DAIEUR
Dai / Euro
crypto

Tried two buckets, keeps the stress low:
**1. Spark loop**
Supply DAI → borrow → re-loop x3. Net after fees \~15-17 % APY. Hands-on, watch LTV every dip, pay gas.
**2. CoinDepo weekly coupon**
Park USDC/USDT, earn 0.45-0.5 % every Friday ≈ 24 % APY. Seven-day call, funds sit in segregated Fireblocks wallets. CeFi counter-party risk, so I cap exposure and pull a test withdrawal monthly.
Why both? Loop blows up if ETH nukes, coupon dies only if the desk defaults. Different failure modes, smoother ride.
Got a Google sheet with twelve weeks of payouts and Spark loop stats—DM an email, I’ll share. NFA, DYOR.

More stablecoins like USDC, USDT, & DAI are being bridged to Polygon, with +$2B currently on the network.

Polygon is quickly becoming one of the most active and practical crypto networks for both traders & devs of financial tools.
*TL;DR – Why It Matters:*
Stablecoin inflows are rising fast
DeFi on [u/0xPolygon](https://x.com/0xPolygon) is growing strong
Users are staying longer and using more apps
Institutions are joining in
And there's a ton of money ready to deploy


People Are Using Polygon for Real DeFi Activities
This isn't just people gambling on token prices.

*They're using stablecoins for:*
Lending (like on Aave)
Earning rewards (yield farming)
Trading (on apps like QuickSwap and Polymarket)

*Polygon's DeFi usage is up:*
QuickSwap grew 72%
Polymarket has over $120 million in use
Spiko (tokenized bonds) is growing fast as well

This shows people are using Polygon for serious financial activity.


*Polygon Is Becoming a Trusted Payment Layer*
Polygon is fast.
Over 3.4 million transactions happen every day
Fees are close to zero (around 1 cent)
Stripe added support for USDC payments on Polygon
In Q1 2025 over $245 million was moved using payment apps on Polygon

That's real usage—not just hype.

*Unlike traders who jump in and out, stablecoin users tend to stay:*
They keep using DeFi apps
They interact with the ecosystem more
They provide liquidity, stake, or pay for services

The number of people using stablecoins on Polygon keeps climbing.


*Big Players Are Starting to Show Up*
Wyoming launched a pilot stablecoin.
Mercado Bitcoin (a major Brazilian company) is tokenizing real-world assets.
Stripe is supporting USDC payments.
India's massive Jio network.

Dry Powder: Money Waiting to Move
That $2 billion in stablecoins.

I remember frantically moving UST through the bridge and selling for DAI. Made it all out like 3 days before collapse.