ADAUSD
Cardano / United States dollar
crypto Composite

Send all your ADA to Yoroi wallet and stake it from there. I've been keeping and staking my ADA there for well over 3 years now.

Go with Lovelace Community Pool: https://lovelace.community
They have a 0% variable fee and just half of the fixed cost at 170 ADA (fee it takes from the rewards, not you). It used to be 240 ADA, but now it’s 170 ADA minimum, some operators charge something in between, while others kept the 240 ADA fixed cost fee.
Most other pools do 1-3% variable fee + 240 ADA or 179 ADA. For example, let’s say that the rewards pool for a certain epoch is 1000 ADA. The pool operator would take 170 or 240 ADA right from the 1000 ADA plus another 1-3% on top of that.
You don’t ever lose any of your principal ADA, though so don’t think that the

What is the best staking pool on NuFi for <1000 ADA?

Cardano Card Launch Marks a New Era for Everyday ADA Utility

Agree the markets are inefficient, there is a case to be made that price would not increase proportionally, but does it really have to, it only has to align better with the demand. Again we are not Bitcoin, because in the eyes of public we are not, so let's not act like we have the same demand. Different use case, different competitors.
Incentive is flying up and down depending on the bull or bear market - so much for thee security of it, if token is more expensive there is more incentive and more security - it's a win-win already mentioned it. With burn you don't really burn a peace of the pie if entire pie grows in value. You just adjust for the demand this way.
Yes their monetary supply is benefiting them. It's serious guys, check Hyperliquid's monetary policy and tell me, it's not smart, and we are not competing in aggressive deflationary policies for attention. Check ETH/ADA price, you are directly competing with Ethereum, if you have less demand for the ADA token you will have worse price and the cycle continues, the moment Ethereum changed, already you had to make plans to do it as well, because this is how competition in open markets works. It does not make you superior, it makes you inferior. Like I said, it's not good or bad - it's market rules and psychology.
Perhaps instead of burn we could think of different emission schedule for the rewards.
There is no good and bad in monetary policy - it just is, it's math.
By burn you don't take away if the price goes up, you just adjust for the lack of demand.
Yes proof of how economy works :) it's in first grade microeconomics. At this level of conversation proposal would do nothing, and you are just trying to cover the conversation, actually serious conversation about it.

