with Aybars](https://www.youtube.com/watch?v=aMMzTxzeQvs), founder of E-Identity, on scaling agentic e-commerce on Stellar across 13 networks.
* StarMaker LATAM and Ruta N [announced a partnership](https://twitter.com/starmaker_latam/status/2096306609639043415) to direct Medellín's technical talent toward Stellar-based products.
# Upcoming Events
* **September 11**: [Stellar Chile Community Call](https://discord.com/events/897514728459468821/1394437062421250159) / [Stellar Town Hall](https://discord.com/events/897514728459468821/1499821622356607010)
* **September 12**: [Building with Stellar](https://luma.com/4xrpb59o), University of Benin, Nigeria / [Argentina Builder Challenge Kickoff, Salta](https://luma.com/1jp3wlnj) / [Argentina Builder Challenge Kickoff, Córdoba](https://luma.com/starmaker-s3kl)
* **September 14**: [Weekly Brazilian Ambassador Meeting](https://discord.com/events/897514728459468821/1464247285474136135)
* **September 15**: [Stellar Security Office Hours Session #1](https://luma.com/gss14bcg), Runtime Verification (virtual)
* **September 16**: [Academy: Stellar Disbursement Platform](https://luma.com/stellar-j3tu), SDF (Zoom)
* **September 17**: [Stellar Academy: Construye en Stellar](https://luma.com/s1o3g7qi), Temuco, Chile / [Stellar Developers Meeting](https://discord.com/events/897514728459468821/1530165449369845810) / [E. Africa Weekly Community Call](https://discord.com/events/897514728459468821/1483896022064435271) / [Stablecoins and Payments](https://luma.com/y2hp0vox), Rio de Janeiro
* **September 18**: [Stellar Town Hall](https://discord.com/events/761985725453303838/1482012444821033091), Stellar Global
* **September 19**: [Hackathón Stellar Odyssey Perú](https://luma.com/jod7r3z7), Lima (hybrid) / [Argentina Builder Challenge Checkpoint, Mendoza](https://luma.com/starmaker-0dyr)
* **September 24**: [Stellar Academy: De idea a prototipo](https://luma.com/d1ss5sit), Temuco, Chile
# Ambassador Activity
Stellar Türkiye led volume this week with 12 signals, covering Stellar Pro Hackathon workshop sessions and the launch of its Builder Sohbetleri interview series. StarMaker LATAM posted 9 signals spanning events in Bolivia, Peru, Colombia, Argentina, and Mexico, plus the Ruta N partnership. Stellar Chile logged 7 signals around the Tellus Blockchain Hub grand opening and Stellar Academy sessions at Chilean universities. Stellar Philippines and Stellar Indonesia each posted 5 signals spotlighting monthly builder program winners.
# What to Watch
* Aquarius Asset Registry BLND whitelist vote closes September 13 at 23:59 UTC. ICE holders decide.
* Stellar Security Office Hours Session #1 begins September 15 with Runtime Verification. Spots are limited.
* Blend v3 community response to the LOFI candidate will determine whether tiered backstops proceed to governance.
* CAP-0043 secp256r1 discussion is open: validator and developer feedback will signal whether hardware-backed signer support moves forward.
* Argentina Builder Challenge kicks off in Salta and Córdoba on September 12, with the Mendoza checkpoint on September 19.

Bank-Issued Cash Hits Stellar: Building on the partnership with Stellar Development Foundation, one of America’s top banks, US Bank, joins XLM Network as the company just completed their pilot transaction of the brand-new USBDC stablecoin.

