AAVEUSDTPERP
Aave / Tether USD Perpetual Futures
crypto Composite

BTC, ETH, and LINK are the 2 everyone should have as their base and the majority of their stack, IMO.
Then diversify with things like HBAR, AVAX, SOL, AAVE, etc. XRP is memecoin trash.

Most mentions on r/cc (2025-07-17 00:00:00):
||Mentions|
|:-|:-|
|BTC|405|
|XRP|162|
|ETH|158|
|USDT|40|
|MOON|32|
|SOL|30|
|SAFE|23|
|ADA|22|
|LINK|22|
|USDC|20|
|IP|19|
|SUI|18|
|XMR|18|
|BCH|15|
|ALGO|12|
|HOME|12|
|AAVE|9|
|FARTCOIN|9|
|LTC|9|
|SNT|9|
[Data source and app](https://www.redditcoins.app/)

I think only 'Hype', 'AAVE' and 'Bonk' out of the top 50 have outperformed ETH on the 3 month timescale. XRP has done very well in the last 30 days or so, but you would have made 2x more profit buying ETH 90 days ago than XRP (almost exactly actually, XRP is up 58% on that timescale).

Centralized lending & borrowing.
Generally speaking higher yields then AAVE but no control over your asset. If the company goes down your assets may be at risk.

Never dealt with AAVE.. though familiar with the coin to a certain extent.. does that mean buying AAVE and staking it thru delegation?

1. First thing you tell your friends when you see them again is DYOR.
2. AAVE or Compound for lending yields. This does not support any network consensus mechanisms.
3. If you want the "capital growth", where to stake with consensus support depends on the asset.

If you insist on "staking" on a CEX, then I would suggest Coinbase as the most trustworthy excahnge - given it's the chosen custodian for Institutions.
Otherwise, I'd suggest looking into how to actually delegate/stake natively on your chosen crypto network and self-custodial wallet.
As for rewards on stablecoins, that's more likely a case of Lending APY - in which case, via AAVE could be a solid option.

Use AAVE to lend ETH for their stable coin Ghost, buy more ETH with Ghost and then loan that ETH one more time, hold your third bag. ETH rocket-5k Pay back your Ghost loan as ETH go rocket hit moon, payoff second loan, after second loan is paid sell second bag and payback first loan and realize profit, collect collateral and sell ETH bag at ATH- Lambo.

Okay, an LTV of 30% seems pretty safe especially as we are talking about using BTC as collateral.
Borrow USDT then swap for ETH/ADA/SUI etc and stake those alts. Use the rewards to pay the loan interest.
Then ideally pay the loan back as these alts pump
This seems relatively low to medium risk. Will all the risk being that you’re trusting your BTC to someone like AAVE

BTC, ETH, and LINK are the 2 everyone should have as their base and the majority of their stack, IMO.
Then diversify with things like HBAR, AVAX, SOL, AAVE, etc. XRP is memecoin trash.

Most mentions on r/cc (2025-07-17 00:00:00):
||Mentions|
|:-|:-|
|BTC|405|
|XRP|162|
|ETH|158|
|USDT|40|
|MOON|32|
|SOL|30|
|SAFE|23|
|ADA|22|
|LINK|22|
|USDC|20|
|IP|19|
|SUI|18|
|XMR|18|
|BCH|15|
|ALGO|12|
|HOME|12|
|AAVE|9|
|FARTCOIN|9|
|LTC|9|
|SNT|9|
[Data source and app](https://www.redditcoins.app/)

I think only 'Hype', 'AAVE' and 'Bonk' out of the top 50 have outperformed ETH on the 3 month timescale. XRP has done very well in the last 30 days or so, but you would have made 2x more profit buying ETH 90 days ago than XRP (almost exactly actually, XRP is up 58% on that timescale).

Centralized lending & borrowing.
Generally speaking higher yields then AAVE but no control over your asset. If the company goes down your assets may be at risk.

Never dealt with AAVE.. though familiar with the coin to a certain extent.. does that mean buying AAVE and staking it thru delegation?

1. First thing you tell your friends when you see them again is DYOR.
2. AAVE or Compound for lending yields. This does not support any network consensus mechanisms.
3. If you want the "capital growth", where to stake with consensus support depends on the asset.

If you insist on "staking" on a CEX, then I would suggest Coinbase as the most trustworthy excahnge - given it's the chosen custodian for Institutions.
Otherwise, I'd suggest looking into how to actually delegate/stake natively on your chosen crypto network and self-custodial wallet.
As for rewards on stablecoins, that's more likely a case of Lending APY - in which case, via AAVE could be a solid option.

Use AAVE to lend ETH for their stable coin Ghost, buy more ETH with Ghost and then loan that ETH one more time, hold your third bag. ETH rocket-5k Pay back your Ghost loan as ETH go rocket hit moon, payoff second loan, after second loan is paid sell second bag and payback first loan and realize profit, collect collateral and sell ETH bag at ATH- Lambo.

Okay, an LTV of 30% seems pretty safe especially as we are talking about using BTC as collateral.
Borrow USDT then swap for ETH/ADA/SUI etc and stake those alts. Use the rewards to pay the loan interest.
Then ideally pay the loan back as these alts pump
This seems relatively low to medium risk. Will all the risk being that you’re trusting your BTC to someone like AAVE

There is always a part of us that wishes we put all our money into the best option… but it seems like you are very much in an ‘all or nothing’ mindset… (however it makes sense to diversify and not have all your eggs in one basket) … it could be worth moving some money to a HYSA instead and taking some risk off the table? personally I have gone the other direction and moved savings into crypto as I could only generate 5% a year in HYSA (when in comparison XRP is up 392% over the last year…
WBT 339.1% SUI 328% XLM 310.7% BGB 308% AAVE 209.3% HBAR 193.9%
1 TRX 112.8% GT 91.8% XMR 87.9% FTN 82.5% BTC 73.6% ALGO 70.2% ADA 63.2% DOGE 57% LEO 40.5% TAO 36.3% QNT 36.3% LTC 26.7% BONK 23.4% BCH 22.4% BNB 15.4% LINK 10.9% CRO 7.9%…
ETH is down -9% over the last year… but not long ago it was 50% down… it does feel like you’re selling out just as excitement is starting to build again… the big shifts bring in a lot of interest … when things get crazy and euphoric is the time to be thinking about exiting imo

Over the last year XRP is up 392%
WBT 339.1% SUI 328% XLM 310.7% BGB 308% AAVE 209.3% HBAR 193.9%
1 TRX 112.8% GT 91.8% XMR 87.9% FTN 82.5%
- - -
BTC 73.6%
- - -
ALGO 70.2% ADA 63.2% DOGE 57% LEO 40.5% TAO 36.3% QNT 36.3% LTC 26.7% BONK 23.4% BCH 22.4% BNB 15.4% LINK 10.9% CRO 7.9% UNI 5.1% PEPE 4% SOL 1.3%
Even with a much smaller name XRP is competing with BTC in google searches. XRP can do everything BTC can do, but BTC can’t do everything XRP can do