GNOUSD
Gnosis / United States dollar
crypto Composite

Thnx for the extensive explanation. I can understand your enthusiasm for holyheld. I just don’t see the financial upside compared to Gnosis.
My case as an example, I hold about €250 in GNO tokens, which gives me over 2% cashback. The card is free.
To earn back the fee for the card of holyheld with 0.5% cashback, I would have to spend €5800. Knowing how much I monthly spend, it would take 3 to 4 months. Spending that amount with Gnosis makes €116 cashback. To me this adds up, month after month and is more than just pennies.
You’re right about ETH, high fees and slippage, but I don’t use ETH. I top up Zeal directly from my bank account to the vIBAN. It’s instant. Then convert EURe to the stablecoin I want to earn interest on.
So, I can see that holyheld offers a great card: flexible being able to connect to any wallet is a great feature, and cashback directly in USDC is also a plus. But then again, these pro’s don’t outweigh the earnings of Gnosis, in my opinion.

Thnx for the tip. I checked and I am not sure if holyheld is the better option. They charge €29 for the card and cashback is limited to 0.5%
Compared to Zeal/Gnosis this is expensive: Free card and up to 4% cashback (depending on the amount of GNO held).

Thnx for the extensive explanation. I can understand your enthusiasm for holyheld. I just don’t see the financial upside compared to Gnosis.
My case as an example, I hold about €250 in GNO tokens, which gives me over 2% cashback. The card is free.
To earn back the fee for the card of holyheld with 0.5% cashback, I would have to spend €5800. Knowing how much I monthly spend, it would take 3 to 4 months. Spending that amount with Gnosis makes €116 cashback. To me this adds up, month after month and is more than just pennies.
You’re right about ETH, high fees and slippage, but I don’t use ETH. I top up Zeal directly from my bank account to the vIBAN. It’s instant. Then convert EURe to the stablecoin I want to earn interest on.
So, I can see that holyheld offers a great card: flexible being able to connect to any wallet is a great feature, and cashback directly in USDC is also a plus. But then again, these pro’s don’t outweigh the earnings of Gnosis, in my opinion.

Thnx for the tip. I checked and I am not sure if holyheld is the better option. They charge €29 for the card and cashback is limited to 0.5%
Compared to Zeal/Gnosis this is expensive: Free card and up to 4% cashback (depending on the amount of GNO held).