# Cardano Counter-Arguments (Condensed for Reddit)
---
## Part 1: Infrastructure Claims
**"No proper stablecoins"**
- USDM by Moneta is live — fiat-backed, reserves at Fidelity, FinCEN-registered, MiCA-compliant
- DJED maintained 99.9% peg stability for 2+ years with 400-800% overcollateralization
- Stablecoin market cap up 21.5% QoQ in Q3 2025
- Nov 2025: Apex Fusion + Stargate (LayerZero) bringing native USDC via cross-chain bridge
- Circle requires freeze/reversibility functions eUTXO doesn't natively support — technical limitation, not inability
**"No Chainlink"**
- Charli3 running 600+ days, 99.99% uptime, zero incidents, CertiK Level 2 audited
- Liqwid (largest Cardano DeFi protocol) already uses Chainlink Price Feeds
- Hoskinson confirmed June 2025: Chainlink self-serve integration coming, CCIP discussions active
- Multiple oracles > single vendor dependency — ask anyone who's been rugged by oracle manipulation
**"No RWAs"**
- Indigo synthetics (iUSD/iBTC/iETH) live and trading
- Empowa: $8.5M housing assets across 8 African countries, partnered with Nairobi Securities Exchange + EY Parthenon
- Fireblocks integration (Nov 2025) enables institutional custody
- Different strategy: emerging markets + social impact vs competing for BlackRock
---
## Part 2: Technical Claims
**"L1 stuck at 20-30 TPS, Hydra is a toy"**
- Hydra hit **1M+ TPS live** during Doom Tournament (Dec 2024) — 25k concurrent players, not a lab test
- Hydra v1.0 shipped 2025, now production-ready
- Real deployments: Midnight's Glacier Drop, AIRA (Japan), 20+ Catalyst projects
- Leios (CIP-164) entering engineering with **$71M treasury funding**, targets 10,000 TPS on L1
- eUTXO transactions can batch 20+ outputs — raw TPS comparisons are apples to oranges
**"68-72% stake in IOG/Emurgo/Foundation/Binance pools"**
This is verifiably wrong:
- cexplorer.io data: **top 10 pools hold <11%** of stake
- Single-pool operators control **30%+ by stake, 70%+ by pool count**
- Binance: ~38 pools, **6.5%** of stake — significant but nowhere near claimed figures
- IOG/Emurgo/Foundation completed full decentralization **March 2021** (D=0 day)
- Nakamoto coefficient: **21-50** vs Ethereum's 2-5 (Lido/Coinbase/Binance control 51%+)
**"Too academic, too slow"**
2025 shipping velocity:
- Plomin hard fork (completed Voltaire)
- Hydra v1.0
- Leios entering engineering
- 11,886 Aiken smart contracts deployed
- Ranked #1 in per-project GitHub commits ahead of ETH and DOT
The trade-off bought something: **zero protocol exploits, zero funds lost** since 2017 while competitors lost billions.
---
## Part 3: The Chain Split & Adoption
**"November 2025 chain split proves failure"**
What actually happened:
- First major incident in **8 years**
- Split lasted 14.5 hours
- **Block production never stopped**
- **Zero funds lost**
- Patch deployed within 3 hours
- Network reconverged automatically
Solana co-founder Toly's response: *"Nakamoto style consensus without proof of work is extremely hard to build. The protocol functioned as designed."*
Compare to Solana: 10+ major outages since 2021, including 17-hour and 19-hour complete halts requiring manual restart with 80% stake coordination. Cardano kept producing blocks throughout and self-healed.
**"TVL low, adoption lagging"**
- Q3 2025: TVL hit $423M (3-year high), up 28% QoQ
- 59% of ADA staked (vs ETH's 30%)
- Dev activity exceeded ETH and SOL in Oct 2025 per Santiment
- 2,009 projects building, 142k Plutus scripts deployed
- Rank 12-15 is "mid-tier," not "dead"
**"Price down 86%"**
- DOT down 96%, ATOM down 90%, AVAX down 80%
- SOL itself crashed 96% in 2022 before recovery
- Grayscale filed ADA ETF (Feb 2025), 64-87% approval odds on Polymarket
- $200M whale accumulation Nov 2025
---
## Part 4: What's Coming
**Midnight:**
- NIGHT token launch Dec 8, 2025
- 34M eligible wallets, 175k already claimed via Glacier Drop
- Google Cloud partnership
- Privacy layer benefiting ADA stakers directly
**Leios:**
- Full CIP spec, $71M funded, simulations on 10k-node testnet
- Hoskinson: "single most urgent program"
---
## TL;DR
Most criticisms were valid 2021-2023. By late 2025:
| Claim | Reality |
|-------|---------|
| "No stablecoins" | USDM live + regulated, DJED battle-tested, native USDC bridge launching |
| "No oracles" | Charli3 @ 99.99% uptime 600+ days, Chainlink in Liqwid |
| "Never ships" | 2025 = fastest shipping year ever |
| "Stake concentrated" | Top 10 pools <11%, Nakamoto coeff 21-50 |
| "Chain split = failure" | First incident in 8 years, zero funds lost, Toly praised it |
**Fair criticism that remains:** Adoption is modest relative to age and market cap. That's valid. But "nothing works" and "it's dead" are factually incorrect.
---
*Sources available on request — pulled from Messari Q3 2025 report, cexplorer, Essential Cardano dev updates, CoinLaw, and primary announcements.*

Mr ambassador can you disprove any of the points? This post is ment to highlight good and the bad in ADA ecosystem. Head in the send wont make this go away, or calling it a FUD. Trust me I’m rooting for ADA since day one, but these issues have to be addressed, otherwise we’re like Steve Balmer laughing at 500$ iphone on launch.

For alts, I check on the status of the project and what is it abou Went for COPI and RYO.
For established ones, I went for SOL. BNB. ADA

I know exactly what it’s doing.
-making me sell all of my ADA.

