DAIUSDT
Dai / Tether USD
crypto Composite

How about CNY or DAI if you want USD?

BTW good on you for your view. If only we had more like you in the world.

Changpeng “CZ” Zhao
• Known for: Founder of Binance (BNB ecosystem)
• Estimated net worth (2025): \~$60–65B (Forbes list range in 2025).

Brian Armstrong
• Known for: Coinbase cofounder & CEO
• Estimated net worth (2025): \~$9–11B (Forbes/Bloomberg-tracked range).

Chris Larsen
• Known for: Ripple (XRP) cofounder; early fintech entrepreneur
• Estimated net worth (2025): low single-digit billions (varies by XRP price).

Jed McCaleb
• Known for: eDonkey, Mt. Gox, Ripple; Stellar cofounder
• Estimated net worth (2024–25): \~$2.9B (Forbes 2024; still cited widely).

Tyler Winklevoss
• Known for: Gemini exchange cofounder; early BTC investor
• Estimated net worth (2025): \~$4.6B (Forbes real-time).

Cameron Winklevoss
• Known for: Gemini exchange cofounder; early BTC investor
• Estimated net worth (2025): \~$4.6B (Forbes, as reported).

Michael Saylor
• Known for: Executive Chairman, MicroStrategy; large BTC treasury advocate
• Estimated net worth (2025): high single-digit billions (public estimates; Forbes lists him on 2025 rankings).

Mike Novogratz
• Known for: Founder/CEO of Galaxy Digital; early crypto macro investor
• Estimated net worth (2025): \~$2.7–5.5B depending on source/date.

Vitalik Buterin
• Known for: Ethereum cofounder; core research on scaling/PoS
• Estimated net worth (2025): \~$1B+ (on-chain + equity estimates vary).

Charles Hoskinson
• Known for: Cardano (IOHK) cofounder
• Estimated net worth: Not reliably disclosed (varies with ADA and private holdings).
Gavin Wood
• Known for: Ethereum cofounder; Polkadot & Parity founder

Anatoly Yakovenko
• Known for: Solana cofounder
• Estimated net worth: Not reliably disclosed (linked to SOL/equity).
Raj Gokal
• Known for: Solana cofounder

Sergey Nazarov
• Known for: Chainlink cofounder

Stani Kulechov
• Known for: Aave founder

Hayden Adams
• Known for: Uniswap creator

Robert Leshner
• Known for: Compound founder

Jesse Powell
• Known for: Kraken cofounder

Fred Ehrsam
• Known for: Coinbase cofounder; Paradigm cofounder

Barry Silbert
• Known for: Digital Currency Group (Grayscale parent) founder

Dan Morehead
• Known for: Pantera Capital founder (early crypto VC)

Olaf Carlson-Wee
• Known for: Polychain Capital founder (early Coinbase employee)
Balaji Srinivasan
• Known for: Entrepreneur/investor; ex-Coinbase CTO; author of The Network State

Arthur Hayes
• Known for: BitMEX cofounder

Jihan Wu
• Known for: Bitmain cofounder; mining pioneer
• Estimated net worth: Varies; historically billionaire-level during mining peak (range depends on BTC/Bitmain).

Emin Gün Sirer
• Known for: Avalanche (AVAX) founder, academic, protocol design

Arthur Breitman
• Known for: Tezos (with Kathleen Breitman) founder

Kathleen Breitman
• Known for: Tezos cofounder

Zooko Wilcox-O’Hearn
• Known for: Zcash (privacy cryptocurrency) founder

Sandeep Nailwal
• Known for: Polygon (MATIC) cofounder

Illia Polosukhin
• Known for: NEAR Protocol cofounder

Do Kwon
• Known for: Terraform Labs / Terra / TerraUSD / LUNA (controversial)
• Estimated net worth: Not reliably disclosed (collapsed project)
Alex Mashinsky
• Known for: Celsius Network founder (now defunct / distressed)
• Estimated net worth: Not reliably disclosed / distressed assets
Anthony Di Iorio
• Known for: Early Ethereum cofounder, Jaxx wallet, crypto entrepreneur

Joseph Lubin
• Known for: ConsenSys founder, Ethereum ecosystem developer

Sam Bankman-Fried
• Known for: FTX and Alameda Research founder (now bankrupt / legal issues)
• Estimated net worth (peak): \~$26 billion (before collapse)

