ETHEUR
Ethereum / Euro
crypto Composite

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There is no sense to sell it right now at all. You can use some defi stuff, liquidity pools, lending or whatever you want. But it doesnt make sense to sell. In a couple of months, years it will come back.
Of course if you have right now on hands a main assets: BTC, ETH and SOL. If you have a full bag of altcoins, so its bad.

At this price, ETH's market cap is slightly below its total TVL. This is a strong support. A price $1200 can cause 51% attack which I highly doubt so.

I really hope not. BNB is still not far from its 2021 ATH of 699. If ETH goes below 1,000, that is a seriously alarming level. That is basically Ben Cowen’s “ETH goes home” target around 900, and I want him to be wrong. Watching bearish crypto influencers get rewarded is brutal. It feels awful. They were right. The crowd was right. Most of the time the crowd is wrong, but not this time, apparently.

Everything's sliding right now. Stocks are getting hit, crypto's bleeding, and sentiment feels rough.
\-If you were sitting on $10,000 cash today, what would you do with it?
\-Any specific stocks or ETFs you're buying here?
\-Playing it safe with big names or taking shots on stuff that's been crushed?
\-Buying BC/ETH or staying away from crypto altogether?
\-Anyone putting money into silver or other metals as a hedge, or is that outdated thinking?
\-Going all in now or slowly averaging in?
\-Anything you're avoiding even though it looks "cheap"?

Yup. As a DOT bagholder, it was the worst mistake of my life.
Can't even sell that shit, it's so fucking worthless.
My advice is just stick to BTC and ETH.

I think no one can predict but it hasn't been a week since the prices have all dropped. I've lost the same amount with ETH, hopefully it will go up soon or the market stays bearish for months.
The actual crisis for crypto investors I guess is that after new government regulations about taxation in most countries, sentiment might lead to a crypto winter. On the other side demand is rising thanks to network development and other infrastructures that are making the crypto market grow, by consequence new addresses are added everyday.
Now it's up to you to consider it a loss or keep holding or trading at this level, but I think volatility in crypto is scary of course, but that's why it is so attractive as well.

I'm running a competition between different AIs – Gemini, Grok, ChatGPT, Claude, and a few others. They each have $100,000 to trade. They're trading BTC and ETH.
So far, Gemini is the most consistent trader of all. Takes the right positions, chooses the best stop loss, and the right take profit targets. Till recently, Grok was the second most profitable trader, but it got clobbered by yesterday's bloodbath.
They're all choosing to be very conservative with their position sizes and I haven't interfered with that yet. I was really impressed with Gemini taking a series of short trades throughout the whole week and then longing BTC earlier today.
https://preview.redd.it/ep3vogg9fuhg1.jpg?width=1405&format=pjpg&auto=webp&s=d7897573b4c65c4edb866fa15d1957412f1782fc

It's like black friday sale out there. Many people will claim prices will go down further but anyway you are making already a great deal. My average price for SOL is $150 having 25 SOL (but have no money to buy the dip). And I'm still 100% sure I will be far into the greens soon enough. Even if it takes longer - SOL is not your random shitcoin it is here to stay outperforming ETH on all metrics. Accumulating seems never wrong with SOL to me. Don't forget to stake your coins

