ETHEUR
Ethereum / Euro
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Who says the ETH token is gonna capture this value? And we will see this back in the price of ETH?

Hi everyone,
I'm an investor holding Ethereum with a strong belief in its long-term value. I have some questions regarding ETH storage methods and would love to get the community's advice.
To manage various risks, my current portfolio storage allocation is:
* **60%** on Exchanges
* **30%** in a Cold Wallet *(Both allocations are currently being staked.)*
For my cold wallet, I use a combination of a dice-generated mnemonic and a passphrase, which I believe provides strong security. However, after seeing the recent Coldcard incident, I am seriously considering migrating to a multisig setup.
I understand the Coldcard issue was caused by a compromised device-generated mnemonic, but it made me realize that relying on a single manufacturer's hardware could expose me to unforeseen risks. Even with a dice-generated mnemonic + passphrase combo, I still worry about potential vulnerabilities when connecting the device via USB.
Here are my main questions:
1. **Is it common for individual investors to use multisig?** Or is it predominantly used by enterprises and institutions?
2. **Are smart contracts secure enough for individual multisig?** Unlike Bitcoin, Ethereum requires smart contracts (like Gnosis Safe) for multisig setups. I've heard that smart contracts aren't 100% flawless in terms of security, which makes me hesitant.
3. **Or should I just stick to my current setup?**
I would really appreciate any thoughts, feedback, or advice you might have. Thanks in advance!

People can yap all day about "institutions", TVL, transactions, dapps, blah blah blah. None of that matters when the tokenomics are broken. ETH doesn't capture anywhere near enough value to sustain it's massive FDV. The bear case continues to play out, as it has for years.

Thank you, it is good to hear that you acknowledge that there is a problem. And yes I did read your post yesterday, it has made me realise that it's a losing game to present this EIP as beneficial to solo stakers.
Although personally I am quite confident in the economics. Everyone says solo stakers have high fixed costs and are pushed out sooner. No, solo stakers have much *lower* fixed costs. I'm not talking about fixed costs per ETH - that's a contradiction in terms. Fixed costs, i.e. total fixed costs regardless of how much ETH you're staking (that's what fixed cost means). Solo stakers have hardware, institutions have hardware, personnel, office space.
What's the winning model if you have low fixed costs but higher variable costs? Lower economies of scale! We need to reduce the stake.

She's literally framing the very first post as "rich people voting to keep their passive income based off of your dilution"
>nixo.eth 🐌
>okay, i actually love this. @ethvaorg has a vote for node operators to signal whether or not their income should be cut. they have 29 votes w 83k ETH voting no (surprise)
>this represents 29 people each making $140k per year in passive income off the inflation of your ETH (1/x)
And then she's qualifying herself with a bunch of emotional arguments about how she's so passionate about staking that she left a career in academia for staking. She makes 0 mention of any of the mechanics or effects of the proposed curve change.
I don't dislike Nixo, the opposite in fact, and I appreciate her efforts and have been happy to see her advance from being a regular community member. But she's not arguing facts here.

Simplest way I'd put it to a beginner: BTC = digital gold (store of value, keep it simple). ETH = the platform other apps get built on (more moving parts, more risk). Most people starting out do fine with mostly BTC and a little ETH, and ignore everything else until they understand it.

It really is when you compare the two. Linux is free and generates no revenue. ETH is also free (minus miniscule fees) and also generates (essentially zero) revenue

> "too much" ETH is being staked, putting downward pressure on staking returns
This is ridiculous. Solana has 80% of its SOL staked.
Downward pressure on staking returns is even more ridiculous. The entire point of staking is that it locks up supply for Ethereum. This reduces liquidity and increases capital returns.
Increases in staking reduce staking returns but they increase capital returns in the long run, so there's no real loss.

This is why solana is better than all others it’s continuous innovation will make it outperform ETH in value

I would stick to BTC/ETH/SOL. Those actually have *low risk tolerance.*

I'd pump the brakes a bit. Some of your points conflate correlation with causation. BlackRock investing in crypto doesn't automatically mean ETH specifically will dominate, and institutions backing something doesn't guarantee returns. Also, "Etherealize" is a marketing initiative, not a technical breakthrough. The volatility you mentioned exists for a reason. Do your own research beyond interviews and news, not just confirmation bias hunting.

I should have sold at that level too, but for me it was not greed, it was just that I was new to the crypto space and had not enough knowledge ... especially about the enormous volatility in this market...
the only good thing I did was to upgrade to icy white around 0.6 - so I got that level for "only around 65k locked up.
So my cdc story is not the one of great success, but at least no loss, as I used the lounge often with my wife and as I used the card a lot my lifetime benefits shows 12 364 Euro (today) I still have 134 k Cro which I unstaked today and maybe sell them for BTC or ETH when they are free.
The app shows net invested - 6775, unrealised profit or loss - 3321, so I am actually around 3.4 k in profit.