U.S. Bank completed the first live cross-border payment on Stellar using USBDC, its bank-issued stablecoin, with minting, redemption, freezing, and clawback controls running through the bank's core compliance and operations systems. MoneyGram's stablecoin-backed Visa card launched commercially in Colombia through Rain and Crossmint. Stellar's on-chain stablecoin supply crossed $1 billion, separate from the network's $4 billion in tokenized RWAs.
# Institutional Adoption
U.S. Bank's USBDC completed its first live pilot on Stellar: a cross-border payment between a U.S. entity and a European counterparty. Minting, redemption, freezing, and clawback controls ran through the bank's core finance, risk, and operations stack. The bank [announced the launch](https://ir.usbank.com/news-events/news/news-details/2026/U-S--Bank-Launches-USBDC-Stablecoin/default.aspx) on September 9; CoinDesk covered [the live cross-border payment test](https://www.coindesk.com/business/2026/09/08/u-s-bank-takes-next-step-towards-launching-its-stablecoin-with-cross-border-payment-test); [Stellar.org](http://Stellar.org) published [its account of the transaction](https://stellar.org/blog/ecosystem/a-bank-issued-stablecoin-moves-real-money-on-stellar).
The MoneyGram Card [went live on Rain](https://www.rain.xyz/resources/moneygram-card-goes-live-on-rain) in Colombia. Rain provides card infrastructure, Crossmint the wallet layer, and Stellar settles transactions. The product targets MoneyGram's recipients rather than senders: users hold stable dollar balances and spend directly across 175 million Visa merchant locations without conversion. [MoneyGram credited all three partners](https://twitter.com/MoneyGram/status/2098119272434143330) on launch day.
Tala and Crossmint [announced a partnership](https://tala.co/blog/2026/09/09/crossmint-and-tala-partner-to-bring-embedded-ai-native-credit-and-stablecoin-wallets-to-global-fintechs-and-enterprises/) embedding Tala's credit engine into wallets built on the Crossmint platform, with Tala managing underwriting, balance sheet, and risk. Stellar.org's [government debt tokenization post](https://stellar.org/blog/ecosystem/the-worlds-government-debt-is-coming-onchain-its-choosing-stellar) circulated widely on September 7.
# Stablecoin Expansion
USDT0 is now bridgeable directly from Ethereum to native Stellar in a single transfer. [BuildOnStellar demonstrated the route](https://twitter.com/BuildOnStellar/status/2098185112806445335) on September 10. This follows Kraken adding USDT0 deposits and withdrawals on Stellar, [announced on September 4](https://x.com/BuildOnStellar/status/2095906057130574325), days after USDT0 launched via LayerZero.
Stellar's on-chain stablecoin supply crossed $1 billion, per analyst [u/boxthebuilder](https://x.com/boxthebuilder/status/2096286626057981997) citing the Stellar Light stablecoins dashboard on September 5. The milestone sits separately from the $4 billion in tokenized RWAs tracked on the network.
# DeFi and Developer Infrastructure
[Pyth Pro and Pyth Indices launched on Stellar](https://www.pyth.network/blog/pyth-pro-and-pyth-indices-bring-24-7-pricing-to-stellar%E2%80%99s-4b-rwa-ecosystem), delivering 3,500-plus live price feeds across equities, commodities, FX, and crypto with updates as fast as 50 milliseconds. Pyth Indices enable continuous asset pricing outside exchange hours, filling a gap for Stellar's $4 billion RWA market.
LOFI presented a [Blend v3 candidate](https://www.youtube.com/watch?v=W5pb6rCS4bE) built in response to the Comet LP pool exploit that drained $51 million in BLEND tokens. The proposal introduces tiered backstops with junior and senior tranches, XLM as the emitter swap token to remove USDC as a single point of failure, and clawback support for compliant asset issuers, while preserving Blend's permissionless and immutable design.
At the protocol level, a [discussion reopened CAP-0043](https://github.com/orgs/stellar/discussions/2015), which would add secp256r1 signer support to classic Stellar accounts. The argument: Android StrongBox and Apple CryptoKit both expose P-256 ECDSA but not Ed25519, meaning Stellar signing keys currently cannot reside in hardware secure elements. The week's [protocol commits](https://github.com/stellar/stellar-protocol/commits/HEAD) added a SEP-57 muxed address event and a new CAP proposal workflow. The Soroban SDK will also shift spec output to fully qualified type paths, eliminating name collisions in complex contracts.
Arcane and Predicate published [a joint piece](https://x.com/i/article/2097359533932699648) on the compliance stack they are building for private financial applications on Stellar, covering pre-screening, policy enforcement, and governed evidence disclosure for investigation or regulatory purposes.