The QIE ecosystem has entered a **multichain liquidity expansion phase**, and with it comes one of the most attractive opportunities in DeFi today: **persistent arbitrage spreads exceeding 10% across chains and DEXs**.
With Wrapped QIE (wQIE), wrapped stablecoins, and native QIE trading across **Ethereum, BNB Chain, and QIE mainnet**, traders and liquidity providers can capitalize on inefficiencies before markets converge.
This is not just volatility — this is **structural price fragmentation across chains**.
#  Live Multichain Markets Creating Arbitrage Opportunities
 **Wrapped QIE (wQIE) Contracts**
QIE Mainnet (Native QIE wrapped into wQIE)
* wQIE on QIE Chain: `0x0087904D95BEe9E5F24dc8852804b547981A9139`
* Active Pair: **wQIE / USDT**
**Ethereum (Uniswap V2)**
* wQIE Contract: `0x775AcF0Fae2B97789eA58e775789925ADE06b867`
**BNB Chain (PancakeSwap)**
* wQIE Contract: `0x775AcF0Fae2B97789eA58e775789925ADE06b867`
* Live from January 2026
# Stablecoin Arbitrage: wUSDT, wUSDC, and Native QUSDC
QIE now supports multiple stablecoin representations:
* **Wrapped USDT (wUSDT)**
* **Wrapped USDC (wUSDC)**
* **Native QUSDC (USDC on QIE chain)**
These assets are currently showing **significant pricing discrepancies across DEXs**, creating **high-frequency arbitrage loops** between:
* QIEDex
* Uniswap
* PancakeSwap
* MEXC (CEX reference pricing)
# Additional Arbitrage Pairs Live on QIEDex
* **WETH**
* **Wrapped BNB**
* QIE native pairs vs wrapped assets
This creates **cross-chain triangular arbitrage opportunities**:
*QIE → wQIE → ETH/BNB → Stablecoin → QIE*
**Official Bridge (Capital Flow Engine)**
 [**https://bridge.qie.digital**](https://bridge.qie.digital/)
The bridge supports:
* QIE
* wQIE
* wUSDT
* wUSDC
This allows traders to **move capital instantly between chains and capture spreads**.
# Why Arbitrage Spreads Are So High Right Now
QIE is in the **early multichain liquidity phase**, meaning:
* Liquidity pools are still forming
* Market makers have not fully equalized prices
* Different trader populations exist per chain
* Routing bots are still onboarding
This is historically when **double-digit arbitrage profits exist** (similar to early AVAX, SOL, and Polygon launches).
# How to Capitalize on QIE Arbitrage (Step-by-Step)
# Identify Price Differences
Compare:
* Uniswap wQIE price
* PancakeSwap wQIE price
* QIEDex native QIE price
# Bridge Capital
Use:
 [https://bridge.qie.digital](https://bridge.qie.digital/)
# Buy on the Cheaper Chain
Swap wQIE / USDT / USDC on the lower-priced DEX.
# Sell on the Higher-Priced Chain
Bridge and dump on the premium market.
# Repeat or Automate
Bots and market makers can cycle capital multiple times daily.
# Earn More by Providing Liquidity (0.3% LP Fees)
Traders are not the only winners.
**Liquidity Providers earn:**
* **0.3% trading fees per swap**
* Additional farming incentives (planned)
* Impermanent loss mitigated by arbitrage-driven volume
High arbitrage = **high volume = high LP yield**.
This is why early LPs historically earn **outsized APY in new chains**.
# What’s Coming Next: Solana & Cosmos Liquidity
The QIE team plans to bridge to:
* **Raydium (Solana)**
* **Osmosis (Cosmos IBC)**
Within \~2 months, unlocking:
* Cross-ecosystem arbitrage
* Cosmos-native DeFi routing
* Solana HFT trader inflows
This will create **global multi-chain arbitrage corridors**, similar to BTC and ETH multi-venue trading.
# Why Wrapped QIE Matters Long-Term
Wrapped QIE is **fully collateralized**:
* Native QIE locked on QIE chain
* 1:1 wQIE minted on Ethereum/BNB
* Burn on unwrap, release native QIE
This **does not inflate supply** — it **locks QIE and reduces circulating liquidity**, strengthening scarcity.
# Key Links
* Main Site: [**https://qie.digital**](https://qie.digital/)
* QIEDex: [**https://dex.qie.digital**](https://dex.qie.digital/) with link to **swap:** [https://www.swap.dex.qie.digital/swap](https://www.swap.dex.qie.digital/swap)
* Bridge: [**https://bridge.qie.digital**](https://bridge.qie.digital/)
# Final Take
QIE is entering the **liquidity fragmentation phase that creates generational DeFi trading opportunities**.
With:
* Uniswap
* PancakeSwap
* QIEDex
* Wrapped stablecoins
* Upcoming Solana & Cosmos routing
**Traders get arbitrage.**
**LPs get yield.**
**QIE gets global liquidity.**
This is how real DeFi ecosystems scale.
PS — Qiedex token is also trading on CetoEX and QIEDEX Exchange(DEX) — more than 20% difference at time of writing.
[https://www.qie.digital/](https://www.qie.digital/)

ETH and SOL are solid🔥 LINK and AVAX have real utility. The rest are higher risk — scale in slowly and DYOR