Caroline Ellison
• Known for: Former CEO of Alameda Research, linked to SBF case
• Estimated net worth: Not reliably disclosed (post-collapse)
Nikil Viswanathan
• Known for: Alchemy cofounder (blockchain infrastructure)
• Estimated net worth: \~$1.5 billion (some sources)

Joseph Lau
• Known for: Animoca Brands cofounder / investor (Web3 / blockchain gaming)

Kain Warwick
• Known for: Synthetix protocol founder

Rune Christensen
• Known for: MakerDAO (DAI) founder

Matthew Roszak
• Known for: Bloq cofounder; early Bitcoin / blockchain investor
• Estimated net worth: \~$3.1 billion (some sources)

Tim Draper
• Known for: Venture capitalist; early Bitcoin investor (purchased Silk Road-confiscated BTC)
• Estimated net worth: \~$3.4 billion (some crypto-derived)

Fred Ehrsam
• Known for: Coinbase cofounder, now a major crypto VC (Paradigm)
• Estimated net worth: \~$3.7 billion (some sources)

Barry Silbert
• Known for: Digital Currency Group founder; Grayscale, early Bitcoin/crypto investor
• Estimated net worth: \~$3.2 billion (older estimate)

Giancarlo Devasini
• Known for: Tether (USDT) cofounder / CFO
• Estimated net worth: \~$22.4 billion (per some crypto wealth lists)

Jeremy Allaire
• Known for: Circle / USDC stablecoin founder / CEO
• Estimated net worth: \~$2.5–4 billion (according to crypto wealth lists)

Elizabeth Stark
• Known for: Lightning Labs cofounder (Bitcoin’s Lightning Network)
• Estimated net worth: Not reliably disclosed
Chris Dixon
• Known for: a16z crypto lead / investor, early web3 proponent

Meltem Demirors
• Known for: Macro investor, CoinShares CSO, crypto commentator / strategist

Linda Xie
• Known for: Blockchain Capital partner, early crypto fund manager

Ari Paul
• Known for: Co-founder of BlockTower Capital (crypto hedge fund)

Haseeb Qureshi
• Known for: Writer, investor (NGC Ventures, Dragonfly), crypto thought leader

Michael “Mike” Arrington
• Known for: Arrington XRP Capital, TechCrunch founder / investor in crypto

Anthony Pompliano (“Pomp”)
• Known for: Investor, “The Pomp Podcast,” early Bitcoin advocate

Balaji Srinivasan
• Known for: Former Coinbase CTO, Angel / crypto investor, author

Denelle Dixon
• Known for: CEO / Executive at Stellar Development Foundation

Charles d’Haussy
• Known for: Infrastructure blockchain / node / validator leadership (less public)

Sergey Dovgopoliy
• Known for: Blockchain / ecosystem startup founder / investor (less public)

Sunny Aggarwal
• Known for: Cosmos / Tendermint / Osmosis contributor / cofounder
...
....
Special note: Names like Adam Back, Nick Szabo, Hal Finney should surely be on the list as well and you should look them up separately. :>

Obviously there could be mentioned dozens of other people but I capped it at 60 people.

Thank you for reading.
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If you are talking about stable coins, yes they are all centralized. Some are less than others, like DAI.
If you are talking about "crypto", in general, which is the original comment of this thread questioning the "purpose of crypto", then no. Bitcoin protocol is decentralized.

I don't think crcl provides any innovation. We're seeing institutions adopt and create on the ethereum, you also have defi stable coins like DAI that are more transparent and reliable.

Wow, this is a blast from the past!
This was an experiment funded by W3F, before Polkadot launched. The idea was an early attempt to allow the community (then people holding "frozen" DOT - aka "DOT Allocation Indicators", or the very confusing acronym "DAI" =) ) to decide on spending in a decentralized manner. You can think of it as an early attempt at a small Polkadot Treasury.
There were a few projects funded by this (see here: https://rubenrussel.medium.com/polkadao-2020-summary-d48003e6a3b0) , but it was eventually wound down in 2020 as we focused on launching Polkadot mainnet and the Kusama Treasury started to be used for small projects like this.