Cardano (ADA) & a New Race | Cardano Rumor Rundown #746 - Army of Spies

Most still holding I have 13 k of ADA and buying more

🚨 Exclusive 1-Month Outlook: XRP, ADA, BNB, BTC, BCH Analysis

>What if we burn future supply or reduce the rewards at protocol level or a bit of this and a bit of that.
In Cardano's fixed-supply model, the 'future supply' (the Reserve) is not just arbitrary unprinted tokens; it is the game theory incentive for SPOs and delegators for the next several decades. The security of the network depends on that incentive, so if you start burning the reserve/transaction fees, you risk destroying the incentive and thus risking network security. Again, the incentive is already quite minimal as it is, as are transaction fees. "bit of this and a bit of that" isn't going to have any meaningful impact.
>burning increases the value of the Treasury/Rewards in USD terms.
You make the assumption that the price increase will be *proportional or greater* than the amount of ADA destroyed. If we burn 20% of the rewards to pump the price, but the price only rises 10% (because markets are inefficient or bear market conditions persist), we have only reduced the purchasing power of the Treasury for long term development.
Rather than speculate on if burning would be good or bad for Cardano, all you have to do is look at the blockchains which have been token burning already. Has burning *really* benefitted those chains? Are they in a good place now compared to when they started burning?
Perhaps look at Stellar, Shib, Dot, Bitcoin Cash, Polkadot? How's their price doing? How many of those are inflationary? How many of them can you confidently *prove* that token burning works and has the desired impact? At the end of the day, having definative proof that token burning has meaningfully provided the desired outcome, and definitely prove that it won't sacrifice Cardano's network security or longevity. If you have the proof then you can formally propose a change: [https://gov.tools/](https://gov.tools/) Until then, you're just speculating and repeating conversations that have already been had and that won't lead to any meaningful change.

Cardano can’t stop anyone from using the chain to launch a token that ultimately bootstraps a privacy blockchain. ADA is still ADA

SNEK: "Our 5,000,000 ADA Treasury Withdrawal has been officially approved"

This is what happens when VC's have never been given an "in" on this.
There have been multiple legitimate examples of poor performance, the $6m failed stable coin swap and the forking of the chain being the most obvious.
Yes I understand it was "low liquidity" not a fault so to speak but that's the experience of the first attempt of someone with large capital getting involved with ADA, how does that look to others who have been thinking about it?
We NEED Tier 1 stable coins and liquidity, this isn't something that would be nice to have, it is a MUST and ASAP.
Every day this drags on Cardano falls further behind, is it stands Cardano CAN'T be adopted by any sizeable use case.
This is my second largest holding, I think this is the future, the Bitcoin how it should be, decentralized, scalable, secure, backed by research and designed with purpose every step of the way.

Thanks. And with that I'd like to close the discussion on the attack again. There's been plenty said on it, both on this subreddit and crypto media wide.
I would like to reserve this post for the purpose to call attention to the fact that the stakepool is retiring, and 7.7 million ADA representing 1687 delegators are about to receive no more staking rewards, unless they change delegation.

Is there any explanation anywhere by any actual developer on how Midnight drives demand for ADA? If Midnight integrates with everything, whats the driver for people actually using Cardano?