>At 0% yield many will sell it rather than just hold vanilla ETH
They want to sell the hardest money on earth? Secure forever with low inflation? sure.. only 33% is even staked, the other two thirds will be very happy and better off than before. Also we will never get to 0% yield, we need to stop the fearmongering, the current curve also leads to zero! (but yes we will never get there).
>Defi will be killed and you'll see a huge slowdown in activity
Defi summer came before the surge of LST's and before withdrawals were enabled. Some slowdown should be expected, but the flow that will slow down was never actually useful for Ethereum anyway.
>ETH as the dominate collateral and dex pair will diminish and likely be replaced by stables
This I don't see happening, could you explain? If anything LST's will dominate ETH as they compete directly and are superior. Stables dont compete with ETH, different risks different assets, people hold for different reasons.
>As stani pointed out, 0% yield would lead to a yen-like situation where ETH is shorted and suppressed
Aave will get less business, ETH will be fine. People want to be long ETH because it goes up, they don't want to be short just because "rates". BTC never paid any native yield and it has performed much better.
In my view this is a fundamentally pessimistic view on Ethereum. Ethereum and ETH is incredibly valuable without this useless flow that we tell ourselves is "rewards". Keeping Ethereum structurally sound is what should matter most, not pretending that everyone is getting rewards and hoping nobody understand that the rewards aren't actually what they seem and cracks are forming at the structural level.

Copying a post I made on EIP 8363 discussion because I'm curious what people here think.
One thing everyone seems to agree on is that too high a percentage of stake is a bad thing. Another thing everyone seems to agree on is that it is desirable to promote solo stakers. Whether this proposal actually does promote solo stakers however seems to be the subject of endless debate and disagreement.
So shouldn’t this proposal be explicit about what it can and mainly wants to achieve: stronger incentives to reduce or bound the total stake. Leave the promotion of solo staking to other initiatives: correlation penalties, lowering the threshold for staking, etc.
This is the fundamental purpose of issuance, isn’t it? To secure the blockchain. If this is true, then why does Ethereum issuance not target a certain percentage of stake? This can be done by adapting issuance in function of the stake rate.
Let’s say that the target is 50%. In today’s situation, issuance would slowly *increase* until the stake target is reached (since no one seems in favour of increasing issuance, this could argue for targeting a stake close to today’s level). If at some point stake goes above 50%, issuance starts to decrease. [Adaptive issuance has been implemented on the Tezos blockchain](https://octez.tezos.com/docs/active/adaptive_issuance.html). Adaptive issuance could have an upper bound of issuance to protect against edge cases.
A possible advantage compared to this EIP is that it would appear unnecessary to implement complex further issuance changes. The target stake of 50% (say) could be adjusted based on experience, a technically trivial implementation. EIP 8363 is still vulnerable to other developments: if MEV burn is implemented, should we shift the curve upwards? If improvements in proving lower barriers to staking, do we shift it downwards? If a black swan staking event lowers the propensity to stake, do we accept that less than 10% (hypothetically) of ETH is securing the blockchain? Adaptive issuance suffers from none of these problems.

**TL;DR:**
The user holds IETH, an ETF that is closing due to its small size. The fund manager offered three options: sell units now, automatic sale later, or receive underlying ETH. Receiving ETH incurs a $500 fee, but avoids realizing a significant loss. The user is seeking advice on the best option and the legality of the fee.
---
*This is an AI-generated summary, always make sure to verify the accuracy of the information provided.*
*^(my-tldr v0.0.13)*

Anyone have 1$ of ETH on BASE

I also did the same at 23 when ETH broke out to 3K, I kept buying and selling until Webull said I violated my ONBP (which I didnt use margin but it was a margin acct) so I panicked and did a CAT transfer to Robinhood and that took 7 business days so I missed out on the breakout to 4k to 4.9k and I spiraled and lost everything since I kept recenge trading. I would’ve had 200k had I sticked to my plan but now not even 5k

VOO + QQQM is okay, although may overlap sila, so keep that in mind. For crypto, starting small with BTC and ETH makes more sense to me than going straight into random altcoins.
GoTyme is convenient for beginners since crypto is integrated into the app and it supports BTC and ETH, but remember that crypto is still high-risk and not PDIC-insured.
Biggest advice ko is don't invest money you might need soon. Build your savings first, then DCA with money you can leave alone for years.

Been watching funding rates shift over the past day and the divergence is pretty stark right now.
Longs paying (bullish leverage building):
* XMR: +0.18%
* BTR: +0.14%
* ESPORTS: +0.06%
Shorts paying (bearish leverage building):
* ZIL: -0.12%
* KMNO: -0.11%
* WORMHOLE: -0.11%
For anyone newer to this, positive funding means longs are paying shorts to hold their position, which usually signals excess bullish leverage in the market often a contrarian warning sign if it gets too extreme, since overcrowded longs are what get flushed in a liquidation cascade. Negative funding is the opposite: shorts are paying to stay short, meaning bearish bets are piling up, which can set up a short squeeze if price moves against them.
What's interesting here is these aren't even the majors BTC/ETH funding is fairly neutral right now it's mid/small caps where the leverage imbalance is showing up first. That's usually where you see moves before it bleeds into the larger caps.
Broader context: total market cap is sitting around $2.2T, 24h volume \~$55.7B, and the Fear & Greed Index is dead neutral at 50. So there's no macro extreme driving this it looks more like isolated positioning on these specific names rather than a broad market shift.
Pulled the funding rate data from Flicker's funding rate tracker anyone else seeing similar divergence on other pairs, or is this isolated to what I'm tracking?

Some friends that trade that I've spoken with seem to think we're going to tickle 2k and then get one more violent leg down before we bottom for real in October. Not a trader myself so who knows. I feel good buying ETH under 2k