# Community and Regional Activity
The September [SCF Demo Day](https://www.youtube.com/watch?v=JZ1kxkDk3Rw) featured three funded projects shipping live products. ZIG3 demonstrated a passkey-based smart wallet with liquid staking and play-to-earn games. Vottun and Wirex released a seven-module payment SDK that reduces stablecoin integration from weeks to minutes, including X-402 infrastructure for autonomous agent payments. KindFi showcased its crowdfunding platform for Central American causes. SCF's Build Awards program has distributed $14.6 million XLM across five 2026 rounds.
Tellus Cooperative [opened a Blockchain Hub in Santiago](https://blog.telluscoop.com/p/blockchainhubstgo) with SDF support, providing permanent workspace for Chile's Web3 community. Runtime Verification announced [five weeks of Stellar Security Office Hours](https://luma.com/gss14bcg) starting September 15, offering free 1:1 Soroban security and protocol design sessions open to all teams building on Stellar.
# Lightning Round
* XOXNO launched a [shared-core liquidity lending primitive for Stellar DeFi](https://x.com/XoxnoNetwork/status/2097360815200321617), integrating with Aquarius AMMs and USDT0 for cross-chain dollar liquidity.
* Balanced launched [customizable DeFi widget pages](https://blog.balanced.network/widget-launch) for tracking prices and organizing vault strategies.
* Nuvanté's Bank of England RTGS stablecoin clearing prototype drew [continued ecosystem coverage](https://stellar.org/press/nuvante-technologies-announces-stablecoin-clearing-prototype-built-on-stellar-network-integrated-to-bank-of-england-rtgs) this week.
* Rise In's Builder Spotlight #12 [featured developer Cho](https://www.youtube.com/watch?v=7NpgVA57k2g), who built prediction markets and confidential contracts on Stellar with Ryzen's business development support.
* Rise In hosted a [Stellar ecosystem talk](https://www.youtube.com/watch?v=KfwknTKx1qA) with SDF Senior Developer Advocate Kaan, who transitioned from a legal career via the Rise In bootcamp.
* Stellar Türkiye's Builder Sohbetleri series launched with [an interview with Aybars](https://www.youtube.com/watch?v=aMMzTxzeQvs), founder of E-Identity, on scaling agentic e-commerce on Stellar across 13 networks.
* StarMaker LATAM and Ruta N [announced a partnership](https://twitter.com/starmaker_latam/status/2096306609639043415) to direct Medellín's technical talent toward Stellar-based products.
# Upcoming Events
* **September 11**: [Stellar Chile Community Call](https://discord.com/events/897514728459468821/1394437062421250159) / [Stellar Town Hall](https://discord.com/events/897514728459468821/1499821622356607010)
* **September 12**: [Building with Stellar](https://luma.com/4xrpb59o), University of Benin, Nigeria / [Argentina Builder Challenge Kickoff, Salta](https://luma.com/1jp3wlnj) / [Argentina Builder Challenge Kickoff, Córdoba](https://luma.com/starmaker-s3kl)
* **September 14**: [Weekly Brazilian Ambassador Meeting](https://discord.com/events/897514728459468821/1464247285474136135)
* **September 15**: [Stellar Security Office Hours Session #1](https://luma.com/gss14bcg), Runtime Verification (virtual)
* **September 16**: [Academy: Stellar Disbursement Platform](https://luma.com/stellar-j3tu), SDF (Zoom)
* **September 17**: [Stellar Academy: Construye en Stellar](https://luma.com/s1o3g7qi), Temuco, Chile / [Stellar Developers Meeting](https://discord.com/events/897514728459468821/1530165449369845810) / [E. Africa Weekly Community Call](https://discord.com/events/897514728459468821/1483896022064435271) / [Stablecoins and Payments](https://luma.com/y2hp0vox), Rio de Janeiro
* **September 18**: [Stellar Town Hall](https://discord.com/events/761985725453303838/1482012444821033091), Stellar Global
* **September 19**: [Hackathón Stellar Odyssey Perú](https://luma.com/jod7r3z7), Lima (hybrid) / [Argentina Builder Challenge Checkpoint, Mendoza](https://luma.com/starmaker-0dyr)
* **September 24**: [Stellar Academy: De idea a prototipo](https://luma.com/d1ss5sit), Temuco, Chile
# Ambassador Activity
Stellar Türkiye led volume this week with 12 signals, covering Stellar Pro Hackathon workshop sessions and the launch of its Builder Sohbetleri interview series. StarMaker LATAM posted 9 signals spanning events in Bolivia, Peru, Colombia, Argentina, and Mexico, plus the Ruta N partnership. Stellar Chile logged 7 signals around the Tellus Blockchain Hub grand opening and Stellar Academy sessions at Chilean universities. Stellar Philippines and Stellar Indonesia each posted 5 signals spotlighting monthly builder program winners.
# What to Watch
* Aquarius Asset Registry BLND whitelist vote closes September 13 at 23:59 UTC. ICE holders decide.
* Stellar Security Office Hours Session #1 begins September 15 with Runtime Verification. Spots are limited.
* Blend v3 community response to the LOFI candidate will determine whether tiered backstops proceed to governance.
* CAP-0043 secp256r1 discussion is open: validator and developer feedback will signal whether hardware-backed signer support moves forward.
* Argentina Builder Challenge kicks off in Salta and Córdoba on September 12, with the Mendoza checkpoint on September 19.

