ADAUSDT
Cardano / Tether USD
crypto Composite

I appreciate Charles trying to rally the troops, but this rings a little hollow right now. Charles, I'm sure you don't even read these, but allow me to vent, if only to the Cardano Subreddit group in the hopes that someone can assuage my fears. It sounds a little unhinged to state that we are growing and making progress in all these fields, meanwhile NOBODY outside of the crypto bubble is talking about crypto or blockchain. I work in IT in Manufacturing and maybe 5 years ago we'd have consultants talking to us about doing a blockchain POC or some theoretical use cases for blockchain in an industrial context but today absolutely nobody talks about it. The world outside the crypto bubble has moved on and what's going to make them come back? I just don't see it. The user experience of cryptocurrencies is fucking dreadful. So much worse than the tradFi rails that we've got, so why would any consumer switch to it? The lofty ideals of freedom and ethics and fixing a broken system just ain't gonna cut it for the average joe. Can I take my salary in ADA? Nope. Can I pay my mortgage in ADA? nope. Even if I could, should I? Is it smart to do that? It's supposed to increase in value versus the dollar so it would be fucking stupid to pay for my flat white or mortgage or spotify subscription with ADA. So where's the use case for a normal guy like me? And you can call me stupid, laugh at me for not getting it, but I've spent a substantial amount of time trying to understand WHY cryptocurrencies should matter and in the process I've been a champion of ADA for the last seven years, trying to get my friends and family interested in the cause and if I can't see the point, I guarantee that none of them will either. In fact, they don't. They might have invested 200 dollars on Binance to ADA or Doge in the last market cycle but none of them actually USED cryptocurrencies beyond a fanciful speculation. None of them stayed to change the world. The gave it a whirl and saw it for what it is, and left. And I keep asking myself, why am I still here?

Can you explain what do you mean by that?
If the context is that you have NIGHT tokens to redeem for the hot wallet that are in the process of thawing, then just leave a few ADA in the hot wallet for transaction fees and move the tokens to the Ledger after you've claimed them.

Most mentions on r/cc (2026-02-18 00:00:00):
||Mentions|
|:-|:-|
|BTC|116|
|ETH|33|
|LTC|21|
|MOON|19|
|IP|14|
|SOL|12|
|HOME|8|
|XMR|7|
|MATIC|5|
|NANO|5|
|USDC|5|
|T|4|
|AAVE|3|
|ADA|3|
|BCH|3|
|MATH|3|
|SNT|3|
|USDT|3|
|XLM|3|
|XRP|3|
[Data source and app](https://www.redditcoins.app/)

tldr; Coinbase has expanded its crypto lending services, allowing users to use XRP, Dogecoin (DOGE), Cardano (ADA), and Litecoin (LTC) as collateral for loans in USD Coin (USDC). Powered by the Morpho DeFi protocol on Coinbase's Base network, eligible U.S. customers can borrow up to $100,000 in USDC. The platform uses wrapped tokens backed 1:1 by assets in secure custody. This move enhances liquidity access for investors without triggering taxable events, marking a milestone in the evolution of onchain credit markets.
*This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

This is actually very bullish for Cardano $ADA.
It reinforces that ADA is now perceived as balance-sheet collateral, this matters for private capital markets.
Also it's important for Midnight positioning.
Collateral credibility here imo.

tldr; Coinbase has expanded its onchain lending product to include XRP, Dogecoin (DOGE), Cardano (ADA), and Litecoin (LTC) as eligible collateral for loans in USD Coin (USDC). This move allows users to borrow up to $100,000 without selling their assets, enhancing liquidity options for retail and institutional investors. The service operates on Coinbase's Base network and uses wrapped tokens for security. Borrowers benefit from flexible repayment terms, with risk managed through a loan-to-value ratio. This marks a significant step in advancing onchain credit markets.
*This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

Strange they handpicked ADA and LTC, two of the most underperforming assets.

Coinbase Just Expanded Crypto Loans Using XRP, ADA & LTC as Collateral

Coinbase Just Expanded Crypto Loans Using XRP, ADA & LTC as Collateral

ADA testing critical support at $0.244–$0.25. Will the Midnight protocol and fundamentals hold the line?