A “crypto savings account” in 2026 usually means an exchange earn product where you deposit idle crypto and receive yield, either with flexible access or a fixed lock period. The best choice is not always the highest advertised APY. It is the one where the terms are clear, redemptions behave as expected, and the product fits how you actually hold crypto.
# Which types of crypto savings products matter most: flexible or fixed?
Most platforms split savings into two simple buckets: **flexible** and **fixed**.
On Bitget, Simple Earn is presented with both **flexible** and **fixed** savings. Flexible is built around earning daily interest while keeping funds accessible, and fixed is designed for users who can lock funds for a set period to target higher yields.
If you trade actively or might need funds quickly, flexible usually makes more sense. If you are holding longer-term and can commit to a timeframe, fixed products can be more predictable, but you need to understand early redemption rules.
# What should you check before trusting an “interest rate” on a savings account?
The clean way to judge a savings product is to look past the headline APY and focus on the terms.
Bitget’s savings pages and guides emphasize mechanics like estimated daily interest and how redemptions work, plus features like auto-subscription for convenience. Those details matter more than chasing short-term promo rates because they decide how the product behaves when the market gets volatile.
One more practical point: “interest” can be paid daily, but compounding and payout rules differ by platform and product type, so reading the product details is not optional.
# Which platforms offer the best crypto savings accounts in 2026?
The best crypto savings platforms in 2026 balance yield potential, asset coverage, security standards, and ease of use.
|Platform|Savings types|Asset coverage|Yield range|
|:-|:-|:-|:-|
|Bitget|Flexible and fixed savings, staking, dual investment, DeFi earn, auto earn|Over 100 cryptocurrencies including BTC, ETH, USDT, USDC, and major altcoins|Competitive stablecoin and crypto yields across flexible and structured products|
|Nexo|Flexible savings and fixed term deposits|Around 40 major cryptocurrencies and stablecoins|Higher yields unlocked through loyalty tiers|
|Coinbase|On chain staking and stablecoin rewards|Limited to major proof of stake assets and USDC|Conservative yields aligned with regulatory compliance|
|Binance|Flexible savings, locked savings, staking, liquidity farming, dual investment|Hundreds of cryptocurrencies|Wide range depending on product type and promotions|
|Crypto. com|Fixed term and flexible earn products|Major coins and stablecoins|Higher rates tied to longer lock ups and platform loyalty requirements|
# Overall Opinion
If your goal is steady, low-friction yield on idle crypto, a savings product that clearly separates flexible vs fixed and explains redemption rules tends to win long-term.
On balance, **Bitget** often comes across as the strongest overall performer for savings-style earning because its Simple Earn structure is straightforward (flexible vs fixed) and the product guides focus on how interest and redemption work, which is what most users actually need.
As a neutral comparison point, **Binance Earn** is also a common benchmark for users who want a broad selection of earn options under one umbrella.
# FAQs
**Are crypto savings accounts “risk-free”?**
They are not the same as insured bank savings. Risks can include platform, custody, and product mechanics. Always read the terms, especially around redemption and payout behavior.
**Is flexible savings better than fixed savings?**
Flexible is better for accessibility. Fixed can be better if you can commit to a time period and understand the lock and unlock rules.
**What’s the quickest way to choose a good savings product?**
Pick the asset you want to hold (often stablecoins first), then compare: payout frequency, redemption rules, and whether the APY is promotional or stable over time.
**Do I need to do anything to start earning interest?**
Typically you subscribe to a product using assets in your spot wallet, then interest accrues based on the product terms.
Source: [https://www.bitget.com/academy/top-crypto-savings-accounts-for-earning-interest-with-high-apy](https://www.bitget.com/academy/top-crypto-savings-accounts-for-earning-interest-with-high-apy)

Only BTC and ETH are wort your time. No ‘projects’ the other altcoins have are popular by big investors or known by most people.

Every coin you listed is a shitcoin, including ETH. Not a single coin has utility today besides TRAC.
https://x.com/otnoderunner/status/2019476049243869319?s=20
https://othub.io/public/dashboard/b933de89-fc08-4dc5-824f-d53e8c8f94c3?activity_date=&activity_date_=&apr_7d_%28%2525%29=&avg_asset_size=&chain=Neuro&chain_=Base&chain_=Gnosis&chain_=Neuro&chain__=Base&chain__=Gnosis&chain__=Neuro&chain___=&date=past30days~&date_=past12months~&delegator_key=&delegator_key_=&epoch=&epochs=current+epoch&epochs=past+epochs&event=&event_=&min_apr=1&node=umanitek+6&node_=&node__=&node___=&node____=&select_nodes=Active%2C+available+to+stake+on&select_nodes=Active%2C+not+available+to+stake+on&show_nodes=&tab=14-overview&time_grouping=day&time_grouping_=month&time_resolution=day&time_resolution_=day&time_resolution__=day&trac=&trac_=

Well tbh I did the research and January seem to be pretty exciting for crypto specially ETH . Of course I def would have miscalculated it though

