CROUSDT
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From the perspective of a Private user, since I locked up $40,000 of CRO for Icy White, iirc the following has happened.
- Dramatic reduction of Crypto Earn rates
- "Estimated 20% APY" on CRO staking never materialized, it released at 10% and has only dropped since, now around 4%
- Reduction of CRO cash back %
- CDC forced the "unburn" of 70 billion CRO despite the entire community voting against it, caused persistent downward price pressure on CRO
- New "Level up" Program announced, gave a new Icy White card with the old Private benefits again but you had to reinvest more CRO to reach $50,000 at the new lower CRO valuation
- Amazon Prime benefit axed
- Crypto Earn APYs continued to fall, tiers mean you only earn the "good" rate on the first $3000
- Cash Earn debuted at 5% APY but has since dropped to 4%
- 8.5% APY on $50,000 CRO lockup dropped to ~4%
- Cashback dropped from 5% to 4%, and now to 3.5%
- Cashback limit added for Private tier users, only get 3.5% on the first $3000/month
- Airport lounge guest benefit axed
If they offer a third iteration of the debit card with benefits restored, I'm not sinking another five figures into CRO a third time.

Absolutely ridiculous. First devaluing CRO with moves like the unburn so much that my icy stake from years ago is now 8k, then STILL stripping away benefit after benefit, from people that put down 40,000 for your product!
The extra guest privilege was the only reason why i even still have this stupid card. A normal priority pass without guest privilege is included in almost any decent card anyway
I truly hope for this company to just die. Clown show

Left CRO in the past soon as they downgraded my card, lost all ambition on the project

I haven’t used my CRO card in years. Shame as it seemed like a good deal for a while. Too good to last. Just like crypto in a nutshell really!

For Ruby peasants such as myself, rewards now  cap at £8.30/month. Now unsure weather to move to the Uphold debit card which offers 1% but caps at £100 cashback/month in GBP. Or stay and accumulate the tiny amount of CRO.

I mean, I've been with CDC over 8 years now and I've done VERY well out of them in the time... I've been grandfathered in multiple times so I only hold around $6k of CRO and still keep full Icy White privelleges.
But this probably will be enough to make me stop using the card.
The eye-gouging spread when selling BTC to load the utterly destroys any cashback and zero fee benefit.
The free Spotify and Netflix is nice, plus the airport lounge (now no longer +1) is good, but its no longer viable as the daily driver card I think.

Last time they cut the debit card rewards but offered a new “Level Up” card, if you’d invest CRO again at the lowered valuations, which still had the old benefits. Now the “Level Up” benefits are being taken away. 
Hopefully we don’t see a new announcement for a new “level up” card if we’ll only put in another $50,000 a third time.

Good. With spending all the CRO for cashback, CRO price will never go up.

It’s not real. They already stole a lot of CRO from ppl on x

The Ruby Steel Crypto.com Prepaid Visa Card's CRO reward rate per spend will be adjusted to **1.5%**.
The monthly CRO spending reward cap will be adjusted to **US$750**, or the equivalent amount in local currency.
So max 10$ cashback per month. Now it was 20$

Yeek, two lounge only per year. F u CRO.com

Just got mine for Ruby, down to 1.5% and max $750 spend a month.
Well that's me done the card now unless I upgrade.
I get between 2.75% and 11% cashback using gift cards on another app. I can take the cashback from this and convert to CRO or simply keep the cashback.

I am not sure either of course. I have around 25% of the CRO parked in supercharger to remain flexible and 75% locked in defi. The defi yield and the card cashback Insell weekly for BTC om the exchange. Started at the beginning of this year, was only keeping CRO before that. Allready around 1500 euro worth of BTC that is parked in CDC earn at 2.5%

No i have around 480k CRO. I will hold on and see how things go. At this point it is house money for me so either way it is fine. I learnt over time to do the opposite of what they seem to want us to do e.g dont stake for a year for 20% and now the first reaction would be to sell. This will likely result in a lot of ppl selling at a low price but in the end the sell pressure on CRO will decrease as they hand out a lot less to card holders. If they truly implement a new tokenomics system with their new app including a burn we may be going places, who knows. I just keep it in defi and sell the rebates to BTC once a week and keep using my green card as well

Hello,
Please be informed that Level Up Private benefits will be updated, effective October 1, 2026, 12:00 am UTC.
What's changing?
The Icy White/Rose Gold Crypto.com Prepaid Visa Card's CRO reward rate per spend will be adjusted to 3.5%. Any spend beyond the monthly US$3,000 CRO reward cap, or the equivalent amount in local currency will earn 0.5% back.
Depending on your jurisdiction, the Crypto.com Prepaid Visa Card’s inactivity fee (if applicable) will be updated. More details here.
Complimentary guest visits will no longer be included with your airport lounge access. You can continue to bring a guest at no additional cost until September 30. After this date, additional lounge visits remain available for purchase at entry, so you can always bring guests along.
Your unlimited personal airport lounge access remains in place.
Your existing Priority Pass™ membership account remains active — no action is required. Please refer to our FAQ for more details.
All other Level Up Private benefits are unaffected.
If you have any questions, please contact us via the in-app chat or at chat.crypto.com. We're here to help.
Best regards,
The Crypto.com Team

March 2026 came and go. That’s why u don’t hear about his AMA anymore. At this point, he doesn’t even give a fuck abt CRO anymore.

If you don't consider CRO an investment, than what is it?

What kind of furniture is the room that Trump lives in free of charge in your head? I bet it's all made of gold.
I can't stand the guy personally and I had no intention on ever buying CRO again but just because of you I am going to setup a recurring buy. So Kris, if this is actually you, well done on the reverse psychology!

Would be good if 1 CRO = $1 to spend on flights

They know CRO going to shit, this why Bitcoin is an option for rewards with their Visa