UNIUSD
UNI / United States dollar
crypto Composite

OP, coming from traditional DCA, your mindset’s solid. DeFi has low-risk long-term strategies for your conservative style that beat traditional returns.
DCA into ETH or SOL and stake on Lido (4-8% APY), or USDC/USDT on Aave (3-7% APY, near zero volatility). For mild swing, DCA into UNI or AAVE (8-12% APY),it's safer than small caps. Try a 60%ETH/30%stable or 10%blue-chip DeFi mix, auto-rebalancing quarterly too.
I used BYDFI for these, their bot does dynamic DCA, demo mode for risk-free testing, and ultra-low fees—perfect for long-term investing!

Beside the major cryptos BTC/ETH I am stacking HBAR, HYPE, AAVE and UNI for the following reasons:
HBAR has hashgraph tech which is pushing limits of scalability, energy efficiency plus speed at new competition level. It starts to create noise and more and more deal closed but still at a very discounted price
HYPE because of the leverage provided to the crypto derivatives it is very popular and generating tons of volume and revenue. They are using a large chunk of this revenue to burn token and create more scarcity (max supply was originally 1 billion and falling)
AAVE as key player for lending and borrowing cryptos which is very popular activity as well just after derivative leverage positions. The margin is not high but volumes are tremendous so it is generating pretty good revenue
Finally UNI as swapping coins is becoming a national sport and they take a few bucks on million transactions so pretty good revenue stream, pity thing is that nothing benefit to token holders yet in regards of revenue sharing but it might change soon.

I sold the last remnants of my 2017/2021 shitcoins back in October, after the big crash.
You will probably find posts of mine saying I sold all my alts before... because this time it was mostly the leftover dust with sentimental value. More of a closure event than real selling.
This is the first time I am left with zero IOTA, XNO, or UNI (my first airdrop!).
The only one that's left is RPL, and that's because I can't be bothered to unstake my stack and restake it so I can market dump the locked RPL.
I could buy back most of these alts, much lower than I sold them for (I sold many when they were 97% down, but now they are >99% down). But I'm not going to do that.
For me, the altcoin experiment is almost over. ETH will be the final answer, so it's the only one that I now hold.
I might be stubborn, but my thesis is still the same it was five years ago: If ETH fails, crypto fails. We end up with a BTC dominated ecosystem, a boring and extremely volatile alternative store of value, and zero innovation in decentralized finance and digital ownership.
Nobody is ever going to trust another altcoin to do what ETH couldn't, if ETH ends up doing everything correctly and failing. It would all be extremely well marketed pump and dumps, siphoning money up to VC pockets and BTC.

OP, coming from traditional DCA, your mindset’s solid. DeFi has low-risk long-term strategies for your conservative style that beat traditional returns.
DCA into ETH or SOL and stake on Lido (4-8% APY), or USDC/USDT on Aave (3-7% APY, near zero volatility). For mild swing, DCA into UNI or AAVE (8-12% APY),it's safer than small caps. Try a 60%ETH/30%stable or 10%blue-chip DeFi mix, auto-rebalancing quarterly too.
I used BYDFI for these, their bot does dynamic DCA, demo mode for risk-free testing, and ultra-low fees—perfect for long-term investing!

Beside the major cryptos BTC/ETH I am stacking HBAR, HYPE, AAVE and UNI for the following reasons:
HBAR has hashgraph tech which is pushing limits of scalability, energy efficiency plus speed at new competition level. It starts to create noise and more and more deal closed but still at a very discounted price
HYPE because of the leverage provided to the crypto derivatives it is very popular and generating tons of volume and revenue. They are using a large chunk of this revenue to burn token and create more scarcity (max supply was originally 1 billion and falling)
AAVE as key player for lending and borrowing cryptos which is very popular activity as well just after derivative leverage positions. The margin is not high but volumes are tremendous so it is generating pretty good revenue
Finally UNI as swapping coins is becoming a national sport and they take a few bucks on million transactions so pretty good revenue stream, pity thing is that nothing benefit to token holders yet in regards of revenue sharing but it might change soon.

I sold the last remnants of my 2017/2021 shitcoins back in October, after the big crash.
You will probably find posts of mine saying I sold all my alts before... because this time it was mostly the leftover dust with sentimental value. More of a closure event than real selling.
This is the first time I am left with zero IOTA, XNO, or UNI (my first airdrop!).
The only one that's left is RPL, and that's because I can't be bothered to unstake my stack and restake it so I can market dump the locked RPL.
I could buy back most of these alts, much lower than I sold them for (I sold many when they were 97% down, but now they are >99% down). But I'm not going to do that.
For me, the altcoin experiment is almost over. ETH will be the final answer, so it's the only one that I now hold.
I might be stubborn, but my thesis is still the same it was five years ago: If ETH fails, crypto fails. We end up with a BTC dominated ecosystem, a boring and extremely volatile alternative store of value, and zero innovation in decentralized finance and digital ownership.
Nobody is ever going to trust another altcoin to do what ETH couldn't, if ETH ends up doing everything correctly and failing. It would all be extremely well marketed pump and dumps, siphoning money up to VC pockets and BTC.