Bank-Issued Cash Hits Stellar: Building on the partnership with Stellar Development Foundation, one of America’s top banks, US Bank, joins XLM Network as the company just completed their pilot transaction of the brand-new USBDC stablecoin.

He isn't the only one, there were several other posters on here that were arguing with me about this.
This was a reply I made to another poster more or less arguing with me about the same thing pertaining to buying ETH vs. ADA right now.
"Let's say we go into 2027; the market is starting to get into a bullish environment and BTC is trading at 90k+. Let's say ETH at this point is trading at 4k, so a little over a 50% move from here. What do you think would happen with the rest of the alts? In this environment, do you see ADA at best matching ETH's performance by only being at 30 cents?
Very short term price action is impossible to predict and pointless. For instance, in the fall of 2024 ADA was trading around 35 cents while ETH was at a similar price to where we are currently, about $2400. After the 2024 election hype ADA traded as high as $1.30 while ETH peaked at about 4k.
I'll use XLM as an example from that same time period. Right before the election it was trading around 10 cents and then climbed above 50 cents at it's peak, so a 5x.
A weak example would be LTC, it was around $65 and peaked at a little over $100 in this same time period. Another one is Bcash, both of these had very little price movement for years leading up to this, at least relative to the rest of the alts out there.
The whole point is that when we do get bullish phases with alts, ETH leads and many of the alts with smaller market caps will OUTPERFORM it. IF someone were looking to do this, they need to be able to identify the correct time to be buying.
I'm not saying people should do this, the point is that when ETH pops hard relative to BTC the broader alt coin market follows along even stronger. It has nothing to do with fundamentals of the coin lol.
If you aren't aware, virtually all alts, including ETH, are primarily driven by hype and speculation. Picking the horse that runs the fastest is honestly going to come down to luck. What is NOT luck is identifying when these alts are low and where they could be making large gains for profit.
What you are seeing now is NOT a bullish phase in the market, it's a bear market rally. This is not the same as the Q1 2024 ETF pump, the Q4 election pump or the spring 2021 alt season. When this occurs again, and it will, you will see what I'm describing here play out."

Amazing news for XLM, market adoption booming - maybe one day we will see impact on the price as well. But as with every news like this it will be a nose dive :D

Bank-Issued Cash Hits Stellar. New XLM ATH Coming Up?

Bro, I'm talking about right here and right fucking now with ADA. The guy has these coins locked in at the time we are writing on here.
Let's say we go into 2027; the market is starting to get into a bullish environment and BTC is trading at 90k+. Let's say ETH at this point is trading at 4k, so a little over a 50% move from here. What do you think would happen with the rest of the alts? In this environment, do you see ADA at best matching ETH's performance by only being at 30 cents?
Very short term price action is impossible to predict and pointless. For instance, in the fall of 2024 ADA was trading around 35 cents while ETH was at a similar price to where we are currently, about $2400. After the 2024 election hype ADA traded as high as $1.30 while ETH peaked at about 4k.
I'll use XLM as an example from that same time period. Right before the election it was trading around 10 cents and then climbed above 50 cents at it's peak, so a 5x.
A weak example would be LTC, it was around $65 and peaked at a little over $100 in this same time period. Another one is Bcash, both of these had very little price movement for years leading up to this, at least relative to the rest of the alts out there.
The whole point is that when we do get bullish phases with alts, ETH leads and many of the alts with smaller market caps will OUTPERFORM it. IF someone were looking to do this, they need to be able to identify the correct time to be buying.
I'm not saying people should do this, the point is that when ETH pops hard relative to BTC the broader alt coin market follows along even stronger. It has nothing to do with fundamentals of the coin lol.
If you aren't aware, virtually all alts, including ETH, are primarily driven by hype and speculation. Picking the horse that runs the fastest is honestly going to come down to luck. What is NOT luck is identifying when these alts are low and where they could be making large gains for profit.

Cool. How does it impact XLM token?