No tribalism, no memes, just verifiable numbers and timelines as of November 25, 2025.
Grab some coffee!
A major source of ongoing criticism in 2025 is Cardano’s absence of core financial infrastructure that other major L1s already treat as standard.
Stablecoins are the backbone of DeFi.
Solana, Ethereum, Avalanche, and even newer chains all have deep liquidity in USDC, USDT, PYUSD, and newer issuer-driven stables.
Cardano in 2025:
• No fully integrated, high-liquidity USDC or USDT.
• No major issuer (Circle, Tether, PayPal) has adopted the chain.
• Native alternatives exist, but liquidity is tiny, fragmented, or untested at scale.
This severely limits
• DEX volume
• Lending markets
• Institutional access
• On-chain payments
• DeFi depth
Outcome: Without stablecoins, Cardano cannot realistically compete with ecosystems that rely on deep, fast-moving dollar liquidity.
Delayed Chainlink Integration:
Chainlink oracles are the industry standard for price feeds, RWA data, FX rates, proof-of-reserves, and automated execution.
Cardano in 2025:
• Still lacks full Chainlink integration.
• Uses smaller or custom oracle solutions with limited adoption.
• No broad cross-chain interoperability via CCIP (widely deployed on Solana, Ethereum L2s, Polygon, Avalanche, etc.).
This restricts:
• Institutional DeFi
• RWA tokenization
• Enterprise integrations
• Reliable derivatives and lending markets
While smaller oracle providers exist, Cardano still does not have unified, secure, battle-tested data infrastructure comparable to other chains.
Solana exploded in 2024–2025 partly because of fully on-chain, 24/7 tradable assets:
• tokenized equities
• tokenized ETFs
• RWAs backed by regulated custodians
• hyper-liquid perps and synthetics
Cardano in 2025:
• No major tokenized equities
• No large RWA issuers
• No high-volume synthetic assets
• No on-chain brokerage-like platforms
• No “Solana-style” tokenized markets with millions in daily volume
Even experimental alternatives on Cardano have low liquidity and almost no market adoption.
Why it matters:
Modern crypto adoption is increasingly tied to RWAs, tokenized bonds, equities, and global instruments.
Cardano is effectively missing this entire category.
Cardano spent most of 2017–2024 over-promising and under-delivering relative to its own roadmaps and marketing. 2025 has been its most productive year ever (Chang hard fork, full on-chain governance, Hydra v2 production, Ouroboros Genesis completion), but the upgrades have so far not translated into significant user or developer growth. The reputation damage from the earlier years, combined with continued stake concentration and low economic activity, keeps the negative sentiment alive in most of the broader crypto community.
Smart contracts were originally expected around 2017–18 but only went live in 2021.
The Voltaire governance phase, promised years ago, finally arrived in September 2025.
2025 reality:
Most flagship features arrived roughly 3–6 years later than originally projected.
Still fair criticism?
Partially. The delays happened, but these features are now live.
For years the L1 was effectively capped at ~20–30 TPS, while newer chains pushed far ahead.
Hydra L2 has existed conceptually for years but had almost no real-world adoption.
2025 reality:
Hydra v2 tests above 1 million TPS, but almost no dApps use it.
The L1 still operates with modest throughput.
Still fair?
Yes for L1 performance.
L2 performance is improving but underutilized.
Stake concentration has been a long-standing criticism.
2025 reality:
Independent trackers (PoolTool) show ~68–72% of all stake sits in IOG, Emurgo, Foundation-aligned, or Binance-affiliated pools.
Still fair?
Yes. This remains unresolved and often overlooked.
Charles Hoskinson’s long X rants, combative tone, and the culture of “peer-review = always superior” polarize outsiders.
2025 reality:
Nothing has changed here. The social layer remains divisive.
Still fair?
Subjective, but widely cited.
Cardano’s adoption has consistently lagged behind major competitors despite its high valuation and long lifespan.
2025 reality:
TVL is around $423M, typically ranked 12–15th among chains.
DEX volume often sits below $15M/day.
Daily active usage remains modest relative to peers like Solana, Ethereum, TON, Avalanche, etc.
Still fair?
Yes. Adoption remains limited relative to expectations.
ADA hit an all-time high of $3.10 in 2021.
2025 reality:
Price sits around $0.42, down roughly 86%, while SOL and ETH hit new highs in 2024–25.
Still fair?
Yes. This is the biggest psychological driver of criticism.
Cardano has produced over 550 academic papers, uses Haskell, and emphasizes formal verification — which many see as too slow for crypto’s pace.
2025 reality:
2025 has been the fastest development year in Cardano’s history.
However, the reputation of “slow, academic, cautious” persists.
Still fair?
Yes, as a perception, even though shipping speed improved.
To remain objective, here are Cardano’s real strengths:
• Highly decentralized validator set (not stake), low hardware requirements.
• One of the largest staking communities (1M+ wallets staking).
• Predictable fixed-supply monetary policy.
• No catastrophic cryptographic failures since launch.
• Environmentally efficient PoS.
• Voltaire governance finally live with a community-elected Constitutional Committee.
2026’s Leios upgrade (input endorsers + new consensus) is the next big test: if it ships on time and brings real throughput + adoption, some of the criticism will naturally fade. Until then, the dislike is largely based on historical facts rather than pure hate.
Cardano isn’t a scam, nor is it dead.
Its problems come from a gap between years of massive narrative promise and the relatively modest level of real-world adoption delivered so far.
The November 2025 chain split accelerated criticism because it undermined the “bulletproof engineering” perception many believed in.
And finally there is Midnight: Cardano’s biggest 2026 catalyst, privacy layer that directly benefits ADA holders and could finally drive real adoption?
Curious what long-time observers and newer users think, has anything in 2025 actually changed your view on Cardano (positive or negative)?
Hopefully Charles reads this and directly addresses these points with the clarity the community deserves.
Let’s keep it civil.

I’m in that position right now. I’ve sold a lot of ADA since 2019 and still have a small bag. But I’m less interested in the development.
The stablecoin fiasco really made me tune out. Most of this year I’ve been disinterested. The TVL hasn’t grown because DeFi isn’t that active on Cardano, Ethereum is dominating tokenized RWAs, etc, etc.
Man. I think I was coming to Cardano’s defense all time.
“Ethereum is a security because it doesn’t have liquid staking.”
“Ethereum moving to proof of stake might be disastrous.”
“Solana keeps going offline.”
“Bitcoin needs Cardano DeFi.”
“Cardano doesn’t need USDC.”
Etc.