Hi everyone, we’re the OwlPay Wallet Pro team.
We know a lot of people want to use stablecoins for cross border transfers because they can be fast and low cost. But in real life there are still a few common blockers.
Sometimes the recipient needs to know how to use a wallet. Sometimes you have USDC on a chain, but you don’t have the native token needed for gas, so you have to pause and go buy ETH or SOL first. 
And even after the sender sends USDC, the recipient may still need to move it to an exchange and off ramp to a bank account.
Every extra step and every extra app adds friction. It also increases the chance of mistakes.
That’s why we added a feature in OwlPay Wallet Pro called Send to Fiat.
With Send to Fiat, you can send USDC straight to a recipient’s bank account. They receive it in local currency, in their local bank. They don’t even need a wallet.
And here’s the upgrade. You don’t need to hold native tokens just to cover gas. Even if your wallet only has USDC, you can still complete the transfer. We handle the gas part so you don’t get stuck topping up ETH or SOL just to send.
In short
* Sender only needs USDC
* Recipient only needs a bank account
* No exchange steps to finish the last mile
* No “out of gas” moment
For example, if you’re sending money back home to family in India or Mexico, you only need USDC and their bank account details to complete the transfer.
Want to ask everyone here: for cross border transfers, what is still the biggest pain point for you right now? Fees, user experience, or something else?

Add ADA to the dead list, it's just a pet project at this point with zero adoption.
I'd love AVAX to do well, first decent chain I used, but hasn't had enough adoption. Similar, SUI and NEAR seem more about wishful thinking than gaining real traction. I'm even sceptical about SOL now, it's eco system is such a wasteland of half-baked ideas and memes. These large L1s probably track ETH now, so you may as well hold that.
LINK is one of few genuine real use tokens, that's going to be strong return. Glaring missing token is HYPE, working chain, major application which is making more revenue than tradefi alternatives (see comparisons to Robinhood). If Hyperliquid were a stock it would be valued 5-10x its current marketcap.
Beyond that QNT and ONDO have real financial industry connections that might bear results, along with exchanges like UNI and small projects that deliver real applications.

Hey everyone!
The latest Bifrost monthly report for January 2026 is out, and it's packed with exciting updates on their liquid staking solutions, cross-chain capabilities, and overall ecosystem growth. If you're interested in Polkadot, DeFi, and innovative yield generation, this is definitely worth a read!
**Here's a quick rundown of the highlights:**
* **Technical Development:**
* Runtime 23000 is deployed, bringing support for Snowbridge ETH SLPv2 protocol, XCM generic type support, and reorganized XCM cross-chain transaction components.
* Dapp 1.10.1 is also deployed, featuring support for vETH 3.0 and vToken delegation functionality.
* Runtime 24000 is in development, focusing on optimizing the SLP protocol, streamlining cross-chain logic, and refactoring security restrictions.
* **Product Progress:**
* Bifrost's Total Value Locked (TVL) has reached an impressive **$44,079,147**!
* **vBNC** is shining, with a Total Value Staked (TVS) of 20,672,982 tokens and a TVL exceeding $1.21M, marking a **37% month-over-month growth**.
* The **WAVE to bbBNC conversion** has officially launched, allowing users to convert WAVE to locked bbBNC.
* **Defi Singularity** is in its third phase, offering attractive APYs (over 25%) for vDOT liquidity in multi-chain Uniswap pools.
* **vDOT delegation voting** has been launched, empowering liquid staked DOT holders to participate in Polkadot OpenGov with a conviction multiplier.
* Total **BNC staked has surpassed 20 million tokens**, showing over 120% growth in just two months! The bbBNC mechanism ensures sustainable value capture by using protocol profits for BNC buy-backs, distributing 90% to bbBNC holders and burning 10%.
* **Marketing & Community:**
* Bifrost participated in Polkaworld's "2025 Review & 2026 Outlook" livestream, discussing infrastructure upgrades and strategic directions.
* A **governance incentive proposal** has been initiated to enhance the Bifrost Dapp governance experience.
* Bifrost core developer Ningbo joined a Polkadot Builders roundtable to discuss growth pathways and project development.
* BNC rewards for Liquid WAVE rounds one and two have been completed with a vesting mechanism.
* Bifrost Developer Relations Lead Tyrone shared insights on the Polkadot Hub smart contract launch and future cross-chain staking evolution in a Polkadot ecosystem roundtable.
This report highlights Bifrost's continued commitment to innovation and growth within the Polkadot ecosystem. The focus on sustainable value capture through bbBNC and the expansion of liquid staking options are particularly noteworthy.
What are your thoughts on these developments? Are you using any Bifrost products? Let's discuss!

CDC 5K card in SG gives 3% which is actually on par or higher than most credit cards. I stack ETH so whenever the reward comes in, I’ll change to ETH instantly via their exchange.

I got burned on ETH last cycle while btc was making rounds. I may have to load up on ETH again, i'm ready to get burned, AGAIN.
Simply becauses there's GAIN in AGAIN.
All the TA that i needed.