ETHUSDT
Ethereum / Tether USD
crypto Composite

tom lee is ridiculous though. Would you believe this clown? He claimed ETH to 62k or something now. Yeah sure. In year 39432

ETH machine!

Hello! I’m 24 and have been working very hard that past few years as a software engineer. I come from a family with practically no money, so I’m wanting y’alls advice on what I could be doing better/different. My savings and investments might seem a little higher than average for my age, but I have been at it since I was 16 working fast food. Here are my stats:
Income: $100,000/yr
High yields savings account: $80,000 saved at a 3.5% interest rate. (emergency fund as well as a down payment on a house in the next 2-3 years)
401k: $43,200. (My employer does a 75% match on my first 6% of contributions. I contribute 15% of each paycheck.
Roth IRA: $17,100 (I’ve been maxing this out the past 2 years, mostly in index funds)
Individual investment account: $13,000 (also in index funds)
Crypto currency: $5,600 (mainly bitcoin and ETH. I try to keep this at 5-7% of my net-worth)
Besides my 15% 401k contribution, I invest an additional $1500/mo total in either my individual investment account or Roth IRA Let me know what you think. Thank you!

It is a new card and there have been complaints about the customer service. I don’t generally buy things I will need to dispute but it does happen. This is what Grok says is included.
- **Up to 4% Bitcoin back on every purchase**: Earn rewards in BTC (2% base, up to 4% based on your Coinbase asset holdings; non-taxable as rebates).
- **No annual fee**: Free card, but requires paid Coinbase One membership (starts at $49.99/year).
- **No foreign transaction fees**: Ideal for international spending.
- **Travel insurance and protections via Amex network**: Includes trip delay/cancellation coverage, baggage insurance, car rental loss/damage waiver, and purchase protection (up to $1,000 against damage/theft).
- **Extended warranty**: Doubles manufacturer warranties on eligible items (up to 1 extra year).
- **Return protection**: Refund up to $300 per item if merchant won't accept returns (annual max $1,000).
- **Cell phone protection**: Up to $800 coverage for damage/theft (with $25 deductible; max 2 claims/year).
- **ShopRunner membership**: Free 2-day shipping/returns at 100+ online stores.
- **Amex Offers and exclusive experiences**: Targeted deals, event access, and perks like concierge services.
- **Crypto perks**: $0 trading fees on first $500/mo trades, 4.25% APY on first $10K USDC, 5% staking boost on ETH/SOL, $10/mo Base gas credits.

> • “Buying BTC is just speculation that it will go up.”
> Yes - and Schiff does the exact same thing when he buys gold. He’s betting it’ll appreciate. That’s speculation by definition.
Well, this is different because if you imagine all the speculative value went out of gold, you would still have a useful metal that you could sell to a dentist or somebody making electronics or whatever. With BTC you have a ledger entry signifying nothing except how many BTC you own, so if the speculative value disappears you have nothing.
It may still be a bad investment to buy gold if the price is *mainly* speculation, but there's a big difference between nothing and something.
PS This is a problem with BTC that doesn't apply to ETH, because ETH buys you block space which is used for something other than tracking how many ETH you've got.

Tom Lee’s Bitmine just bought another 41,946 $ETH($130.78M)

Basically if Tom Lee plays his cards correctly they will leverage their company in a smart way for tactial money when ETH is cheap and it results in shareholders getting more ETH per unit of capital invested in BMNR than if they had invested in Ethereum directly, they will stake and do funny things for you, don't roast me for saying tactical money

Can someone explain why regards buy this instead of ETH?

I get what you’re saying, but selling right after a 40-43% drop isn’t “enjoying life” - it’s reacting to fear. If someone truly wanted to de-risk for family or life reasons, they had a perfect opportunity at $4,950 just a couple months ago. Waiting until ETH is down nearly half and then selling a substantial portion of their stack looks a lot more like capitulation than planned life security. And that's why ETH's PA has been terrible.

$50/month DCA since 2020 - my real portfolio numbers (BTC + ETH + gold + tokenized stocks)

If ETH actually has longevity BTC will have greater longterm returns.
ETH is fiat and BTC is gold in this scenario.
ETH can and will change, it’s centralized and Vitalik will be bent over like the little twink he is.

ETH has given us plenty of chances to buy low
Selling is the real issue 😁
!tip 1

Solid test, love that $50/month keeps it real for normal people. I’ve been running almost the exact same DCA since 2020 on BingX because it lets me buy BTC, ETH, gold tokens (XAU1), and even QQQX/NVDAX tokenized stocks all in one spot with zero spot fees and tiny minimums. One account, one auto-buy setup every payday, done. My actual portfolio is sitting at \~16x right now with the balanced mix you showed, and the max drawdown felt way less painful than pure BTC.

Do you want to try running validators with <5 ETH using Lido CSM or RP (Saturn 1 upgrade soon iirc)?

That's absurd. Last week I transfered 68 USDC on ETH network and the fee was \~$4 or so.

Could be worse, I remember ETH price action being very bad after the merge

Looks like Tom is buying more ETH

>I so very much would like ETH to move up to inflation-adjusted ATH. I really do think it’d do wonders for the long term investor confidence/morale. ETH holders *really* need a win.
Agreed. But it’s still frustrating to see long-term ETH holders - some going back to 2018 - panic-sell their entire stack at $2,800. By doing that, they’re essentially declaring that their ETH is only worth $2,800 to them, despite the asset proving over and over that it can swing from $4,800 → $800 → $4,000 → $1,500 → $4,950 → $2,600, and back again.
I completely understand selling out of necessity. But if ETH holders want the asset to be treated like a serious long-term investment, they have to start showing the same conviction BTC holders show. Yes, plenty of Bitcoiners also sold - but BTC is trading well above its 2021 ATH, and ETH isn’t. So why sell this low? If you absolutely must sell, and you have a decent stack, off-loading 1 ETH a month or whatever you need to cover expenses makes more sense than blowing out the entire position at a local bottom.
I get the fear: “What if it crashes 50% and now I need to sell twice as much each month?” But trading into dollars - an asset that guarantees long-term loss of purchasing power - is not exactly a safe haven either. ETH at least has the potential to appreciate. The dollar has built-in devaluation.

Can ETH ETF’S rage and go up.?

No I'm talking about something more fundamental.
The whole reason why cap removal is being discussed is for emission for validator rewards. Right now, we need 100M in algo per year to keep the current stake in place. Lose that , and you lose chain security - and ALGO goes to zero for it.
Silvio's vision originally was that validators would work out of the goodness of their heart. In that vision, of course you don't need a cap because validators don't need to be compensated. But that vision proved not to be true.
So I'm sahing sure, get them to commit to blocking an uncap. But then , they have to promise to keep validating out of the goodness of their heart. Otherwise, the chain security gets killed and ALGO becomes wortheless.
Nothing is more important than keeping stake in place, and that includes a cap. Solana and ETH have no cap for this reason