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That's a dumb comment that I can't downvote hard enough. OP's thoughtful critiques are legitimate.
> stop pretending decentralization matters
WTF. Some people remember FTX, Mt. Gox, ACX, Quadriga... and on and on in a nearly endless list depending on how much lost capital you stop counting.
And some people also like to own their own coins, not a fractional reserve database entry where your investment is last in line in their chapter 7 proceedings.
If *YOU* don't care, hey that's your business and you do you. But to turn your own words around, "stop pretending decentralization doesn't matter".
A more valid rebuttal to OP may be that the problems he is expressing is inherent to the very notion of decentralized finance. But many smart people are working on it, and there are many ways that average people can help.

That's a dumb comment that I can't downvote hard enough. OP's thoughtful critiques are legitimate.
> stop pretending decentralization matters
WTF. Some people remember FTX, Mt. Gox, ACX, Quadriga... and on and on in a nearly endless list depending on how much lost capital you stop counting.
And some people also like to own their own coins, not a fractional reserve database entry where your investment is last in line in their chapter 7 proceedings.
If *YOU* don't care, hey that's your business and you do you. But to turn your own words around, "stop pretending decentralization doesn't matter".
A more valid rebuttal to OP may be that the problems he is expressing is inherent to the very notion of decentralized finance. But many smart people are working on it, and there are many ways that average people can help.