Most mentions on r/cc (2026-02-18 00:00:00):
||Mentions|
|:-|:-|
|BTC|116|
|ETH|33|
|LTC|21|
|MOON|19|
|IP|14|
|SOL|12|
|HOME|8|
|XMR|7|
|MATIC|5|
|NANO|5|
|USDC|5|
|T|4|
|AAVE|3|
|ADA|3|
|BCH|3|
|MATH|3|
|SNT|3|
|USDT|3|
|XLM|3|
|XRP|3|
[Data source and app](https://www.redditcoins.app/)

So they can predatory lend to people with ADA. Interesting 🤔. Is this a good sign 😂😂

Coinbase Expands Crypto Backed Lending to Include ADA

Cardano (ADA) & GhostClaws | Cardano Rumor Rundown #799 - Army of Spies

Most mentions on r/cc (2026-02-18 00:00:00):
||Mentions|
|:-|:-|
|BTC|116|
|ETH|33|
|LTC|21|
|MOON|19|
|IP|14|
|SOL|12|
|HOME|8|
|XMR|7|
|MATIC|5|
|NANO|5|
|USDC|5|
|T|4|
|AAVE|3|
|ADA|3|
|BCH|3|
|MATH|3|
|SNT|3|
|USDT|3|
|XLM|3|
|XRP|3|
[Data source and app](https://www.redditcoins.app/)

**We analyze Cardano (ADA)** as it clings to the **$0.28** floor.
🎯 **Bear Market Targets:**
* **Midpoint Support:** **$0.16**
* **Panic/Recession Case:** **$0.09** (Machine Learning & Channel Bottom)
* 🐂 **Bull Market Potential (2028/29):**
* **Base Target:** **$3.12 - $3.30** (approx. 11x from current levels).
**Disclaimer:** This content is Not Financial Advice (NFA). All charts and proprietary models are available for free at **cryptoweeklies.com**.

Full Video: [https://www.youtube.com/watch?v=tb3nE6w6iQc](https://www.youtube.com/watch?v=tb3nE6w6iQc)
https://preview.redd.it/9p3e4wwzibkg1.png?width=2117&format=png&auto=webp&s=d2c6dbac5372bf6d61ea5fb1b7898e916f6492ca
This chart compares the price of **ADA** against its lifetime Time Weighted Average Price (TWAP). The color-coded markers represent historical risk levels based on time-weighted gravity.
# The "Gravity of Time"
Most indicators only look at current price action. Our TWAP Risk Analysis considers where the asset has spent its **entire life**:
* **Undervalued (Accumulation):** When the price is below the TWAP, you are "beating the clock" by entering at a level where the market has historically spent very little time.
* **Fair Value (Equilibrium):** Near the TWAP, the asset is in its "natural state"—neither over-hyped nor ignored. This is the baseline value created over years of trading.
* **Overvalued (Distribution):** When the price extends far above the TWAP, it is "borrowing from the future." This increases the mathematical probability of a mean reversion.
# Key Methodology Nuances
1. **Filtering the Noise:** Unlike standard moving averages, TWAP requires sustained price action to shift. It measures conviction over time rather than temporary volatility.
2. **Time-In-Market Advantage:** By starting from inception, we capture the true cost basis of long-term holders. Below TWAP, you are getting a better deal than the historical average holder.
3. **Dynamic Risk Scaling:** Risk levels (1-10) measure the standard deviation from the time-weighted baseline. Level 10 signals that hype has outpaced the time required to support that price.
# How to Use This Chart:
* **Filterable Legend:** Click legend items (e.g., "Risk Level 10") to toggle visibility. Double-click to isolate a single level.
* **Risk Logic:**
* ■ **Low Risk (1-3):** Historic accumulation zones.
* ■ **Mid Risk (4-7):** Price extending above historical average.
* ■ **High Risk (8-10):** Historically over-extended vs TWAP.
*Disclaimer: Not financial advice (NFA). For educational purposes only.*

Only six seven % below ATH. Tron overtook it . BCH is coming for us , guns blazing. Another dip today while both of these are barely flinching. We were competing with XRP in market cap terms and now we are steadily declining . At least Doge defeated ADA , it’s something 🤣

Cardano (ADA) & Federalism | Cardano Rumor Rundown #798 - Army of Spies

Both is better. Users can choose to pass value via Rosen or LayerZero.
If we’re talking liquidity pools, then you have to also trust the bridge backing the token if you’re pooling bridged tokens.
Ex. ADA/USDC.e (Holding a bridge token)
If a users is only moving value then the trust moment is short. The time needed to trust is a major factor but cost and liquidity matter if you’re just going to move value
Ex. USD to USDC to USDC.e to ADA and SNEK to then pool ADA and SNEK together. (Not holding a bridge token)

If you’re seeing random tokens show up plus a “receive ADA” button that somehow results in negative numbers, I’d be super careful. That pattern sounds a lot like those dust or phishing style tokens that try to get you to connect your wallet and sign something sketchy.
I’ve seen people mention fake reward events before where the site looks legit but the transaction preview is actually draining ADA instead of sending it. If the transaction shows you sending funds out, that’s a huge red flag.
Personally I wouldn’t connect my main wallet to anything I’m unsure about. Maybe check in the Cardano sub or Discord to see if anyone else confirmed it’s legit. When it comes to random airdrops, I kind of assume scam first and verify after.